FHA VS Conventional loan programs in 2026 for San-Francisco, San Francisco County, California
In 2026, the maximum limit for a Conventional loan in San-Francisco, located in San Francisco, CA, is $970,800. Meanwhile, the FHA maximum is $970,800 for a single-family home.
Leverage the Lendersa® Conventional loan calculator to compare the top rates for Conventional, FHA, and USDA loans today. Assess the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows for a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, aiding you in selecting the best suited program in CA for your financial scenario.
2026 Loan Limits and Down Payment Requirements in San-Francisco, San Francisco County, CA
Loan Type
Loan Limit
Minimum Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This comparison applies to zip codes: 94130
Loan Alternatives: Conventional and FHA in San-Francisco, CA
The main objective of Lendersa® is to facilitate access to the best possible Conventional, USDA, or FHA loan promptly and effortlessly. Choose from three starting options, each guiding you to suitable lenders and loan offerings.
505 Montgomery St, Suite 1275, San Francisco, CA, 94111
Lends in California
Guarantee Mortgage We have 22 years under our belt providing world-class client service. Our top priority is to make sure you are presented with all available loan options, so that you can make an informed decision, that’s right for your financial situation. Year after year, since 2007, Guarantee has been nominated
555 Montgomery Street, Suite 1501, San Francisco, CA, 94111
Lends in California
Grobecker Holland International founder of the Teresa Grobecker has a very unique blend of skills that will ensure your financial well-being through your real estate transaction and career. She works diligently for the aspirations of her clients, agents and broker-managers. Her keen ability to foresee and expertly navigate challenges.
101 California Street, Suite 2710, San Francisco, CA, 94111
Lends in California
At Pacific Prime Financial, We are home loan experts dedicated to making sure your home purchase or Refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates.
555 Montgomery Street, Suite 1501, San Francisco, CA, 94111
Lends in California
Since 1998, US Capital Partners has been committed to providing small and lower middle market businesses and investors with sophisticated debt, equity, and investment opportunities usually available only to larger middle market companies and institutional investors. We manage a variety of direct investment funds, act as a licensed placement agent.
Charles Schwab Bank is a Bank with operations in fifty states. Charles Schwab Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied and FHA mortgages. Charles and The Charles Schwab Corporation provides a full range of brokerage, Banking and financial advisory services through its operating subsidiaries
131 Steuart Street, Suite 520, San Francisco, CA, 94105
Lends in California
We’re a nonprofit that provides interest-free loans to help Jewish individuals in Northern California overcome financial challenges and pursue life dreams. Loans are also available to those in Northern California who meet one of the following criteria, regardless of religious background.
221 Main Street, Suite 300, San Francisco, CA, 94105
Lends in California
Prosper’s mission is to advance financial well-being. The company’s online lending platform connects people who want to borrow money with individuals and institutions that want to invest in consumer credit. Borrowers get access to affordable fixed-rate, fixed-term personal loans. Investors have the opportunity to earn solid returns.
333 1st Street, Unit N1505, San Francisco, CA, 94105
Lends in California
CME Funding can help you achieve your goals. To set up the right San Francisco, CA Mortgage plan for you, get in touch with us -- we're happy to help. Our San Francisco, California based company has a team of highly experienced loan and real estate agents committed to providing our clients with the highest quality real estate
1 Market Plaza, Spear Tower #3600, San Francisco, CA, 94105
Lends in California
Carlyle Financial is a full-service mortgage brokerage, based in San Francisco and Los Angeles. We provide a highly personalized loan process for clients who need flexibility, versatility, and a wide variety of lending products. We are dedicated to providing extraordinary service for extraordinary clients.
575 Market Street, Suite 1600, San Francisco, CA, 94105
Lends in California
Since 2013, Kiavi has been the go-to brand for real estate investors seeking reliable, fast financing solutions.
Dedicated financing experts always on your side to help you scale Embark on a journey through Kiavi’s transformative decade in real estate with our special report, 'A Decade of Deals and Dreams.'
