Explore the differences! FHA VS Conventional loan programs in Santa-Clarita, Los Angeles County, California

In 2025, Convetional loan limit in Santa-Clarita, county of Los Angeles, CA is $970,800 while FHA limit is $970,800 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Santa-Clarita, county of Los Angeles, CA

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The comparison table applies to zip codes: 91321, 91351, 91350, 91355, 91354, 91387, 91322, 91382, 91385, 91386

Conventional and FHA loan options in Santa-Clarita, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Seraph Rates
  • 32 E Alisal Street, Salinas, CA, 93901
  • Seraph Rates full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
  • Harris Mortgage
  • 422 Salinas Street, Salinas, CA, 93901
  • We at Harris Mortgage have made a career as the people’s lender. Knowing and understanding the vast amount of programs to service each type of borrower with a know-how on structuring files to ensure we find the right mortgage for you and your family. Our loan officers bring honesty and expertise to each relationship.
  • Malvini Mortgage
  • 210 Capitol St, Suite 2, Salinas, CA, 93901
  • At Malvini Real Estate Group finding a home that is perfect for you while working within your budget is a specialty of ours. Let Steve Malvini help you relieve the stress and uncertainty of buying and/or selling a home. Our Financial Services provide professional, knowledgeable, and experienced tax preparers to help
  • Diego Jacob Sandoval Capitol Mortgage
  • 1880 N. Main Street, Suite 200, Salinas, CA, 93906
  • We offer compettive rates and pricing. Since you will work directly with the broker/owner of the company you will have opportunity to get better overall service and loan pricing that you will find at your local bank or even other brokerage firms. We are Lending Integrity Seal Holder which means you are working with a company
  • Essential Mortgage Solutions Inc
  • 971 North Main St, Suite 209, Salinas, CA, 93906
  • Essential Mortgage Solutions Inc you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Oasis Realty and Financial Services
  • 131 Columbine Drive, Salinas, CA, 93906
  • Oasis Realty and Financial Services have Mortgage Loans and Real Estate, serving the Monterey Peninsula and nearby counties. Norma Ramirez can help you guide you through this complicated process with your best interests in mind. Get assistance in determining current property value, crafting a competitive offer, writing and negotiating a contract.
  • Central Coast Home Loans, Inc.
  • 7901 San Miguel Canyon Road, Salinas, CA, 93907
  • For over 25 years, Central Coast Home Loans has been a mortgage planning team committed to staying educated and innovative in the Mortgage Industry. Central Coast Home Loans brings this experience and knowledge to help our clients meet their short term and long term financial goals.
  • 1st Bank Yuma
  • 2799 South 4th Avenue, Yuma, AZ, 85364
  • 1st Bank Yuma shall become the premier full service community bank throughout Yuma County. We have adopted an aggressive growth strategy while remaining committed to maintaining the highest quality of individualized personal service in the financial services industry, for our customers.
  • SonAriz Financial
  • 148 W 32nd Street, Yuma, AZ, 85364
  • SonAriz Financial® is a consumer lender that offers personal loans and auto title loans. We were established in 2004 to assist our community keeping in mind their financial needs. Our business is the definition of Family Owned and Operated. We treat our customers like family. In order to better serve our customers
  • AEA Federal Credit Union
  • 1780 S. 1st Avenue, Yuma, AZ, 85364
  • AEA Federal Credit Union is a not-for-profit financial cooperative dedicated to people helping people. Membership at AEA Federal Credit Union means becoming part of a credit union family of more than 33,000 members. For over 79 years, the credit union has served residents of Yuma and La Paz counties in Arizona.
  • Central Coast Federal Credit Union
  • 4242 Gigling Road, Seaside, CA, 93955
  • Central Coast Federal Credit Union is a community-chartered credit union open to all those who either reside, worship, attend school or work in Monterey County, California. Also eligible to join are parents of any students attending a university or college in Monterey County, regardless of where the parent resides.
  • Carmel Capital Group
  • 2 North East of Santa Rita On 2nd Avenue, Carmel By The Sea, CA, 93921
  • Carmel Capital Group was established in 2020 by Joe Villarreal and Domingo Alvarez. Our associates are dedicated to providing a timely, professional, and personal experience as we work together to get you the best financing available on the market. Carmel's fastest and most competitive mortgage brokerage.