Explore the differences! FHA VS Conventional loan programs in Bayfield, La Plata County, Colorado
In 2025, Convetional loan limit in Bayfield, county of La Plata, CO is $726,200 while FHA limit is $596,850 for a single-family home.
Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CO is best for your particular financial situation.
2025 loan limits and downpayment requirments in Bayfield, county of La Plata, CO
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$494,500
0%
FHA
$596,850
3.5%
The comparison table applies to zip codes: 81122
Conventional and FHA loan options in Bayfield, CO
Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.
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