Explore the differences! FHA VS Conventional loan programs in Rio-del-Mar, Santa Cruz County, California

In 2024, Convetional loan limit in Rio-del-Mar, county of Santa Cruz, CA is $970,800 while FHA limit is $970,800 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Rio-del-Mar, county of Santa Cruz, CA

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The comparison table applies to zip codes: 95003

Conventional and FHA loan options in Rio-del-Mar, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Pacor Mortgage Corp.
  • 14930 S Cicero Ave, Suite 2B, Oak Forest, IL, 60452
  • PACOR is an outstanding resource for mortgage financing. Now in our 34th year in the business, our management team has seen the company grow through the most challenging markets. It’s no secret that today’s real estate landscape has changed, but remaining nimble is one of our strengths.
  • Lamb Financial
  • 6825 North Lincoln Avenue, Lincolnwood, IL, 60712
  • We are a full-service residential financing provider delivering funding solutions to Chicagoland and northern Illinois. We are also recognized as the industry leader in renovation and construction financing with 25+ years of expertise and unique offerings that provide excellent terms and financial flexibility.
  • Dimension Mortgage Corp
  • 1000 Skokie Blvd, Suite 570, Wilmette, IL, 60091
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Starlight Home Mortgage
  • 4106 Oakton Street, Skokie, IL, 60076
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Kohler Credit Union
  • 5727 Superior Avenue, Sheboygan, WI, 53083
  • At Kohler Credit Union we are dedicated to our member's financial well-being. Our reason for doing business is pretty simple. We are here to serve our members. We work diligently to provide the most desired financial products and services in an economical manner. We understand that as a financial cooperative
  • The First National Bank of Carmi
  • 201 E Main St, Carmi, IL, 62821
  • First Bank, an entity of Southern Illinois Bancorp, Inc. headquartered in Carmi, Illinois, has been serving businesses and families in Southeast Illinois and Southwest Indiana since 1893. We represent a return to the old-fashioned way of banking, where the staff knew everyone by name and treated you like a person instead of a number.
  • SIC Funds
  • 2418 W. Marquette Rd. 1st Floor, Chicago, IL, 60629
  • In September of 2018 Secure Investor Capital, Inc. (SIC Funds) became a nationwide direct lender for 1-4 unit non-owner rehab fix & flip business loans. SIC founded in 2010 in Elmhurst Illinois has also became a lender in the great states of Illinois, Florida and Michigan (Nationwide) for small balance commercial bridge loans.
  • Community Bank
  • 1255 W Government St, Brandon, MS, 39042
  • One of the South’s fastest-growing financial institutions did not originate in a large, metropolitan area or grow with the usual Bank business plan. Community Bank started more than 115 years ago in a small timber community in east central Mississippi and has grown by employing a unique approach to one of America’s most routine industries.