FHA VS Conventional loan programs in 2025 for Shafter, Kern County, California
In 2025, the loan limit for Conventional loans in Shafter, within the county of Kern, CA is set at $726,200. The corresponding FHA limit for a single-family home is $472,030.
Make use of the Lendersa® Conventional loan calculator to compare the latest Conventional, FHA, and USDA rates. This tool helps you identify the necessary income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator provides comparisons of Conforming Conventional loans alongside USDA, FHA, and VA options in one place, aiding in choosing the best plan in CA to suit your financial requirements.
2025 Loan Limits and Down Payment Requirements in Shafter, Kern, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$345,100
0%
FHA
$472,030
3.5%
This is valid in zip codes: 93263, 93314
Conventional and FHA Loan Options in Shafter, CA
Lendersa® aims to quickly secure the best Conventional, USDA, or FHA loans available, without any hassle. Choose from three starting paths to connect with the appropriate lenders and loan programs.
Pinnacle Bank is a Dinsdale family-owned banking organization that began in 1938. Our Wyoming roots stretch way back to the early 1900s with banks throughout agricultural communities in the state. In 1972, we joined Pinnacle Bancorp. Now we serve families and businesses from the hot springs of Thermopolis to the edge of the Black Hills in Newcastle
The 1st Mortgage Services team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
Montana Credit Union is a full-service financial institution. We offer convenient savings & checking accounts, competitive loans and many other financial services. Membership is open to anyone living in Cascade, Chouteau or Teton counties. Credit Union is a full-service financial institution.
Russell Country, our Home Loan Team is here to help calm the voices in your head and make your home buying process a sweet success! And, in addition to their expertise, our Home Loan Team has a wide array of options for you to consider.
Russell Country Federal Credit Union is a banking company based out of 810 1St Ave S, Great Falls, MT, US
On January 13, 1953, a small group of people from the Hobbs Municipal Schools joined together to establish a credit union to offer its members an opportunity to accumulate their savings and create a source of credit. Since 1953, the credit union has experienced changes such as growth, new products & services, and technological improvements.
Chartered on November 2, 1928, during the great oil boom days the original Lea County State Bank of Lovington played an important part in the early development of this area. Dedicated to the people of Lea County, the bank adopted their pioneer spirit, which would eventually make this part of New Mexico great.
Freedom Bank thrives on community involvement and is built on a foundation of trust. Don Bennett, President of Freedom Bank in Columbia Falls, is no stranger to building from the ground up. Freedom Bank, which Bennett founded in April 2005, began in his basement. For the first year, the bank operated out of an old 980-square-foot trailer.
119 N Commercial St, Suite 240, Bellingham, WA, 98225
Advisory Lending Group, we are driven to meet the mortgage needs of our community.Whether you are purchasing your first home, investment property or building your dream home, Carla Lee and Advisory Lending Group will empower you with confidence with our knowledge, convenience & solid expertise from initial application through and beyond the closing
