FHA VS Conventional loan programs in Rio-del-Mar, Santa Cruz County, California
As of 2025, the loan limit for Conventional financing in Rio-del-Mar, part of Santa Cruz county, CA, is $970,800. Meanwhile, the FHA loan limit for a single-family residence is set at $970,800.
With the Lendersa® Conventional loan calculator, compare top rates among Conventional, FHA, and USDA options. Determine what income level, credit score, reserves, and necessary documents are needed for qualification. Our advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA side by side to assist you in choosing the ideal program in CA for your distinct financial requirements.
Loan limits and downpayment information for 2025 in Rio-del-Mar within Santa Cruz, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
Note: This comparison applies to these zip codes: 95003
Explore Conventional and FHA Loan Options in Rio-del-Mar, CA
Lendersa® is committed to obtaining the optimal Conventional, USDA, or FHA loan swiftly and efficiently for you. Start with one of three approaches designed to connect you with matching lenders and loan options.
LimeBank (formerly Farmers State Bank) is an FDIC-insured & Equal Housing Lender certified bank serving the community of Bolivar, MO & the surrounding area. With four convenient branch locations in Bolivar, Galmey, and Pittsburg, plus four free regional ATMs, LimeBank proudly serves clients from southwest Missouri & the greater Springfield region.
La Joya Area Federal Credit Union has been open since 1961. The credit union has assets totaling $68.95 Million and provides banking services to more than 15, 000 members as of March 2022.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a membe
Brainerd BN Credit Union was organized on November 25, 1940 as Brainerd NP Credit Union to serve the needs of the Northern Pacific Railway workers in central Minnesota. In 1970, after a merger changed the name of the local railway, Brainerd NP Credit Union changed its name to the name we use today, Brainerd BN Credit Union.
5562 South Staples St, Suite 300, Corpus Christi, TX, 78411
Home Loans Made Easy, LLC is a Corpus Christi premier mortgage lender that is dedicated to providing the best service possible to all of its clients. This company has specialized in Home loans and mortgage refinance for over 25 years, so you can feel confident in knowing that they are the top choice for all of your loan or refinancing needs.
At Falcon National Bank we build long lasting Relationships with our customers, our communities, and our colleagues. With the highest level of Integrity, we provide trusted Solutions and exceptional Service to deliver the very best banking experience. We pride ourselves on our fast and reliable Execution.
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