For 2026, the Conventional loan limit in Monte-Sereno, part of Santa Clara county, CA, is $970,800, whereas the FHA limit for a single-family home is $970,800.
Utilize Lendersa® Conventional loan calculator to compare current rates: Conventional, FHA, and USDA. Determine the necessary income, credit score, reserves, and documents needed for qualification. This advanced tool showcases side-by-side views of Conforming Conventional loans, USDA, FHA, and VA, assisting you to select the best option in CA for your financial condition.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $970,800 | 3% |
| USDA | $657,900 | 0% |
| FHA | $970,800 | 3.5% |
This table comparison is valid for zip codes: 95030
Lendersa® is dedicated to obtaining the finest Conventional, USDA, or FHA loan swiftly and with ease. Choose from three unique starting points, each guiding you to suitable lenders and loan programs.
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