FHA VS Conventional loan in Buena-Vista, Chaffee County, Colorado
For the year 2026, the conventional loan limit in Buena-Vista, located in Chaffee county, CO, is set at $647,200. In contrast, the FHA limit for a single-family home is $461,150.
To explore today's rate comparisons among Conventional, FHA, and USDA loans, use the Lendersa® mortgage calculator. This tool helps you figure out the required income, credit, reserves, and documentation for each. It allows you to compare Conventional Conforming, USDA, FHA, and VA loans side by side to determine the best option for your financial needs in CO.
2026 Loan Limits and Down Payment Info for Buena-Vista, Chaffee, CO
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$312,800
0%
FHA
$461,150
3.5%
Note: The above table is relevant for these zip codes: 81211
Exploring Conventional and FHA Loan Options in Buena-Vista, CO
At Lendersa®, we simplify the search for the best Conventional, USDA, or FHA loans. Start with one of our three pathways for matching with lenders and loan programs tailored to your needs.
Collegiate Peaks Bank, Division of Glacier Bank is a growing community bank, serving personal and commercial customers. We currently have four bank Branches, in Salida, Buena Vista, Denver-RiNo, Denver-Belcaro and in February, 2020 we will be opening a Branch in the Denver Tech Center.
Mountain River Credit Union currently serves all who live or work in Chaffee, Alamosa, Lake, Rio Grande, or Western Fremont County. We help our family take care of their own at home. We offer the services and assistance you need to manage your finances to build a strong financial future for your family.
High Country Bank's mission is to Strengthen our communities, Help our neighbors, Promote career growth and development of our employees, and Reward our stakeholders. On October 27, 1886, an organization meeting of citizens of Chaffee County Colorado was held for the purpose of organizing a Building and Loan Association.
Apex Mortgage Brokers. We are a mortgage brokerage firm working with over 45 different lenders to find you the right home loan solution to fit your needs in Colorado and Florida. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment
The idea for the local Savings and Loan Cooperative was first conceived by H.W. Endner, who served on its first finance committee in 1911 at the age of 29. Early records indicate that the books and accounts for the firm were originally kept at Endner's business office. The first Board of Directors was composed of C.W. Winslow, E.M. Collins.
ADV Mortgage was founded by Richie Frangiosa, a 20 year veteran of the mortgage industry.With an underwriting and processing background, we focus on the best possible service to our clients. We are not salespeople, and will never try to be. Our goal is to make the mortgage process as easy and transparent as possible.
Central Rockies Mortgage was formed in 1992. Robert Grems, David Lau and William DesPortes took over ownership of the company in 2016. Our reputations, and the impeccable reputation of the company, have been built and established on providing exceptional and ongoing customer service to each and every one for our valued clients.
We offer many loan programs tailored for the resort market including jumbo mortgage loans, condo-tel loans, and portfolio loans for borrowers with unique situations or properties.
We are a Colorado based, family owned mortgage lender and provide personalized service to each client, one at a time. Many of my clients have been with me for years
Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal loan.
