Explore the differences! FHA VS Conventional loan programs in Durango, La Plata County, Colorado
In the year 2026, the limit for a Conventional loan in the county of La Plata, located in Durango, CO is set at $726,200. Meanwhile, the FHA limit for a one-family home is $596,850.
Utilize the Lendersa® Conventional loan calculator to evaluate current options among Conventional, FHA, and USDA loans. It assists in identifying the necessary income, credit, reserve, and document requirements for eligibility. Our sophisticated mortgage calculator enables the side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, facilitating the choice of the most suitable program in CO for your financial needs.
Loan limits and down payment requirements for 2026 in Durango, La Plata county, CO
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$494,500
0%
FHA
$596,850
3.5%
These comparisons apply to zip codes: 81301
Exploring Conventional and FHA loan options in Durango, CO
Lendersa® strives to secure the best Conventional, USDA, or FHA loan with ease and speed for you. Choose from three starting points that lead to matching lenders and loan programs tailored for your needs.
Founded on March 8, 1956 by teachers from the Nebo School District, we’re proud to be a part of this community. We’re your friends and your neighbors, and we mean it when we say we want to advocate for you and see you succeed. We haven’t forgotten what it means to be your local credit union,
Mortgage Zone is a brokerage specializing in home loans. If you are buying or refinancing, we can help you get the options you need to reach your financial goals. We offer renovation, home improvement, and renovation loan options. When you want to refinance, we can help you understand your options.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Utah Community Credit Union is an organization rooted in the credit union philosophy of “people helping people” and built on traditional values of commitment to outstanding service, respect for others, and fiscal responsibility. We hold ourselves to the highest standards of honesty.
2696 North University Avenue, Suite 236, Provo, UT, 84604
Capital Assets Utah Valley is a mortgage company in Utah that has specialized in conforming, non-conforming, and hard money lending since 1979. Capital Assets Utah Valley was incorporated in 1994 as a mortgage broker in Utah County, and has provided residential mortgages to its clients ever since.
Lana Lesser is the owner / broker of Preferred Mortgage. She has been doing loans with Preferred Mortgage for 23 years, with an office located in Orem. Lana really prides herself on being able to establish a personal relationship during the loan process. She really enjoys the return clients, referrals and friendships this creates
560 South State Street, Suite H-1, Orem, UT, 84097
Evergreen Mortgage, LLC is likely the largest purchase most of us will ever make. Consequently, a mortgage will likely be our greatest financial obligation, so it's important to understand the associated options, process, and ramifications. Not only do we offer some the lowest rates and costs in the industry.
Strategic Lending has served the lending needs of Utah residents since 2004. As a mortgage brokerage, Strategic Lending offers many advantages over other brokerages. Not only do we do comprehensive Pre-Qualifications for all interested parties, even before a loan is originated, we are also nationally recognized experts in investment lending
