FHA VS Conventional loan programs in Wasco, Kern County, California

In 2025, Convetional loan limit in Wasco, county of Kern, CA is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Wasco, county of Kern, CA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $345,100 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 93280

Conventional and FHA loan options in Wasco, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Commercial State Bank
  • 519 East Broadway, Wausa, NE, 68786
  • Commercial State Bank is an independent, locally owned and managed bank with branches located in Wausa, Nebraska City, and Elkhorn, Nebraska. Commercial State Bank was chartered on November 30, 1925, when the Department of Trade and Commerce, Bureau of Banking, signed by Governor Adam McMullen issued the charter.
  • Mid America Mortgage, Inc
  • 105 S Main St, El Dorado, KS, 67042
  • Mid America Mortgage, Inc., Addison, Texas, is a multi-state, full-service mortgage lender serving consumers and mortgage originators through its retail, wholesale and correspondent channels. In operation since 1940, Mid America has thrived by retaining its entrepreneurial spirit and leading the market.
  • Affinity First Federal Credit Union
  • 811 South Broadway, Suite A, Minot, ND, 58701
  • Affinity First Federal Credit Union is a cooperative financial institution that is owned and operated by its members. The scope of activities of Affinity First is defined in its bylaws and is governed by the Federal Credit Union Act.Credit Union is a cooperative financial institution that is owned and operated by its members.
  • First Western Bank & Trust
  • 900 S Broadway, Minot, ND, 58701
  • First Western Bank & Trust strives to be the premier bank and financial service provider in the communities we serve by building strong customer relationships, providing great customer service, offering diverse financial products and maintaining knowledgeable, friendly professional employees.
  • Town and Country Credit Union
  • 615 S Broadway, Minot, ND, 58701
  • Town & Country is a growing credit union with a fun, fast-paced, and member-focused culture. We have locations in Minot, Fargo, West Fargo, Kenmare and Stanley, North Dakota. We believe in continual growth for our credit union and our employees. That’s why we’re proud to promote from within and help our employees build their careers
  • CorTrust Bank
  • 100 E Havens Ave, Mitchell, SD, 57301
  • CorTrust provides the financial solutions you need to get the most out of every day and every dollar. From the convenience of our 37 regional locations and online banking to mortgages, wealth management and insurance, you can rest assured you’ll always receive a higher level of personal service and expert advice.
  • Bison Federal Credit Union
  • 2 West Macarthur, Shawnee, OK, 74804
  • On February 15, 1951, a special group of people, inspired by Ralph Burnett, met in a room at Oklahoma Baptist University to establish a credit union. Those original incorporators were Charles V. Manes, Edward Hurt, Jr, Leroy Bond, C.V. Milliken, Clifford J. Smith and Ralph Burnett. On April 9, 1951, Bison Federal Credit Union opened its doors.
  • First National Bank and Trust Company
  • 130 E MacArthur, Shawnee, OK, 74804
  • Why is First National Bank & Trust Co. your bank for life? You never know where life is going to take you. That's why we know it's important to have a bank that will help you navigate the paths you choose for you and your family. With sound banking practices and a focus on getting to know you and your banking needs,