Explore the differences! FHA VS Conventional loan programs in Arvada, Jefferson County, Colorado

For 2025, the Conventional loan limit in Arvada, Jefferson, CO is set at $787,750, and the FHA limit for a single-family home is $787,750.

Use the Lendersa® calculator to assess today’s Conventional, FHA, and USDA rates and understand the income, credit, reserves, and documents required for qualification. Our advanced tool lets you compare Conforming Conventional, USDA, FHA, and VA loans simultaneously, helping determine the best option in CO for your circumstances.

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2025 Loan Limits and Down Payment in Arvada, Jefferson, CO

Loan Type Loan Limit Down Payment
Conventional Conforming $787,750 3%
USDA $684,200 0%
FHA $787,750 3.5%

For ZIP codes: 80005, 80004, 80007, 80003, 80002, 80403, 80001, 80006

Explore Conventional & FHA Options in Arvada, CO

Effortlessly secure the best Conventional, USDA, or FHA loan through Lendersa®. Choose one of three paths to connect with compatible lenders and loan plans.

Lendersa USDA loan matching results


  • Northstar Mortgage & Realty
  • 950 South Bascom Avenue, Suite 1113, San Jose, CA, 95128
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • University Mortgage Corporation
  • 1101 South Winchester Boulevard, Suite 0-286, San Jose, CA, 95128
  • University Mortgage Corporation mortgage professionals give you the personal attention you deserve and treat you with the respect a valued customer deserves. We understand you're making a commitment in buying a new home, Refinancing and mortgage or cashing out your home equity. So we make a commitment to you. We will help you.
  • Crystal Estates
  • 2239 Moorpark Avenue, Suite 102, San Jose, CA, 95128
  • Crystal Estates With over 19 years of experience in the real estate, mortgage, and construction industry, I’ve gained the experience and expertise to provide outstanding service for my clients in every aspects of a transaction. Whether its a first time home buyer, an experienced investor, a mortgage loan, or just providing advice in general.
  • Olympic Mortgage
  • 2190 Stokes Street, Suite 101, San Jose, CA, 95128
  • Olympic Mortgage was established in April of 1996 by its co-founders, Luis & Cielo Marengo. Together the Marengo family has been a pillar in the San Jose Real Estate Lending Community and have been involved in many community services such as, youth and high school sports coaching and management, PTA services.
  • RAM Capital Corporation
  • 1101 S. Winchester Blvd, Suite H-189, San Jose, CA, 95128
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Arcus Lending
  • 1245 S Winchester Blvd, Suite 209, San Jose, CA, 95128
  • We have been featured on NBC, CBS, FOX, ABC and several other media for our mortgage expertise. We have been named to 2017 Inc 500 list of fastest-growing private companies in America. In the same list, Arcus Lending was named the 3rd fastest growing mortgage company in the country.
  • Planites Credit Union
  • 300 E Randolph Street, 14th Floor, Chicago, IL, 60601
  • Planites Credit Union is committed to providing each member with personalized friendly service. As a member-owned and operated financial institution, the Credit Union's aim is to provide customized financial solutions for our member/owners. Membership is available to employees of HCSC, Dearborn National,
  • Axiom Capital Resource
  • 205 N. Michigan Avenue, Suite 810, Chicago, IL, 60601
  • Axiom Capital Resource is a real estate firm that purchases well located, under-performing, or value-add multifamily and residential properties. Consequently, we generate attractive, risk-adjusted returns through several real estate cycles by demonstrating a firm investment discipline. Our philosophy has always been the same.
  • Lakeside Bank
  • 55 W. Wacker Dr, Chicago, IL, 60601
  • We're a family-owned Chicago bank. In 2022, we'll be 56 years old. We've grown to over $2.4 Billion in assets and ten branches throughout the city & suburbs. Our dramatic growth is due to how we work. Simply put, we build Relationships. And we build them to last. Our people have the authority to make decisions.
  • Police Mortgage LLC
  • 100 W. Randolph, 9th Floor, Chicago, IL, 60601
  • John M. Aretos As the CEO of an organization associated with serving the police & their loved ones, John privileged to play a role in helping our clients achieve their life’s financial goals. Our goal is to make the home buying or refinancing process as comfortable as possible, providing our clients with competitive products & excellent service.
  • Security First Real Estate Finance
  • 7263 Willow Creek Circle, Vallejo, CA, 94591
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.