FHA VS Conventional loan programs in West-Whittier-Los-Nietos, Los Angeles County, California

As of 2026, the conventional loan limit in West-Whittier-Los-Nietos, Los Angeles County, CA, is $970,800, while for an FHA loan for a single-family home, the limit is $970,800.

Use the Lendersa® Conventional loan calculator to evaluate today's top rates across Conventional, FHA, and USDA loans and ascertain the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the most suitable program for your financial situation in CA.

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2026 Loan Limits & Downpayment Requirements in West-Whittier-Los-Nietos, Los Angeles County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table applies to the following zip codes: 90606

Available Options for Conventional and FHA Loans in West-Whittier-Los-Nietos, CA

Lendersa® is committed to securing you the best available Conventional, USDA, or FHA loan swiftly and effortlessly. Choose one of the three starting points to connect with matching lenders and loan programs.

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West-Whittier-Los-Nietos Lenders

  • Brookdale Home Loans
  • 10834 Whittier Boulevard, Suite 103, Whittier, CA, 90606
  • Lends in California
  • Mike Medina Real Estate and Mortgage Broker. 15 years experience with 450+ homes sold.Providing service in residential, commercial, investment & development properties.Real Estate Broker with CA Properties and Realty. Mortgage Broker with Brookdale Home Loans.We streamline the process of closing a loan, with most loans funding in under 21 days.

  • Credit Union of Southern California
  • PO Box 200, Whittier, CA, 90608
  • Lends in California
  • We’re a service staffed by friendly, helpful people who are here to help you achieve your financial goals and financially thrive . The financial industry is filled with people who can count. Our goal at CU SoCal is to be people you can count on. The people who work for us know they work for you.

  • Lending Enterprise
  • 7007 Washington Ave, Suite 311, Whittier, CA, 90602
  • Lends in California
  • Because we truly understand that homeownership is the foundation of our communities and everyone deserves a home for their family, Lending Enterprise is deeply devoted to care, help, and provide the best home loan experience for our customers and business partners, with ethics, win-win mindset, and most importantly, with integrity.

  • Legacy Capital Funding
  • 7007 Washington Ave, Suite 301, Whittier, CA, 90602
  • Lends in California
  • Legacy Capital Funding is proud to be a mortgage broker serving residential clients in the Los Angeles County area. Based in Whittier, we are a small business that provides the level of customer service only an experienced team of professionals can. From our community-focused, educational approach to home loans to our commitment to our clients.

  • Nationwide Home Loans
  • 8152 Painter Avenue, Suite 200, Whittier, CA, 90602
  • Lends in California
  • Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal loan.

  • CBM Home Loans
  • 6737 Bright Avenue, Suite B2, Whittier, CA, 90601
  • Lends in California
  • CBM Real Estate & Home Loans is a company based on Old Fashioned Values and Principles. We are here to assist our Neighbors with Integrity, Honesty and Professionalism. We service all Homeowners and Buyers in Downey, Whittier or any of the surrounding cities such as Norwalk, Pico Rivera, Bellflower, South Gate, Santa Fe Springs.

  • Paragon Realty Services
  • 5427 Norwalk Blvd, Suite B, Whittier, CA, 90601
  • Lends in California
  • We are a boutique Real Estate and Mortgage Loan Company. Our focus is providing fast, honest, and professional guidance to our clients. We are committed to top tier personalized service. Whether you are looking to sell your home, purchase, refinance or are looking to be pre-approved for a loan, we are here to help make it easy for you.

  • Prestamo Mortgage Corp
  • 609 1/2 Whittier Blvd, Montebello, CA, 90640
  • Lends in California
  • Prestamo Mortgage Corp is fully licensed for FHA, FANNIE MAE, FREDDIE MAC AND PRIVATE/HARD MONEY mortgages. Prestamo Mortgage Corp offers: Prime, Alt-A, Non-QM and Asset based mortgage options. The company’s founders have overs 20 years of combined experience in the Mortgage and Real Estate industries.

  • HL Home Loans
  • 3327 West Beverly Boulevard, Montebello, CA, 90640
  • Lends in California
  • HL Home Loans offers multiple programs to help home buyers obtain the financing they need. Specializing in FHA loans and VA loans, we are sure to find you the best California mortgage rate available for your specific situation. We offer low to no down payment options and flexible repayment terms such as fixed rate mortgages

  • RGC Capital Inc
  • 9040 TELEGRAPH ROAD Suite 200, Downey, CA, 90240
  • Lends in California
  • RGC Capital Inc is a commercial and private money lending firm providing alternative financing for non-bankable clients. Our nationwide lending platform allows financing for residential investment properties and all types of commercial assets.

    With over 35 years of lending experience and over 3000 closed transactions, we have earned a successful