Explore the differences! FHA VS Conventional loan programs in Bayfield, La Plata County, Colorado
For the year 2025, the maximum amount for a Conventional loan in Bayfield, under the county of La Plata, CO, is $726,200, whereas the FHA cap for a single-family residence is $596,850.
Leverage the Lendersa® Conventional loan calculator to weigh current Conventional, FHA, and USDA rate options, and assess the income, credit, reserves, and documentation needed for approval. Our sophisticated mortgage calculator presents a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA to help you select the optimal program for your financial needs in CO.
2025 Loan Limits and Down Payment Requirements for Bayfield, La Plata County, CO
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$494,500
0%
FHA
$596,850
3.5%
This comparison table pertains to zip codes: 81122
Potential Conventional and FHA Loan Options in Bayfield, CO
The quest of Lendersa® is to quickly secure the best available Conventional, USDA, or FHA loan with minimal stress. Choose one of the three initial options to be matched with suitable lenders and lending programs.
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