For 2026, in Seacliff, located in the county of Santa Cruz, CA, the limit for a Conventional loan is $805,000, while the FHA limit for a single-family residence is $805,000.
Utilize the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. This tool aids in determining the required income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, view Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you in selecting the optimal program for your specific financial requirements in CA.
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| Type of Loan | Maximum Loan | Minimum Down Payment |
| Conventional Conforming | $805,000 | 3% |
| USDA | $626,500 | 0% |
| FHA | $805,000 | 3.5% |
This comparative table is applicable to zip codes: 95003
The aim of Lendersa® is to facilitate a swift and convenient process to secure the best available Conventional, USDA, or FHA loans. Begin by choosing from three starting options that efficiently connect you with appropriate lenders and loan plans.
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