Explore the differences! FHA VS Conventional loan programs in Pico-Rivera, Los Angeles County, California

In the year 2025, the conventional loan limit within the city of Pico-Rivera, which lies in Los Angeles County, CA, is designated as $970,800. Meanwhile, for a single-family home, the Federal Housing Administration (FHA) loan limit has been set at $970,800. These limits are crucial for determining the maximum amount you can borrow under these loan programs when purchasing a home or refinancing an existing mortgage. Understanding these limits can help you make informed borrowing decisions.

Our Lendersa® Conventional loan calculator allows you to effectively compare the current rates available for Conventional loans against those for FHA and USDA loans. By using this tool, you can also determine the required income, credit scores, reserves, and documentation needed to qualify for these loans. This advanced mortgage calculator provides a comprehensive view of Conforming Conventional, USDA, FHA, and VA loans side-by-side. This kind of comparison is essential for making a well-informed decision about which loan program is most suitable for your financial situation in CA, considering all available options.

Evaluate different loan offers from amongst 100 lenders to find competitive rates and terms that suit your mortgage needs.

2025 Loan Limits and Down Payment Requirements in Pico-Rivera, Los Angeles County, CA

Loan Type Loan Limit Minimum Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

Keep in mind, this comparison table is relevant to the following zip codes: 90660, 90661, 90662. This ensures the data reflects the specifics of your area, helping you make well-informed decisions about your mortgage finance possibilities.

Explore a Range of Conventional and FHA Loan Options in Pico-Rivera, CA

Lendersa® is committed to providing you with the most beneficial Conventional, USDA, or FHA loans available, promptly and with minimal hassle. We aim to streamline the borrowing process, ensuring you receive the support you need to achieve your home buying or refinancing goals. You can choose from three distinct starting points, each designed to guide you toward aligning with the most appropriate lenders and loan programs.

Review Lendersa USDA loan requests and their respective matching results


  • Great Midwest Bank, S.S.B.
  • 15900 West Bluemound Road, Brookfield, WI, 53005
  • Since 1935, Great Midwest Bank has served Wisconsin Homeowners for their mortgage and personal banking needs. We're a customer-oriented mutual bank offering a variety of Residential Mortgage products to first time homebuyers, existing homeowners, and multi-family property owners.
  • North Shore Bank
  • 15700 West Bluemound Road, Brookfield, WI, 53005
  • Our vision is to be a successful, community-minded bank recognized for high-touch service. Our role is to help people realize their dreams and fulfill customer expectations in a safe and sound manner. We are also committed to supporting our communities annually through sponsorship and participation in hundreds of local activities.
  • Guidance Mortgage LLC
  • 14380 W Capitol Dr, Suite 1, Brookfield, WI, 53005
  • We are truly passionate about our profession, and the result is that nearly 100% of our business is by referral from satisfied clients, trusted financial advisors and the most experienced realtors in Milwaukee, Waukesha and all of Southeastern Wisconsin. Our mission is to carefully guide you through the entire home loan process,
  • Majesty Mortgage Inc
  • 15460 West Capitol Drive, Suite 220, Brookfield, WI, 53005
  • Majesty Mortgage is an Equal Housing Lender. Loans are available on a fair and equal basis regardless of race, color, national origin, religion, sex, handicap, marital status, familial status (having children under the age of 18) because income is from public assistance, or because a right was exercised under the Consumer Credit Protection Act
  • Landmark Credit Union
  • 555 S. Executive Dr, Brookfield, WI, 53005
  • Landmark Credit Union is a not-for-profit financial cooperative owned by our customer/members. We return our profits to our members with exceptional rates, lower fees and personalized service. We serve all people living or working in Southern and Northeastern Wisconsin, plus Lake and McHenry Counties in Illinois.
  • GSF Mortgage Corp
  • 15430 West Capitol Drive, Brookfield, WI, 53005
  • GSF Mortgage Corporation is dedicated to the prosperity of its customers. We are committed to demonstrating the utmost integrity - both professionally and personally - while providing top quality service. We focus on securing the best possible outcome for those who place their trust in us for their mortgage needs.
  • ProVisor, Inc.
  • 200 S. Executive Drive, Suite 120, Brookfield, WI, 53005
  • ProVisor, we understand the stresses of shopping around for a mortgage. That’s why our mission is to make things as simple, easy, and fast as possible, offering transparent rates because we understand this is your money. As your mortgage may be paid for many years to come, making an informed and wise.
  • Go Mortgage
  • 15430 W. Capitol Dr, Brookfield, WI, 53005
  • "GO Mortgage, we personalize each customer relationship to ensure we can deliver on their unique needs. As a company with a diverse access to the best products in the industry, our reach will get you the best outcome as possible.We also offer competitive rates along with an added expertise in the following: Conventional mortgage FHA home loan"
  • United Southern Bank
  • 1813 East 9th St, Hopkinsville, KY, 42241
  • United Southern Bank offers a range of banking services to meet today’s financial needs, from Personal Checking and Savings Accounts to Individual Retirement Accounts (IRAs) to Mortgage Loans with competitive rates. We also offer an array of business services including Commercial Checking, Business Savings Accounts
  • INSIGNIA Financial Services, LLC
  • 1020 Milwaukee Avenue, Deerfield, IL, 60015
  • INSIGNIA Financial Services LLC is a non-bank lender and capital markets advisory firm. We provide access to a broad array of debt and equity capital for real estate investments in all markets, nationwide and Our lending and debt placement process enables savvy real estate investors, entrepreneurs and business owners to seize opportunity
  • Discover Financial Services
  • 2500 Lake Cook Rd, Deerfield, IL, 60015
  • Our lending products and payment services go far beyond consumer credit, to enable millions of merchants to run their businesses, to explore new markets, power fin-tech companies and most importantly—help people to build a brighter financial future.The Discover Network provides card acceptance at millions of businesses and cash access locations.
  • Wool Finance Partners, LLC
  • 1121 Lake Cook Road, Suite L, Deerfield, IL, 60015
  • Wool Finance Partners, LLC is active in the placement of debt and equity for institutional quality office, retail, industrial, healthcare, hospitality and multifamily properties. Our approach is relationship-oriented, seeking to build upon an impressive client base of developers and lenders.