FHA VS Conventional loan programs in 2025 for Berkeley, Alameda County, California
In the year 2025, the established Conventional loan limit in Berkeley, within Alameda County, CA, is $1,089,300. On the other hand, the FHA loan limit for a single-family residence is $1,089,300.
Employ the Lendersa® Conventional loan calculator to cross-examine today's prime rates for Conventional, FHA, and USDA loans, determining the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator lets you view Conforming Conventional loans, USDA, FHA, and VA side by side, assisting you in selecting the best program for your specific financial circumstances in CA.
2025 loan limits and down payment requirements in Berkeley, Alameda County, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
This comparison table is applicable to these zip codes: 94708, 94707, 94705, 94704, 94703, 94702, 94709, 94710, 94720, 94701, 94712
Conventional and FHA loan possibilities in Berkeley, CA
The objective of Lendersa® is to efficiently connect you with the most suitable Conventional, USDA, or FHA loans without hassle. Opt for one of three starting points that lead to matched lenders and comprehensive loan programs.
740 Corporate Center Dr, Suite 900, Pomona, CA, 91768
VRM Lending LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process so that you can confidently select the right mortgage for you and your family from the many mortgage options.
3201 W. Temple Avenue, Suite 120, Pomona, CA, 91768
CMF is mortgage banking company owned by two leading Southern California credit unions providing homebuyers & homeowners with customized home financing solutions for over 10 years. CMF has become a premier mortgage lender by delivering quality residential mortgage lending programs to satisfied customers.
Specializing in both residential and commercial loans for borrowers and brokers, as well as trust deed purchases to the investor community.
MCapital Holdings LLC. has provided private money products to clients who are interested in our ethical, intelligent approach.
Our long history in this business
Susana Rhoades Lending Team been in the mortgage industry over 30 years I have learned never to approach my clients with a “one-size-fits all” mentality. Understanding the unique needs of each individual is my top priority. I take the time to come up with the best plan of action for their needs based on personal desires
Crescent Tree Corporation with over two decades of experience, Jeannette Navarro started a boutique brokerage offering a new approach to the lending experience. Shortly after opening her Claremont, CA office in 2020, mortgage specialists and brokers adamantly sought the brokerage.and also We believe that every customer deserves.
415 West Foothill Boulevard, Suite 239, Claremont, CA, 91711
First Choice Funding Solutions Inc We are committed to quality customer service putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online todayWe specialize in all your home financing needs. From Conventional, Fha and Va loans to hard to verify income loans.
415 W. Foothill Blvd, Suite 239, Claremont, CA, 91711
Rudy Muniz is the all around real estate professional because he is a real estate agent, Mortgage loan officer, and an active real estate investor. The fact that Rudy can do anything real estate has to offer speaks volume of where Rudy Muniz has been, his unmatched work ethic, and shows his persistence to perfecting his craft for you, his client.
405 W. Foothill Blvd., Suite 102, Claremont, CA, 91711
"Legacy Private Funding caters to the needs of Investors, Rehabbers, and Subprime Money Borrowers who cannot meet the requirements of of conventional banks. The Legacy Private Funding Difference:
• We only lend on non-owner occupied and commercial real estate in Southern California, keeping all properties close"
POPA Federal Credit Union was formed in 1978 by PPOA (Professional Peace Officers Association) to provide not-for-profit financial products and services exclusively to fellow peace officers with the Los Angeles County Sheriff’s Department.
In July 2020, POPA FCU expanded our membership eligibility to all employees of the Los Angeles County She
18000 Studebaker Rd, Suite 700, Cerritos, CA, 90703
Solve Lending & Realty: Founded by two brothers, who are also licensed agents and loan originators with over 30 years of combined experience in the industry
Solve Realty is the smartest way to buy or sell homes in your area. Solve is a tech-powered real estate brokerage that combines traditional methods of home buying