Explore the differences! FHA VS Conventional loan programs in Santa-Clarita, Los Angeles County, California

For the year 2025, the maximum loan for a Conventional loan in Santa-Clarita, located in CA, Los Angeles county, is $970,800. The FHA loan cap for a single-family is $970,800.

Try the Lendersa® Conventional loan calculator to compare the leading rates between Conventional, FHA, and USDA loans. It helps assess the needed income, credit, and documents. With our tool, view side by side, the Conforming Conventional loans, USDA, FHA, and VA options, to choose the best fit in CA.

Get loan offers from 100 lenders

Loan limits and down payments in Santa-Clarita, Los Angeles, CA for 2025

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table corresponds to the following zip codes: 91321, 91351, 91350, 91355, 91354, 91387, 91322, 91382, 91385, 91386

Finding Conventional and FHA loans in Santa-Clarita, CA

Lendersa® strives to connect you quickly to the best Conventional, USDA, or FHA loan options. Choose from three steps: each matches you with suitable lenders and programs.

Lendersa USDA loan request and matching results


  • WFP Lending
  • 4540 Campus Dr, Suite 106, Newport Beach, CA, 92660
  • At WFP Lending! Since 1998 we have been helping consumers get the best deal possible by giving consumers multiple offers from several wholesale lenders in a matter of minutes, WFP Lending makes comparison shopping easy from over 90 wholesale lenders. You the consumer WINS because when lenders compete you get the very best price!
  • First Reliant, Inc.
  • 2082 SE Bristol Street, Suite 201, Newport Beach, CA, 92660
  • At First Reliant, Inc. we are certain you deserve better. That’s why we provide a personal mortgage specialist to every mortgage applicant – someone who’ll help you find the right mortgage, put together the application and close the loan.Your personal mortgage specialist will answer all your questions and even fill out the forms for you.
  • Americas Funding Group
  • 20062 SW Birch St, Suite 230, Newport Beach, CA, 92660
  • Americas Funding Group (AFG) is a private mortgage banking/broker with a large variety of loan products with some of the lowest rates in the industry. AFG’s highly trained, certified loan professionals use the industries most advanced mortgage analysis tools so that we ensure our loan products fit our clients needs.
  • Excelerate Capital
  • 4000 MacArthur Blvd, Suite 300, Newport Beach, CA, 92660
  • Excelerate Capital has helped borrowers solve life decisions involving home mortgages both big and small. Weʼre proud that our clients look to us for practical solutions for their unique life situations. Excelerate Capital looks beyond a single score and broadens our search to include context and adaptability.
  • Primary Partners Financial
  • 4041 MacArthur Blvd, Suite 230, Newport Beach, CA, 92660
  • At Primary Partners Financial our approach to helping you choose a mortgage loan is considerably different than most lenders. We understand that your home purchase is one of the most significant “financial” commitments you’ll ever make - one that can lay the foundation for most of your future financial objectives. We believe that proper education
  • Immensity Group
  • 5000 Birch St, Suite 3000, Newport Beach, CA, 92660
  • Our mission is to revolutionize lending and realty services to enhance our clients' experience by meeting their needs with the utmost integrity and character. Residential Lending is of utmost importance in purchasing a home. iG has established a variety of loan programs to fulfill our clients diverse needs.
  • Cal Loans Direct, Inc.
  • 20262 Orchid St, Newport Beach, CA, 92660
  • At Cal-Loans Direct, Inc. we understand that your life is complicated enough. Our financial experts are here to make buying your first home, investment property or refinancing, easier than ever. We will walk you through our simple loan process step-by-step and present you with the very best loan options for your needs.
  • Golden Capital Group
  • 4630 Campus Dr. #200-D, Newport Beach, CA, 92660
  • Golden Capital Group is a private money lender located in California and Oregon. We are a direct residential and commercial lender that originates, underwrites and funds first and second mortgages secured against Real Estate. We conduct business in the states of California, Oregon and Washington.
  • Residential First Mortgage
  • 20151 SW Birch St, Suite 200, Newport Beach, CA, 92660
  • Residential First Mortgage it has been our vision to build a business from repeat clients & client referrals, ultimately creating “clients for life”.Because we do not advertise, our reputation is essential. In order to build and maintain that reputation we enter into each transaction with the idea of building strong relationships with our clients.
  • Inspire Home Loans
  • 4695 MacArthur Ct Ste 350, Newport Beach, CA, 92660
  • Inspire Home Loans Inc.is proud to be the affiliate lender of Century Communities,and exceptional service requires always doing the right thing for you, the customer Our customer-centered approach to home finance takes into account who you are, what you aspire to, and which mortgage programs will suit your financial goals.
  • Nikols Co
  • 4041 MacArthur Boulevard Suite 140, Newport Beach, CA, 92660
  • Nikols Mortgage Fund, LLC (the Fund) has attracted a loyal and sophisticated community of investors including prominent real estate executives, investment advisors, family trusts, family offices, self-directed IRAs, and investment LLCs. Many investors have previously made direct and active real estate investments,
  • Vision One Mortgage
  • 4100 Newport Place Drive Ste. 255, Newport Beach, CA, 92660
  • Vision One Mortgage is a direct lender offering residential property financing. Our product offering includes conforming, high balance/jumbo, FHA, and super jumbo loans. We offer fixed and adjustable rate refinance and purchase loans at competitive rates and costs- including *no cost loans.