Explore the differences! FHA VS Conventional loan programs in Salida, Chaffee County, Colorado

In the current year, 2025, the conventional loan limit within Salida, located in Chaffee County of CO, stands at $726,200. In contrast, the FHA loan for a single-family house is capped at $600,300.

Lendersa’s Conventional loan calculator is a tool for comparing today's rates of Conventional, FHA, and USDA loans, helping you to determine requirements such as income, creditworthiness, reserves, and necessary documents. Using our advanced mortgage calculator enables a side-by-side examination of Conforming Conventional, USDA, FHA, and VA loans, providing assistance in deciding which program suits your financial situation best.

Start comparing loan offers from 100 lenders today.

Loan Limits and Necessary Down Payments for 2025 in Salida, Chaffee, CO

Loan Type Loan Limit Down Payment
Conventional $726,200 3%
USDA $461,100 0%
FHA $600,300 3.5%

*This information is applicable to these zip codes: 81201.

Discover Conventional and FHA Loan Options in Salida, CO

Lendersa’s goal is to quickly secure the ideal Conventional, USDA, or FHA loan without hassle. Select from these three paths to connect with suitable lenders and loan programs:

Lendersa USDA loan request and matching results


  • San Vicente Mortgage
  • 1174 Main Street, Ramona, CA, 92065
  • "San Vicente Mortgage Lending Group is located in the beautiful city of Ramona (which is also known as Valley of the Sun) and services the entire State of California. San Vicente Mortgage is managed by long-time mortgage veterans, Christie Carlson and Jason DeLeo. Our extensive experience and expertise in the mortgage industry ensures"
  • Bay Port Financial Inc
  • 1071 E 16st, Suite C, Upland, CA, 91784
  • Bay Port Financial Inc Founder of the Tom Bass and his team made our mortgage process with buying our house a breeze. They were very knowledgeable and kept us very informed during the entire process. His responsiveness was a great help during the process and allowed us to close on time.
  • Farmers Trust & Savings Bank
  • 101 N Main St, Buffalo Center, IA, 50424
  • Farmers Trust and Savings Bank is an employee-owned, community bank with offices in Buffalo Center, Lakota, Britt, Lake Mills and Bricelyn . FTSB strives to make our communities better places to live and work. We specialize in ag lending, and offer a variety of products and services to meet your personal and business needs.
  • Great Plains Capital Mortgage
  • 319 11th St N, Wahpeton, ND, 58075
  • Great Plains Capital are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • The Bank of Versailles
  • 113 East Newton Street, Versailles, MO, 65084
  • Serving the Generations Since 1882. That’s not just a tagline, at The Bank of Versailles that’s our way of doing business. Our goal is to provide you with personal service from your first savings account, to buying a home, & through your IRA distributions. Since opening our doors November 22, 1882, we have been locally-owned & locally-operated
  • Golden Coast Mortgage
  • 1119 South Milliken Avenue, Ontario, CA, 91761
  • Golden Coast Mortgage, a division of Golden Empire Mortgage, Inc., Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. The Golden Coast Mortgage Team is committed to providing clients with the highest quality home loans combined with the most competitive mortgage rates.
  • Capital United
  • 3200 East Guasti Road, Suite 100, Ontario, CA, 91761
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Firm Foundation Finances Inc
  • 4345 East Lowell Street, Suite N, Ontario, CA, 91761
  • The mortgage Industry is filled with companies and individuals that forget that individuals need individual attention. Many in the industry are amateurs that don't know what they are doing and don't have your best interest at the forefront. We know that "Close Enough" in not Enough.