FHA VS Conventional loan programs in 2026 for Durango, La Plata County, Colorado
In the year 2026, the limit for a Conventional loan in the county of La Plata, located in Durango, CO is set at $726,200. Meanwhile, the FHA limit for a one-family home is $596,850.
Utilize the Lendersa® Conventional loan calculator to evaluate current options among Conventional, FHA, and USDA loans. It assists in identifying the necessary income, credit, reserve, and document requirements for eligibility. Our sophisticated mortgage calculator enables the side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, facilitating the choice of the most suitable program in CO for your financial needs.
Loan limits and down payment requirements for 2026 in Durango, La Plata county, CO
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$494,500
0%
FHA
$596,850
3.5%
These comparisons apply to zip codes: 81301
Exploring Conventional and FHA loan options in Durango, CO
Lendersa® strives to secure the best Conventional, USDA, or FHA loan with ease and speed for you. Choose from three starting points that lead to matching lenders and loan programs tailored for your needs.
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NuVista Federal Credit Union which was originally Montrose Federal Credit Union was established in 1964. It was built on honesty, integrity & self worth.We hold that same foundation today.When first opened the credit union was for federal employees only. Times have changed & we know now that the support of the community as a whole is what helps us.
