FHA VS Conventional loan programs in Fairmount, Jefferson County, Colorado

In 2026, the conventional loan limit for Fairmount, in Jefferson County, CO, is $787,750. The FHA limit for a single-family home is $787,750.

Use the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA loans, helping you determine the income, credit, reserves, and documentation required for qualification. Our comprehensive tool presents side-by-side comparisons of Conforming, USDA, FHA, and VA loans, aiding in the selection of the ideal program for your specific financial scenario in CO.

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2026 Loan Limits and Down Payment Requirements in Fairmount, Jefferson, CO

Loan Type Loan Limit Down Payment
Conventional Conforming $787,750 3%
USDA $684,200 0%
FHA $787,750 3.5%

Applicable zip codes for this table include: 80002

Conventional and FHA Loan Options in Fairmount, CO

Lendersa® is committed to helping you secure the most optimal Conventional, USDA, or FHA loan quickly and without complications. Choose one of three pathways to match with suitable lenders and loan programs.

Results from Lendersa USDA loan applications


  • Insight Mortgage Company, LLC
  • 300 Thunderbird, El Paso, TX, 79912
  • Insight Mortgage Company is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. We will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Prime Mortgage LLC
  • 550 S Mesa Hills Dr, Suite A-1, El Paso, TX, 79912
  • Prime Mortgage LLC has a variety of mortgage loan products. FHA, VA, Conventional, Texas Vet,USDA. We also specialize in private mortgage loans. These mortgage loans we fund directly from our office and can assist the "harder" to qualify borrower. Ramsey Esper President of Prime Mortgage LLC.

  • Old West Lending, LLC
  • 7001 Westwind Drive, El Paso, TX, 79912
  • We specialize in loans that are a little different; credit scores from 500, one day after foreclosure or bankruptcy, and self-employed programs. We offer VA, FHA, and conventional loans with flexible guidelines. If you have been turned down, or you consider your situation unusual, please contact us. We have options.

  • DJ Jordan Properties
  • 200 Bartlett Dr #106, El Paso, TX, 79912
  • DJ Jordan Properties utilizes five different funds when offering financing for real estate investors. We were founded in 2004 by Jeff Katz and David Carlin who have bought and sold over 200 properties. It was our goal to provide an alternative financing option for real estate investors. We have offices in El Paso and San Antonio, and we can quic

  • American Bank of Oklahoma
  • 200 East Main Street, Collinsville, OK, 74021
  • American Bank of Oklahoma exists to provide Oklahoma businesses and citizens with local banking solutions when, where, and how they need it.

    American Bank of Oklahoma opened for business April 1, 1998, taking seriously the role of a community-based, full-service institution. Our organizers came from the community

  • KUMC Credit Union
  • 12510 W 62nd Terrace, Suite 104, Shawnee, KS, 66216
  • KUMC Credit Union was established in 1954 and is chartered by the State of Kansas. Our Credit Union is a not-for-profit financial cooperative owned by its members. Credit Unions were founded on the idea that through a cooperative financial effort, individuals sharing common bonds could benefit.

  • BOK Financial Mortgage
  • 101 E 2ND St, Tulsa, OK, 74103
  • We’re a financial services partner for consumers, businesses and wealth clients alike. While our origins are humble, we’ve grown alongside our clients for more than a century. We have unwavering confidence in our ability to build strong relationships, provide diverse expertise and services, and invest in the communities we serve.

  • Today Lending
  • 320 Boston Avenue, Tulsa, OK, 74103
  • Today Lending team; we are excited about providing clients with the best mortgage options, combined with the lowest rates available. The outstanding mortgage professionals here will work with you one-on-one, to ensure that you get a mortgage that is tailored specifically to meet your home loan needs. Whether you are purchasing your dream home.

  • Triad Bank, National Association
  • 7646 E 61st St, Tulsa, OK, 74153
  • Triad Bank was founded in 1983 by a group of local professionals who call this community home and champion the people and businesses that are rooted here. Today we’ve grown to more than 30 employees. As a small, local business, we know what it takes to promote the success of other small business ventures, and we are here to help you make it happen.

  • Iowa Savings Bank
  • 510 Highway 30 West, Carroll, IA, 51401
  • Iowa Savings Bank We appreciate the time you are taking to learn more about one of the most reputable and strongest local banks in Western Iowa. We believe it is important first of all to serve the needs of our customers whether it be as a safe haven for their funds or as a source of funds for public, business, family and personal needs.

  • Availa Bank
  • 126 W 6th St, Carroll, IA, 51401
  • Since 1870, Availa Bank has been providing Iowans with high quality financial products and services to fit their needs. With such a rich history, you can be sure we have the service and expertise you’re looking for in a financial institution. We have something for all your needs, whether you want to take out a loan.

  • Commercial Savings Bank
  • 325 W Highway 30, Carroll, IA, 51401
  • Commercial Savings Bank is a locally-owned community bank that has been serving the financial needs of Carroll County residents for over 100 years. The bank was founded in 1917 with capital of $25, 000 and three employees. The local ownership and management continue to be the foundation of the bank's strength and define its unique character.