FHA VS Conventional loan programs in Pagosa-Springs, Archuleta County, Colorado

In 2026, the Conventional loan limit in Pagosa-Springs, in Archuleta county, CO, is $647,200, while the FHA limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to evaluate current rates for Conventional, FHA, and USDA loans. Determine needed income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can see Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program for your financial needs in CO.

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2026 Loan Limits and Down Payment Details in Pagosa-Springs, Archuleta, CO

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Applies to these zip codes: 81147

Options for Conventional and FHA Loans in Pagosa-Springs, CO

The goal of Lendersa® is to efficiently provide you with the best possible Conventional, USDA, or FHA loan, with minimal hassle. Choose one of three pathways to connect with matching lenders and loan programs.

Results for USDA loan requests at Lendersa


  • Alkana Investment Enterprise
  • 288 E Highland Ave, San Bernardino, CA, 92404
  • Unlocking opportunities in affordable housing.I specialize in Creative financing solutions that Empower investors and homeowners.By focusing on distressed properties,I provide 100% funding options,Transforming neighborhoods and fostering economic growth.My expertise includes tax optimization,Joint ventures,& collaborations,Ensuring clients maximize

  • Red Crown Credit Union
  • 5001 E 91st Street, Tulsa, OK, 74137
  • Red Crown Federal Credit Union received its charter on February 8, 1938, from the Farm Credit Administration under the Federal Credit Union Act. The original ten subscribers applied for an association charter to serve “All employees of the Stanolind Oil & Gas Company in the general office, laboratory, and warehouse, residing in Tulsa, Oklahoma.

  • Raystar Mortgage Group Inc
  • 9404 S Delaware Ave, Tulsa, OK, 74137
  • Raystar Mortgage LLC mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a mortgage loan

  • FirstBank of Nebraska
  • 201 E. 5th Street, Wahoo, NE, 68066
  • FirstBank of Nebraska is a locally owned, independent community bank with branches in Wahoo, Syracuse, Sterling and Burchard. As an FDIC-insured bank, we offer a full range of banking products to satisfy the unique needs of individuals, farmers and businesses of all sizes. Our local staff takes pride in getting to know our customers.

  • First National Bank of Granbury
  • 101 E Bridge St, Granbury, TX, 76048
  • First National Bank was chartered in 1887 by Texas Pioneers Dan Cogdell, John Traylor, E.A. Hannaford, Jess Baker and James H. Doyle.

    While the early years of the Bank’s existence were economically prosperous for the area, the Great Depression and droughts of the 1930’s would soon have a negative impact on the community.

  • Community Bank
  • 118 N Main Street, Avon, SD, 57315
  • The Community Bank, Avon SD, originally chartered as the Bank of Kingsburg, Kingsburg, SD opened for business May 20, 1914 with $10, 000.00 in capital all being supplied by local citizens and farmers. It was founded by Tom C. Pier who began his banking career as an employee in a Ravinia, SD bank.

  • Envista Credit Union
  • 3626 SW Wanamaker Road, Topeka, KS, 66614
  • At Envista, banking is a personalized experience. We provide the security, competitive rates, and options you expect, delivered with exceptional service from a team who makes your needs and dreams their top priority.

    Our professional team makes the following promises to each member:
    We will honor the individual.

  • VisionBank
  • 3031 SW Wanamaker Rd, Topeka, KS, 66614
  • We were founded on the belief that a bank can best provide excellent, personalized service to its customers when it is rooted in the community it serves and isn't part of a giant banking conglomerate. In the modern financial world, a community bank has the capacity to deliver and meet our customer needs just as the big banks can.

  • Azura Credit Union
  • 2808 SW Arrowhead Road, Topeka, KS, 66614
  • Azura Credit Union was formed when Educational Credit Union and Quest Credit Union merged on May 1, 2016. Azura has over 50, 000 members and offers everything from checking and savings, to auto, personal and home loans, business services and online and mobile banking. Credit Union was formed when Educational Credit Union.

  • ARE Mortgage Group, Inc
  • 13312 Ranchero Rd, Suite 473, Oak Hills, CA, 92344
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • First Security Bank
  • 208 East Main St, Bozeman, MT, 59715
  • First Security Bank is the community bank choice for southwest and central Montanans. Since the first branch opened over 95 years ago on Bozeman's Main Street, First Security has grown to be the market leader and offers the most branch and ATM locations in the area. The bank donates and supports employee volunteerism to over 250

  • American Bank of Oklahoma
  • 200 East Main Street, Collinsville, OK, 74021
  • American Bank of Oklahoma exists to provide Oklahoma businesses and citizens with local banking solutions when, where, and how they need it.

    American Bank of Oklahoma opened for business April 1, 1998, taking seriously the role of a community-based, full-service institution. Our organizers came from the community