FHA VS Conventional loan programs in 2025 for Pico-Rivera, Los Angeles County, California
In the year 2025, the conventional loan limit within the city of Pico-Rivera, which lies in Los Angeles County, CA, is designated as $970,800. Meanwhile, for a single-family home, the Federal Housing Administration (FHA) loan limit has been set at $970,800. These limits are crucial for determining the maximum amount you can borrow under these loan programs when purchasing a home or refinancing an existing mortgage. Understanding these limits can help you make informed borrowing decisions.
Our Lendersa® Conventional loan calculator allows you to effectively compare the current rates available for Conventional loans against those for FHA and USDA loans. By using this tool, you can also determine the required income, credit scores, reserves, and documentation needed to qualify for these loans. This advanced mortgage calculator provides a comprehensive view of Conforming Conventional, USDA, FHA, and VA loans side-by-side. This kind of comparison is essential for making a well-informed decision about which loan program is most suitable for your financial situation in CA, considering all available options.
2025 Loan Limits and Down Payment Requirements in Pico-Rivera, Los Angeles County, CA
Loan Type
Loan Limit
Minimum Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
Keep in mind, this comparison table is relevant to the following zip codes: 90660, 90661, 90662. This ensures the data reflects the specifics of your area, helping you make well-informed decisions about your mortgage finance possibilities.
Explore a Range of Conventional and FHA Loan Options in Pico-Rivera, CA
Lendersa® is committed to providing you with the most beneficial Conventional, USDA, or FHA loans available, promptly and with minimal hassle. We aim to streamline the borrowing process, ensuring you receive the support you need to achieve your home buying or refinancing goals. You can choose from three distinct starting points, each designed to guide you toward aligning with the most appropriate lenders and loan programs.
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
Platinum Mortgage Solutions, our goal is always excellent customized customer service with superior mortgage knowledge, providing our clients the guidance and service they need, whenever they need it! Whether it’s buying a new home or refinancing an existing home, the Platinum team has your back. Licensed in Connecticut & Florida.
"Elite Lending is a full service mortgage bank and brokerage with an impeccable reputation for 20 years of lending in Hawaii and California. Select a Loan Officer below to get started.
and Elite Lending is a mortgage bank with operations in two states. Elite Lending offers numerous mortgage programs including conventional and more"
For over 80 years, Achieve Financial Credit Union has been dedicated to providing credit union members with added financial value to their lives by providing them with fast, easy and convenient services. Achieve Financial Credit Union has been improving the financial lives of our members since 1934.
We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
We are an independent mortgage brokerage company! This means we work with multiple wholesale lenders and are not tied into just one set of programs or interest rate offerings like a bank. What this means to you is confidence that your personal mortgage broker is able to offer you the lowest terms available at the lowest cost in fees.
The CT State Police Credit Union has been providing personalized financial services to Connecticut safety personnel and their families since we were established in 1960. When you join the State Police Credit Union, you become a member of an elite group of public servants from the state’s Emergency Services and Public Protection departments.
MembersFirst CT Federal Credit Union was first organized in 1936 by Employees of the Meriden Board of Education. Over the years we have expanded membership to include small business groups and students in the Meriden School system. In March of 2016 the Credit Union expanded our Field of Membership to the following communities: Meriden, Wallingford.
321 Research Parkway, Suite 303, Meriden, CT, 06450
Planet Home Lending is the smart choice for your mortgage needs. Unlike a bank, mortgages are all we do. Every day, borrowers across America come to us for assistance with their home purchase and refinance needs. At Planet Home Lending, our Mortgage Loan Specialists happily and professionally provide their services.
321 Research Parkway, Suite 303, Meriden, CT, 06450
Simply put, if you succeed, we all do. That is why we operate with the belief that we’re all in this together, committed to harnessing the full power of the Planet Family of Companies to ensure comprehensive safety, security, and well-being throughout what for many is a life-defining journey to homeownership.
230 East Main Street, Unit 11, Branford, CT, 06405
Judith Acampora founded Leading Edge Investment Group, LLC in 2013 and provides financial coordination of financial affairs and oversees all compliance in underwriting. Leading Edge Investment Group is a commercial brokerage offering short term and long term financing on various Real Estate property types.
Trademark Financial Group is a Connecticut licensed mortgage company based in Branford with a combined 35 years of mortgage banking experience. Trademark Financial has grown and made itself a major competitor in the industry. Trademark Financial Group has helped thousands of people to own the home of their dreams.
