FHA VS Conventional loan programs in 2024 for San-Francisco, San Francisco County, California

In 2024, Convetional loan limit in San-Francisco, county of San Francisco, CA is $970,800 while FHA limit is $970,800 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

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2024 loan limits and downpayment requirments in San-Francisco, county of San Francisco, CA

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The comparison table applies to zip codes: 94130, 94131, 94132, 94133, 94134, 94109, 94108, 94103, 94102, 94105, 94104, 94158, 94127, 94124, 94123, 94122, 94121, 94129, 94118, 94110, 94112, 94116, 94117, 94114, 94115, 94111, 94107, 94119, 94120, 94125, 94126, 94137, 94139, 94140, 94141, 94142, 94143, 94144, 94145, 94146, 94147, 94151, 94159, 94160, 94161, 94163, 94164, 94172, 94177, 94188

Conventional and FHA loan options in San-Francisco, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Priscilla Guillen Home Loans
  • 74950 Highway 111, Indian Wells, CA, 92210
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • LTV Private Equity
  • 75280 Highway 111 Suite 101, Indian Wells, CA, 92210
  • LTV Private Equity is a locally owned company located in Indian Wells, California. With over 30 years of "Hard Money" experience within the LTV family, we have represented borrowers and lenders throughout the state of California.LTV personally inspects each property in question and gathers their own property data.
  • Express Funding Mortgage Co.
  • 1237 Camino, Suite I, Del Mar, CA, 92014
  • Express Funding Mortgage Company was founded in 1998 by Brad Shoemaker with the goal of becoming the San Diego mortgage broker of choice for local San Diegans. Express Funding Mortgage specializes in residential mortgage financing to homeowners and buyers anywhere in California. We offer some of the lowest conforming.
  • Avant Capital Solutions
  • 1011 Camino, Suite 214, Del Mar, CA, 92014
  • We will find a loan that fits each borrower. Unlike big banks that have “order takers” helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available and their loan programs are one size fits all.
  • North County Credit Union
  • 17045 Via Del Campo, San Diego, CA, 92127
  • North County CU is a not-for-profit financial cooperative owned by its members. As a not-for-profit cooperative, we're always looking for ways to save you money any way we can. North County CU representatives are rewarded for finding you the best deal - not on making record profits.
  • Norstar Capital
  • 11440 West Bernardo Court, Suite 300, San Diego, CA, 92127
  • Norstar Capital your secret weapon to finding the lending program that’s right for you. Principal/Broker Dee Hontz has access to a wide range of loan products through established relationships with banks, mortgage bankers, non-depository portfolio lenders, and direct private money investors.
  • Urban Lynx Realty, Inc
  • 11440 West Bernardo Court, Suite 300, San Diego, CA, 92127
  • We provide our clients with products & services tailored to meet their specific needs at the best rates possible, while providing the highest quality of customer service. In addition to our Homes for Heroes program, we also dedicate a portion of every transaction to further our outreach programs to local churches, schools, senior & veteran centers.
  • Federal Capital Funding Group
  • 11417 West Bernardo Court, Suite I, San Diego, CA, 92127
  • Federal Capital Funding Group are Mortgage Experts in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. Our areas of expertise also includes customizing residential mortgage solutions.
  • iServe Residential Lending, LLC
  • 10920 Via Frontera, Suite 520, San Diego, CA, 92127
  • We are a customer-centric organization who is determined to make our customers' financial goals become a reality both quickly and efficiently through a diverse platform of mortgage solutions. When each of our employees says "I care" it’s not just a statement, but a philosophy displayed through our professionalism and exceptional service.
  • Capital Loan Associates
  • 11590 W. Bernardo Court, Suite 120, San Diego, CA, 92127
  • Capital Loan Associates is committed to helping you find the right mortgage product to fit your needs. We understand that every borrower is a little different, and that is why we offer a variety of products to meet your individual requirements. We strive to make the process of securing a mortgage simple
  • Pacific Horizon Financial
  • 16875 W. Bernardo Drive, Suite 290, San Diego, CA, 92127
  • Pacific Horizon Financial, Inc. has offered attractive loan opportunities to both qualified borrowers and investors since 1989. Based in beautiful San Diego, CA, the company owes much of its success to a veteran, hands-on management team that follows the business model of investing in mortgages on commercial property.