For the year 2026, the conventional loan limit in Buena-Vista, located in Chaffee county, CO, is set at $647,200. In contrast, the FHA limit for a single-family home is $461,150.
To explore today's rate comparisons among Conventional, FHA, and USDA loans, use the Lendersa® mortgage calculator. This tool helps you figure out the required income, credit, reserves, and documentation for each. It allows you to compare Conventional Conforming, USDA, FHA, and VA loans side by side to determine the best option for your financial needs in CO.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $312,800 | 0% |
| FHA | $461,150 | 3.5% |
Note: The above table is relevant for these zip codes: 81211
At Lendersa®, we simplify the search for the best Conventional, USDA, or FHA loans. Start with one of our three pathways for matching with lenders and loan programs tailored to your needs.
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