Explore the differences! FHA VS Conventional loan programs in Albany, Alameda County, California
During 2026, the Conventional loan limit in Albany, located within Alameda county in CA, is $1,089,300. The FHA limit for a single-family home is $1,089,300.
Lendersa® offers a Conventional loan calculator to evaluate today's rates among Conventional, FHA, and USDA loans, determining the necessary income, credit, reserves, and documents for eligibility. With our advanced mortgage tool, compare Conforming Conventional loans alongside USDA, FHA, and VA loans to decide the optimal program for your financial needs in CA.
2026 Loan Limits and Down Payment Requirements in Albany, Alameda County, CA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
This table is applicable for zip codes: 94706
Multiple Options for Conventional and FHA Loans in Albany, CA
The main objective of Lendersa® is to quickly connect you with the best available Conventional, USDA, or FHA loans without any hassle. Choose one of three pathways leading to matching lenders and suitable loan programs.
"At Mindful Money you are the number one priority. With over 25 years of experience, we have helped tens of thousands of people from every walk of life. Don't risk your single biggest investment to just anyone. With personalized service, and some of the lowest rates and fees, you will be 100% satisfied with Mindful Money, or your money back."
Penny Lane Financial we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use common sense in consulting with you to obtain the best loan possible for your personal unique needs. We provide top-tier quality rates from a wide range of A-rated lenders.
1599 East Orangewood, Suite 200, Phoenix, AZ, 85020
Eddie and Tom Knoell are 3rd generation natives of Phoenix. Count on them to stick around! The Knoell family has been deeply rooted in real estate for over 70 years Valley with an impeccable reputation.
Eddie and Tom both say “Customer service is worth nothing if it lacks quality
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
7600 North 15th Street, Suite 150-2, Phoenix, AZ, 85020
At OnPoint Financial, we ensure we have solutions for every type of homeowner! It doesn’t matter if you are buying your first home, upgrading into your dream home or building wealth buying investment properties – let the experts at OnPoint Financial keep you pointed in the right direction.
1819 East Morten Avenue, Suite 170, Phoenix, AZ, 85020
Jud Holmes opened Innovate Mortgage in 2018 because He wasn’t satisfied with the service & programs that I could offer as part of a big bank. As a broker with low overhead, I can pass the savings of running a lean operation on to my clients in the form of better rates and lower closing costs. Not only that but I can get files closed faster.
7301 North 16th Street, Suite 102, Phoenix, AZ, 85020
Curtis Clarke has serviced the Phoenix valley with home loans since 2005. With almost 10 years of service & expertise he knows how to save you the most money with the financing on your home. valley with home loans since 2005. Clarke Capital LLC, offering personalized mortgage solutions, fast customized quotes, great rates & service with integrity.
1819 East Morton Avenue, Suite 170, Phoenix, AZ, 85020
We take pride in providing you with excellent service and appreciate the opportunity to assist you with your Mortgage Needs. We specialize in helping Arizona families get quality VA financing with VA loans and VA streamline and cash-out refinances. We're licensed to issue VA loans in the great state of Arizona
A Northwest original since 1940, we’re one of Washington State’s largest credit unions, driven by the purpose of standing with members, employees and the community through all waves of life. Sound provides authentic and trusted financial support and services with full-service branches around the Puget Sound. credit unions,
Founded in 1934 by nine employees of the City of Tacoma who weren’t getting the financial help they needed at traditional banks, TAPCO Credit Union has always been committed to working families. Originally opened as City Credit Union of Tacoma, our first branch was located under the stairs of the Old City Hall in downtown Tacoma.
