FHA VS Conventional loan programs in 2026 for Erie, Boulder County, Colorado
In 2026, the Conventional loan limit in Erie, Boulder county, CO, is $747,500, while FHA's limit for a single-family home is $747,500.
Use the Lendersa® calculator to compare current rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents needed to qualify. The advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side to help decide which program in CO is best for your financial situation.
2026 Loan Limits & Downpayment Requirements in Erie, Boulder, CO
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$747,500
3%
USDA
$523,400
0%
FHA
$747,500
3.5%
Applies to zip codes: 80516
Conventional and FHA Loan Options in Erie, CO
Lendersa® aims to offer the best Conventional, USDA, or FHA loans quickly and easily. Choose one of three starting points to find matching lenders and loan programs.
Kim Clancy has been working in the mortgage industry for over 17 years. She has seen the good, the bad, the ups, and downs, and has helped hundreds of families realize their dream of home-ownership. Kim is dedicated to educating her borrowers on the best scenario for their situation and keeps their best interest in the top of her mind.
With Trailhead Mortgage working for you, you’ll have access to wholesale mortgage rates from our partner network that you won’t find online. Our focus on eliminating the hassles of getting a mortgage results in a simplified digital process that keeps the loan moving forward. we bring a consultative, and creative approach to our relationships.
We opened the doors of Canyon River Mortgage in November 2006. Experiencing a lack of integrity in the real-estate lending business prompted me to create a company that prides itself on honest and ethical work. Our goal is to close your loan on time and with no surprises. By keeping on top of deadlines and communicating with all parties
Team Lassen was started by Sarah Lassen, Charles Souza, and Tim Moore and has been in the business of offering professional real estate services since 1999. Since the company’s inception, Sarah, Charlie, Tim, and the rest of the growing Team have worked together from the common values of integrity, reliability, honesty, and commitment.
1st Liberty Lending, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available.
Fidelity Home Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
11052 Cimarron Street, Unit E, Suite 100, Longmont, CO, 80504
Lends in Colorado
"Symple Loans is powered by people who earn the trust of clients and partners through expertise and personal attention. We’ve built our success by partnering with real estate agents, builders, affinity groups, associations, and more. Having built our business on trusting relationships with real estate professionals"
1703 Whitehall Drive, Suite 7b, Longmont, CO, 80504
Lends in Colorado
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Centennial Lending is a Credit Union Service Organization (CUSO) endeavoring to be the primary lending solution for our partners and all borrowers. We are owned by 24 credit unions and partner with dozens more to provide residential mortgages, commercial loans, and lease services to our partner credit union and their members.
