In 2025, the Conventional loan limit set for Saratoga, in Santa Clara county, CA, is $805,000. Conversely, the FHA loan limit for a single-family home is $805,000.
Utilize the Lendersa® Conventional loan calculator to assess the best rates for Conventional, FHA, and USDA loans today. Determine the needed income, credit, reserves, and documents to qualify. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the best program for your financial situation in CA.
Explore loan offers from a wide range of 100 lenders
| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $805,000 | 3% |
| USDA | $626,500 | 0% |
| FHA | $805,000 | 3.5% |
This table pertains to the zip codes: 95070, 95071
The mission of Lendersa® is to provide the best possible Conventional, USDA, or FHA loan quickly and without hassle. Start with one of three options that connect you to matching lenders and loan offers.
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