FHA VS Conventional loan in Berkeley, Alameda County, California

In the year 2026, the established Conventional loan limit in Berkeley, within Alameda County, CA, is $1,089,300. On the other hand, the FHA loan limit for a single-family residence is $1,089,300.

Employ the Lendersa® Conventional loan calculator to cross-examine today's prime rates for Conventional, FHA, and USDA loans, determining the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator lets you view Conforming Conventional loans, USDA, FHA, and VA side by side, assisting you in selecting the best program for your specific financial circumstances in CA.

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2026 loan limits and down payment requirements in Berkeley, Alameda County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This comparison table is applicable to these zip codes: 94708

Conventional and FHA loan possibilities in Berkeley, CA

The objective of Lendersa® is to efficiently connect you with the most suitable Conventional, USDA, or FHA loans without hassle. Opt for one of three starting points that lead to matched lenders and comprehensive loan programs.

Lendersa USDA loan request and matching outcomes


  • Sedemil Mortgage Services, LLC.
  • 848 Brickell Ave, Suite 1220, Miami, FL, 33131
  • Sedemil Mortgage we will offer the ideal financing solutions to fit your needs. We offer real estate loans for home purchase, refinance, debt consolidation, equity loan, commercial loans, and new construction. We are proud to help customers from Miami Dade, Broward and Palm Beach counties buy the home of their dreams through.

  • Jocic Capital, LLC
  • 41 SE 5th Street, Miami, FL, 33131
  • Founded in 2017, Jocic Capital is an asset-based private lender and a diversified real estate capital markets solutions firm in the business of deploying capital against real estate, typically as short-term bridge loans to acquire, refinance, re-purpose, or new construction development.

  • US Eagle Mortgage Co
  • 17 East Flagler Street, Suite 210, Miami, FL, 33131
  • "At US Eagle Mortgages, we pride ourselves on our knowledge and experience. Whether you are building your dream home, want to buy your first home or purchase an investment property, we have the financing knowledge and the right expertise that lets you achieve your goal.
    Our team can help you by providing strategies to pay down your mortgage faste

  • International Monetary Mortgage Fund Inc
  • 777 Brickell Drive, Suite 500, Miami, FL, 33131
  • "We provide the lowest mortgage rates in the industry. Whether you are a first time home buyer purchasing your dream home, refinancing an existing home, investment property or consolidating your debt.
    IMMF has adopted a philosophy to provide fast, efficient & courteous service to our borrowers with the minimum of difficulties, hassles or red tape

  • Multilending Group LLC
  • 999 Brickell Avenue, Suite 540, Miami, FL, 33131
  • "Multilending Group is a Florida’s leading mortgage firm that specializes in
    residential and commercial mortgage loans to foreign and local borrowers.

    We have more than 12 years of experience helping clients overseas and non-residents buy and refinance commercial and residential properties in the South Florida. Depending on your country of o

  • Riajan Mortgage LLC
  • 150 South East 2nd Avenue, 3rd Floor, Miami, FL, 33131
  • Riajan Mortgage is a mortgage company based in Miami, Florida, serving residential and business clients throughout the state of Florida. We offer array of lending programs that are designed to provide solution based financing for consumers.residential and business clients throughout the state of Florida.

  • CTC Financial PA
  • 99 Brickell ave, 4th floor, Miami, FL, 33131
  • We help domestic buyers & foreign investors finance real estate in the USA. Not just do we accompany you throughout the whole process, we also provide you the best interest rate and set all the paperwork for approval purposes. We understand each loan process is unique. We work with various institutions in order to ensure each loan is well matched.

  • Ruulio Financial Group Inc
  • 1000 Brickell Avenue, Suite 1108, Miami, FL, 33131
  • Ruulio Mortgage we make each one of our clients part of the family and treat them like it ! With our combined mortgage experience and great customer service, we are the partner you need while dealing with most likely your largest asset. At Ruulio Mortgage we pride ourselves on transparency, best cost and unsurpassed customer service.

  • Vaster Management LLC
  • 1300 Brickell Ave, Miami, FL, 33131
  • We are a private lender for residential, commercial properties, and land for development. We have the ability to finance transactions in a quick and flexible manner using our own criteria to assess the value of the properties we seek to finance. We offer faster, reliable, and more flexible mortgage solutions to address the unique needs.

  • I Finance Florida LLC
  • 1050 Brickell Avenue, Apartment 202, Miami, FL, 33131
  • iFinance Florida Is The Premier Mortgage Company From The Florida Keys To The Palm Beaches. We specialize in a variety of loans. While we focus on residential loans for both domestic & foreign national buyers, we are also able to offer commercial & construction loans. We are able to accommodate a variety of different needs.