FHA VS Conventional loan programs in 2025 for Shafter, Kern County, California
In 2025, the loan limit for Conventional loans in Shafter, within the county of Kern, CA is set at $726,200. The corresponding FHA limit for a single-family home is $472,030.
Make use of the Lendersa® Conventional loan calculator to compare the latest Conventional, FHA, and USDA rates. This tool helps you identify the necessary income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator provides comparisons of Conforming Conventional loans alongside USDA, FHA, and VA options in one place, aiding in choosing the best plan in CA to suit your financial requirements.
2025 Loan Limits and Down Payment Requirements in Shafter, Kern, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$345,100
0%
FHA
$472,030
3.5%
This is valid in zip codes: 93263, 93314
Conventional and FHA Loan Options in Shafter, CA
Lendersa® aims to quickly secure the best Conventional, USDA, or FHA loans available, without any hassle. Choose from three starting paths to connect with the appropriate lenders and loan programs.
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