Explore the differences! FHA VS Conventional loan programs in Fairmount, Jefferson County, Colorado

In 2026, the conventional loan limit for Fairmount, in Jefferson County, CO, is $787,750. The FHA limit for a single-family home is $787,750.

Use the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA loans, helping you determine the income, credit, reserves, and documentation required for qualification. Our comprehensive tool presents side-by-side comparisons of Conforming, USDA, FHA, and VA loans, aiding in the selection of the ideal program for your specific financial scenario in CO.

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2026 Loan Limits and Down Payment Requirements in Fairmount, Jefferson, CO

Loan Type Loan Limit Down Payment
Conventional Conforming $787,750 3%
USDA $684,200 0%
FHA $787,750 3.5%

Applicable zip codes for this table include: 80002

Conventional and FHA Loan Options in Fairmount, CO

Lendersa® is committed to helping you secure the most optimal Conventional, USDA, or FHA loan quickly and without complications. Choose one of three pathways to match with suitable lenders and loan programs.

Results from Lendersa USDA loan applications


Fairmount Lenders

  • Select Mortgage
  • 8100 Ralston Rd, Suite 230, Arvada, CO, 80002
  • Lends in Colorado
  • Select Mortgage Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Brookside Lending
  • 5460 Ward Road, Suite 215, Arvada, CO, 80002
  • Lends in Colorado
  • Brookside Lending is a Experienced mortgage broker team to help you obtain the best available products and pricing for your home purchase, home refinance, or reverse mortgage needs. speciality in Residential and Investment property transactions Home Refinance options The real estate buying and selling process and Fixed & ARMs, Jumbo Reverse more

  • Venture Financial Inc
  • 6850 West 52nd Avenue, Suite 101, Arvada, CO, 80002
  • Lends in Colorado
  • Venture Financial, Inc. is a small business doing big things. We are a locally owned company with over 20 years experience in the mortgage industry. Whether you are a first time homebuyer or someone investing in a second property, we are here to walk alongside you. We look at your financial situation as a whole

  • Legacy Mutual Mortgage
  • 5690 Webster Street, Arvada, CO, 80002
  • Lends in Colorado
  • Legacy Mutual Mortgage is an approved HUD Lender and a member of the Texas Mortgage Bankers Association. We've been in business since April 2005 as a full service mortgage banking company originating, underwriting and closing conventional, FHA, VA, Texas Vet and USDA mortgage loans.

  • Partner Colorado Credit Union | Central Park Branch
  • PO Box 1346, Arvada, CO, 80001
  • Lends in Colorado
  • Partner Colorado Credit Union, founded in 1931, is a member-owned, not-for profit cooperative. Simply put, we are owned and operated by members, unlike publicly-held banks who are owned by shareholders. All income after operating expenses and reserve allocations is returned to you in the form of higher dividends on savings and lower rates on loans.

  • Paradyme Mortgage Inc
  • 4380 Harlan Street, Suite 100, Wheat Ridge, CO, 80033
  • Lends in Colorado
  • Paradigm (the original spelling of the word), has a meaning of being “worthy of duplication; standing out above the rest”. That was the philosophy at the onset of the founding of Paradyme, that we were above the rest, and well worthy of duplication. We are local, family owned mortgage company that really cares about your loan needs

  • Wyse Home Loans LLC
  • 6979 Coors Court, Arvada, CO, 80004
  • Lends in Colorado
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Indigo Mountain Mortgage LLC
  • 4210 Wadsworth Blvd, Suite 302, Wheat Ridge, CO, 80034
  • Lends in Colorado
  • Indigo Mountain Mortgage considers itself fortunate to offer a full range of loan products, including Jumbo Loans and Low Documentation Loans for people who are successful self-employed borrowers, FHA Loans, VA Loans, Conventional Loans, and Private money sources and Mountain Mortgage. Local expertise and broad real estate experience.

  • Denver Fire Department Federal Credit Union
  • 12 Lakeside Lane, Denver, CO, 80212
  • Lends in Colorado
  • Denver Fire Department Federal Credit Union is a not-for-profit, locally owned financial cooperative here to help you achieve your financial goals. The credit union was started by Denver Firefighters for professional firefighters in 1938. Today we still only serve professional firefighters and their immediate family members.