FHA VS Conventional loan programs in Longmont, Boulder County, Colorado

In 2026, the Conventional loan limit in Longmont, Boulder, CO is $856,750, while the FHA limit for a single-family home is $856,750.

Use the Lendersa® calculator to compare today's best rates for Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and documents for qualifying. Our advanced tool lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side to help choose the best program for your financial situation in CO.

Compare offers from 100 lenders

2026 Loan Limits and Down Payment in Longmont, Boulder, CO

Loan Type Loan Limit Down Payment
Conventional Conforming $856,750 3%
USDA $747,500 0%
FHA $856,750 3.5%

Applies to zip codes: 80501

Conventional and FHA Loan Options in Longmont, CO

Lendersa® aims to deliver the best possible Conventional, USDA, or FHA loan promptly and smoothly. Choose one of three paths to connect with compatible lenders and loan programs.

Lendersa USDA loan request visualization


  • Security Financial Services LLC
  • 3831 Running Deer Drive, Castle Rock, CO, 80109
  • Mark Hemingway is a Colorado Mortgage Broker that is licensed and bonded with over 13 years of experience. He previously worked for a nationwide lender and brings that experience to now be able to assist with homeowners and potential buyers and their financial needs. Security Financial Services is your mortgage broker for life.

  • Inspyre Mortgage LLC
  • 2090 Candleglow Street, Castle Rock, CO, 80109
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • MortgageLink Solutions LLC
  • 2160 Bellavista Street, Castle Rock, CO, 80109
  • MortgageLink Solutions Offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.

  • ADV Mortgage
  • 12 Rosalie Rd, Bailey, CO, 80421
  • ADV Mortgage was founded by Richie Frangiosa, a 20 year veteran of the mortgage industry.With an underwriting and processing background, we focus on the best possible service to our clients. We are not salespeople, and will never try to be. Our goal is to make the mortgage process as easy and transparent as possible.

  • MK Mortgage Group LLC
  • 1660 Prominence Circle, Elizabeth, CO, 80107
  • MK Mortgage Group LLC headquarters is in Elizabeth, Colorado. MK Mortgage Group LLC is in the sectors of: Financial Services. This company is a banking company based out of 1660 Prominence Circle. When we pre-qualify you, we help you determine how much of a monthly mortgage payment you can afford

  • Taylor Mortgage Group, LLC
  • 133 County Road 17, Suite E1-A, Elizabeth, CO, 80107
  • "Janie Taylor of the Taylor Mortgage Group began her real estate career in Denver in 1975 starting with on site sales. Her success led to resales, commercial investment, commercial leasing and farm, ranch and land sales.
    We offer almost any loan you could ever imagine! Land, Construction, Refinance, Jumbo and much much more!"

  • NestInvest Home Loans LLC
  • 300 E. Miller Ct, Suite 992, Castle Rock, CO, 80104
  • NestInvest Home Loans is a wholesale mortgage brokerage. We can help you find the right loan program through our network of lenders and we'll guide you throughout the process. Our mission is to serve our customers with honesty, integrity and competence. Furthermore, we pledge to help borrowers overcome roadblocks that can arise.

  • KC Mortgage LLC
  • 504 Perry Street, Unit B, Castle Rock, CO, 80104
  • With over 30 years experience, Kay is the local expert to help you find the best option and rate, whether you just bought a new home or are refinancing your current home. KC Mortgage is a one-stop shop for all your mortgage needs in Colorado. Contact Kay today to schedule your free consultation.

  • Castle Peak Mortgage LLC
  • 5567 South Perry Park Road, Sedalia, CO, 80135
  • Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.and There are a number of different types of home loans available to you.

  • Bighorn Mortgage Group Ltd
  • 2589 North State Highway, Suite 67, Sedalia, CO, 80135
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.