FHA VS Conventional loan programs in Stevenson-Ranch, Los Angeles County, California

During 2026, the Conventional loan limit in Stevenson-Ranch, situated in Los Angeles county of CA, is $970,800. For a single-family home, the FHA limit is $970,800.

Leverage the Lendersa® Conventional loan calculator to compare today's top rates among Conventional, FHA, and USDA loans. It helps you ascertain the necessary income, credit, reserves, and documents required for qualification. This advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, enabling you to determine which program in CA best fits your financial circumstances.

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2026 Loan Limits and Downpayment Requirements in Stevenson-Ranch, Los Angeles County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table applies to these zip codes: 91381

Options for Conventional and FHA Loans in Stevenson-Ranch, CA

The mission of Lendersa® is to help you secure the ideal Conventional, USDA, or FHA loan quickly and effortlessly. Select one of three available starting points to find lenders matching your specific loan needs.

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Stevenson-Ranch Lenders

  • Augusta Financial, Inc
  • 25129 The Old Road, Suite 350, Santa Clarita, CA, 91381
  • Lends in California
  • Augusta Financial is a Mortgage Banker & a Mortgage Broker, so we are able to do the easy loans, the complicated loans and sometimes the impossible loans. We are committed to our clients and we will do whatever it takes within the current regulations to make sure our clients get the best rate, with the best service to make their dreams come true.

  • Keystone Financial Services
  • 25375 Playa Serena Drive, Suite 100, Stevenson Ranch, CA, 91381
  • Lends in California
  • I started my real estate career as a real estate appraiser in 1980. From there I co-founded a real estate research firm for researching commercial real estate sales. I was a founding member of Keystone Financial Services in 1992. With over 20 years of lending experience, I've been through a few industry cycles.

  • The Richardson Lending Team
  • 27413 Tourney Road, Suite 160, Valencia, CA, 91355
  • Lends in California
  • The Richardson Lending Team at City 1st Mortgage bring decades of residential and commercial mortgage lending experience to a host of today’s most convenient financial technologies. The end result is a customer-first approach to lending where a full variety of lending programs are available.

  • Bankit Mortgage
  • 28494 Westinghouse Place, Suite 313, Valencia, CA, 91355
  • Lends in California
  • Our mission is to serve clients with excellence. Our goal is even simplier, fulfill individual financial goals by managing ones real estate investment. We pledge to help our borrowers overcome roadblocks that can arise while securing a home loan. Real Estate and Mortgage solutions customized for real families.

  • Onyx Lending, LLC
  • 25152 Springfield Court, Suite 200, Valencia, CA, 91355
  • Lends in California
  • Onyx Lending, our relationship with the nation's top investors provides a greater selection of innovative mortgages designed to meet your specific needs. Whether you are a first-time homebuyer or looking to refinance, our loan specialists are a phone call away to help you get the right loan at a competitive rate

  • Ria Lending Inc.
  • 25000 Avenue Standford, Unit 101, Valencia, CA, 91355
  • Lends in California
  • We are a place where you and your business can thrive. Our mission at Ria is to equip our team of industry professionals with the tools and resources needed to excel in their trade. Our model is simple, effective, and aimed at fueling the careers of our partners to ensure they are continuously striving for success.

  • Platinum Home Lending
  • 27943 Smyth Dr, Ste 204, Valencia, CA, 91355
  • Lends in California
  • Personalized mortgage services are our promise here at Platinum Home Lending in Valencia, CA. Choose us as your partner in home buying, and expect to receive a mortgage program that’s specifically designed just for you! To get started, talk to our mortgage expert today about your requirements.

  • Stress Free Mortgage
  • 28494 Westinghouse Place, Suite 212, Valencia, CA, 91355
  • Lends in California
  • The biggest complaint we hear from clients who have chosen to close with other companies is that they never understood the process and didn't know what they needed to provide. Communication is our goal so that situations that leave you wondering what is happening - or what the lender will ask for next - do not occur.

  • Southern Oaks Mortgage Inc
  • 25060 Avenue Stanford STE 255, Valencia, CA, 91355
  • Lends in California
  • Southern Oaks Mortgage, Inc. is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • American Family Funding
  • 28338 Constellation Road, Suite 900, Valencia, CA, 91355
  • Lends in California
  • Established in 1993, American Family Funding has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders, and individual homebuyers throughout California.We are a full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.