FHA VS Conventional loan in Campbell, Santa Clara County, California

In 2025, Convetional loan limit in Campbell, county of Santa Clara, CA is $805,000 while FHA limit is $805,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Campbell, county of Santa Clara, CA

Loan Type Loan Limit Down payment
Conventional Conforming $805,000 3%
USDA $626,500 0%
FHA $805,000 3.5%

The comparison table applies to zip codes: 95008, 95009, 95011

Conventional and FHA loan options in Campbell, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • The Loan Story
  • 275 Saratoga Ave, Suite 220, Santa Clara, CA, 95050
  • I have been in the mortgage brokerage industry since 1997. By working with my clients' very best interest at the heart of everything I do, I earn their trust. At my office, they call me the diligent one. I am committed to helping all my clients apply, qualify, and be approved for the home loans that they seek and deserve.
  • The Loan Story
  • 275 Saratoga Avenue, Suite 220, Santa Clara, CA, 95050
  • We aim to make home financing as simple & pain-free as possible. Whether you are buying your first home, refinancing existing properties, or building investment portfolio, our loan advisors will help you figure out how much you can afford & the perfect mortgage program, either residential or commercial. Tell us your stories, we will do the rest.
  • Michael Ryan & Associates
  • 275 Saratoga Ave., Suite 220, Santa Clara, CA, 95050
  • "Providing high touch mortgage services to employee's from their employers. No Surprises. Employee's benefit from access to quality information. Market knowledge, market driver's and dynamics. Straight answers to all types of questions relating to home mortgages, home ownership, grpwth through real estate and scaling back, as your life dictates."
  • Loan On Time
  • 1731 Technology Drive, Suite 590, San Jose, CA, 95110
  • We offer Home Mortgage, Equity Line, and FHA Loan Services. We also have Real Estate Services, Specialize in Short Sales and Bank Own properties sales and listings! Contact us today for more details FHA Loan Services. We also have Real Estate Services, Specialize in Short Sales and Bank Own properties sales.
  • The Mortgage Outlet
  • 200 North Almaden Boulevard, Suite 200, San Jose, CA, 95110
  • "The Mortgage Outlet specializes in purchase and refinance loans for residential real estate, including owner occupied and investment properties. With a focus on excellent customer service, great attention to detail and a willingness to pursue all options available to each individual client,"
  • Stephen Wong - Bayone Reic
  • 1754 Technology Dr Suite 108, San Jose, CA, 95110
  • Since 2003, I started working mortgage industry. I had over 10 years experience in residential lending. I’m well experienced in lending, credit counseling, personal finance, and Customer service, and I take pride in helping Customers meet their individual objectives. Mainly focus on residential mortgage loan.
  • C2 Financial Corporation - Shawn Sidhu
  • 1250 Aviation Ave, Suite 200Q, San Jose, CA, 95110
  • C2 Financial Corporation - Shawn Sidhu is a mortgage brokerage firm based in San Jose, CA that offers residential and commercial financing assistance throughout the State of California. Some of our specialties are purchase and refinance loans. We're highly experienced working with first time home buyers to seasoned real estate investors
  • Veridian Mortgage
  • 2975 Bowers Ave, Suite 315, Santa Clara, CA, 95051
  • We provide options & customized loan solutions for 1-4 unit residential purchase & refinance mortgages. Our goal is to zealously represent the consumer while collaborating and communicating with multiple parties, during a transparent process, in order to make sound, well-informed decisions in pursuit of your financial & homeownership dreams because
  • URI Financial, Inc
  • 3400 El Camino Real, Suite 6, Santa Clara, CA, 95051
  • URI Financial have been provided Real Estate & Mortgage Lending services in Bay area since 1988. URI Financial, Inc. understands the importance of low interest rates when looking for financing. So we provide competitive wholesale interest rates that are generally lower than those you obtain at local retail lenders.
  • Advante Real Estate
  • 4675 Stevens Creek Boulevard, Suite 240, Santa Clara, CA, 95051
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Stonecrest Financial
  • 4675 Stevens Creek Blvd suite 235, Santa Clara, CA, 95051
  • Stonecrest Financial have underwriting committee meetings every evening and will be able to give you a quick answer on your loan request. We underwrite to combined loan-to-value, story, and exit strategy. We are the direct decision-maker for our funds, and we can close in as quickly as one week.
  • Coast Capital Direct
  • 750 Lundy Ave. #611145, San Jose, CA, 95161
  • Coast Capital Direct is a Certified Private Money Broker working with private funds, we have our Funding ready to go, We have more Money than Deals, available in the US and Select Other Countries Funding Real Estate that is Non-Owner occupied, Rental Properties and Investment Real Estate, 1-4 Units plus Apartments and more. Commercial and Hotel p