In the year 2026, the maximum limit for a conventional loan in the city of San-Jose, located in the county of Santa Clara, CA, is $970,800. Meanwhile, the FHA limit for a single-family residence stands at $970,800.
Utilize the Lendersa® Conventional loan calculator to compare today's Conventional, FHA, and USDA rates. This tool helps you determine the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA side-by-side, aiding in deciding which program in CA suits your financial circumstances best.
Compare loan offers from a pool of 100 lenders
| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $970,800 | 3% |
| USDA | $657,900 | 0% |
| FHA | $970,800 | 3.5% |
This comparison chart is relevant for the following zip codes: 95118, 95128, 95124, 95125, 95123, 95008, 95002, 95117, 95116, 95111, 95110, 95113, 95112, 95119, 95126, 95127, 95120, 95121, 95148, 95133, 95132, 95131, 95130, 95136, 95135, 95134, 95139, 95138, 95037, 95013, 95129, 95122, 95101, 95103, 95106, 95109, 95115, 95141, 95150, 95151, 95153, 95154, 95155, 95156, 95157, 95158, 95159, 95160, 95161, 95164, 95172, 95173, 95190, 95191, 95192, 95193, 95194, 95196
The objective of Lendersa® is to assist you in gaining access to the best suited Conventional, USDA, or FHA loans quickly and effortlessly. Start with one of the three following steps, which will match you with lenders and their programs:
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