FHA VS Conventional loan programs in Bayfield, La Plata County, Colorado
For the year 2026, the maximum amount for a Conventional loan in Bayfield, under the county of La Plata, CO, is $726,200, whereas the FHA cap for a single-family residence is $596,850.
Leverage the Lendersa® Conventional loan calculator to weigh current Conventional, FHA, and USDA rate options, and assess the income, credit, reserves, and documentation needed for approval. Our sophisticated mortgage calculator presents a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA to help you select the optimal program for your financial needs in CO.
2026 Loan Limits and Down Payment Requirements for Bayfield, La Plata County, CO
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$494,500
0%
FHA
$596,850
3.5%
This comparison table pertains to zip codes: 81122
Potential Conventional and FHA Loan Options in Bayfield, CO
The quest of Lendersa® is to quickly secure the best available Conventional, USDA, or FHA loan with minimal stress. Choose one of the three initial options to be matched with suitable lenders and lending programs.
502 North Merchant Street, Belle Plaine, KS, 67013
The Valley State Bank is a community bank that has operated under the same name since it was founded in 1897. Since establishment, the financial institution has grown and opened branch locations in Derby, KS and Wichita, KS.
Valley State Bank has been accorded the special recognition of Blue Ribbon Bank
American Group Realtors has been open for business since 1997. Its professional team of licensed real estate agents, bilingual staff and broker/president, Manny Hernandez, are ready to serve the community at large who is looking to buy or sell in a challenging residential & commercial real estate market,
A St. Joseph Hospital employee, microbiologist Dennis Carr, first introduced the credit union idea, and St. Joseph Hospital Employees’ Credit Union was chartered in 1963. The name was changed to Medical Community Credit Union in 1998 and to Wheat State Credit Union in 2015 to better reflect the expanded field of membership we now serve.
Union Square is the largest credit union in the Texoma Area. We are here to serve you, our members, with the best products available and the most competitive rates around. We are people helping people. We are.... Your Financial Center of Choice!
Union Square Credit Union's field of membership is open to those who have the following common bond
Texoma Community Credit Union has served 11 counties surrounding Wichita Falls, Texas since 1953 with a full range of banking services. We are not a big bank, but a financial cooperative. This means every member gets a vote, and our profits go back into the community each year, rather than into the hands of shareholders.
Sun Community Federal Credit Union was organized on March 9, 1954, as the Imperial Valley U.S. Employees Federal Credit Union, with ten charter members. Over the years, the field of membership was enlarged. In January 1968, the name was changed to Government Agencies Federal Credit Union.
First Imperial Credit Union is a credit union located in Imperial County, California who has a mission to deliver quality, affordable financial services with an exceptional member-focused experience. As a not-for-profit financial instituion, FICU gives back to its membership in the way of lower loan rates
395 Broadway Avenue, Suite 5, El Centro, CA, 92243
IV Alliance Mortgage and real Estate our team of professionals will make it easy for you to apply for a loan. Give us a call and speak with one of our representatives. Within a day or two, we’ll be able to give you personalized rate information and a solution tailored to your specific needs.
