Explore the differences! FHA VS Conventional loan programs in Monte-Vista, Rio Grande County, Colorado

In 2025, the Conventional loan limit in Monte-Vista, located within Rio Grande county, CO, is $647,200, while the FHA limit for a single-family home is $420,680.

Use Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA loans, and to ascertain the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in choosing the best program for your financial needs in CO.

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2025 Loan Limits and Down Payment Requirements in Monte-Vista, Rio Grande, CO

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table covers zip codes: 81144, 81135

Conventional and FHA Loan Choices in Monte-Vista, CO

Lendersa® is committed to finding you the best Conventional, USDA, or FHA loan quickly and easily. Choose from three starting points that lead to matching lenders and suitable loan programs.

Results from Lendersa USDA loan requests


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