FHA VS Conventional loan programs in 2025 for San-Francisco, San Francisco County, California

In 2025, the maximum limit for a Conventional loan in San-Francisco, located in San Francisco, CA, is $970,800. Meanwhile, the FHA maximum is $970,800 for a single-family home.

Leverage the Lendersa® Conventional loan calculator to compare the top rates for Conventional, FHA, and USDA loans today. Assess the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows for a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, aiding you in selecting the best suited program in CA for your financial scenario.

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2025 Loan Limits and Down Payment Requirements in San-Francisco, San Francisco County, CA

Loan Type Loan Limit Minimum Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This comparison applies to zip codes: 94130, 94131, 94132, 94133, 94134, 94109, 94108, 94103, 94102, 94105, 94104, 94158, 94127, 94124, 94123, 94122, 94121, 94129, 94118, 94110, 94112, 94116, 94117, 94114, 94115, 94111, 94107, 94119, 94120, 94125, 94126, 94137, 94139, 94140, 94141, 94142, 94143, 94144, 94145, 94146, 94147, 94151, 94159, 94160, 94161, 94163, 94164, 94172, 94177, 94188

Loan Alternatives: Conventional and FHA in San-Francisco, CA

The main objective of Lendersa® is to facilitate access to the best possible Conventional, USDA, or FHA loan promptly and effortlessly. Choose from three starting options, each guiding you to suitable lenders and loan offerings.

Lendersa USDA loan requests and matching results


  • Keada Capital Investment Fund1 LLC
  • 3901 Foothill Boulevard, Suite 100, Glendale, CA, 91214
  • KEADA CAPITAL is a Southern California mortgage lender based in Glendale, capable of helping borrowers with credit challenges. We offer low interest rates, professional integrity and personalized customer service. If you're a first time home buyer or looking to refinance your existing mortgage we can help
  • Ichor Financial
  • 3156 Foothill Boulevard, Suite I, La Crescenta, CA, 91214
  • Ichor Financial was created with one goal in mind, saving clients money by providing the lowest rates in the industry. Time and again our rates have beaten not only the major banks but online lenders as well. We actually encourage our clients to shop and compare our rates, something you won't hear from other lenders.
  • Technicolor Federal Credit Union
  • 434 W. Alameda Ave, Burbank, CA, 91506
  • Technicolor Federal Credit Union is a member owned and operated financial cooperative institution. Membership is exclusively available to employees and family members of Technicolor Inc., Live Nation Entertainment Inc. and over 120 other companies in the entertainment industry and from select Los Angeles based businesses, unions and organizations.
  • Media City Credit Union
  • 1020 W Olive Ave, Burbank, CA, 91506
  • Media City Credit Union is Federally Insured by NCUA - Equal Housing Opportunity and has served its members since 1936 when we were founded by employees of Helms Bakeries. A credit union is like a bank, only better. Media City CU offers checking, savings, credit cards and loans, yet profits are returned back to members in the form of reduced fees,
  • "Mafyan & Associates INC. Nationwide Lending"
  • 2001 West Magnolia Boulevard, Suite D, Burbank, CA, 91506
  • Mafyan and Associates INC and Nationwide Lending, is proud to serve its clients with all of their Real Estate and Mortgage needs. Mafyan and Associates INC was created in 2008. I have been in the real estate business for over a decade and am more than happy to serve all my clients with the greatest service ever.
  • SAG-AFTRA FCU
  • PO Box 11419, Burbank, CA, 91510
  • Los Angeles AFTRA Federal Credit Union was founded in 1962 as a financial resource for members of the American Federation of Television & Radio Artists. From Coogan accounts to young performer & teen access accounts, auto and home loans, investments, retirement and estate planning, SAG-AFTRA FCU provides superior financial services to everyone
  • Entertainment Mortgage
  • 9107 Wilshire Blvd, Suite 450, Beverly Hills, CA, 90210
  • Entertainment Mortgage Our loan programs were designed especially for folks in the entertainment industry and others like you who are self-employed. You want the best possible mortgage with the least amount of hassle. These loans have already helped hundreds of others who are self-employed
  • YLHFunding
  • 9663 Santa Monica Boulevard, Beverly Hills, CA, 90210
  • YLHFunding is a subsidiary of Hunter III Real Estate Inc. founded by James Hunter in 1989. A licensed broker since 1989. Subsequent to graduating from the University of Miami FL with a 4.0 gpa in Business/Finance, James has personally acquired, remodeled and resold over 125 Single Family Residences and borrowed
  • Kind Home Loans Inc
  • 433 North Camden Drive, Suite 600, Beverly Hills, CA, 90210
  • Kind Home Loans small boutique agency where everyone knows everyone and that's the way we like it. While others may solely pursue the bottom line, we view success in a different light. Our fun and inclusive working environment is built upon equality, diversity, and team spirit. From new to seasoned loan originators.
  • Kind home Loans
  • 433 N Camden Dr, Beverly Hills, CA, 90210
  • While others may solely pursue the bottom line, we view success in a different light. That's how we approach the needs and hopes of each and every client and also why we offer one of the largest varieties of loans compared to nearly every other big-name lender. We offer lower rates, fees and are available weekdays, evenings, even weekends. From beg
  • Macoy Capital
  • 9301 Wilshire Blvd, #502, Beverly Hills, CA, 90210
  • Macoy Capital Partners, Inc. brings this understanding of borrower need, combined with more than 20 years of experience in the mortgage industry, to broker private money transactions for business- purpose real estate loans secured by 1-4 unit residential property. We also fund commercial and construction loan transactions.