Explore the differences! FHA VS Conventional loan programs in Longmont, Boulder County, Colorado
In 2026, the Conventional loan limit in Longmont, Boulder, CO is $856,750, while the FHA limit for a single-family home is $856,750.
Use the Lendersa® calculator to compare today's best rates for Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and documents for qualifying. Our advanced tool lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side to help choose the best program for your financial situation in CO.
2026 Loan Limits and Down Payment in Longmont, Boulder, CO
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$856,750
3%
USDA
$747,500
0%
FHA
$856,750
3.5%
Applies to zip codes: 80501
Conventional and FHA Loan Options in Longmont, CO
Lendersa® aims to deliver the best possible Conventional, USDA, or FHA loan promptly and smoothly. Choose one of three paths to connect with compatible lenders and loan programs.
1st Liberty Lending, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available.
Fidelity Home Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
11052 Cimarron Street, Unit E, Suite 100, Longmont, CO, 80504
Lends in Colorado
"Symple Loans is powered by people who earn the trust of clients and partners through expertise and personal attention. We’ve built our success by partnering with real estate agents, builders, affinity groups, associations, and more. Having built our business on trusting relationships with real estate professionals"
1703 Whitehall Drive, Suite 7b, Longmont, CO, 80504
Lends in Colorado
I'm here to solve that for you. Go ahead and download my cheat sheet and I'll give you the inside scoop to make qualifying for a great low rate mortgage EASY. Yes, I really did say easy. When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation
Centennial Lending is a Credit Union Service Organization (CUSO) endeavoring to be the primary lending solution for our partners and all borrowers. We are owned by 24 credit unions and partner with dozens more to provide residential mortgages, commercial loans, and lease services to our partner credit union and their members.
Honest. Dependable. Local. These are just a few words that describe Home Loan Mortgage. We are a family owned Mortgage Broker that strives to make mortgages understandable and pain free. We handle the processing of our own loans, so you'll work with the same person from application to closing.
2919 West 17th Avenue, Suite 115, Longmont, CO, 80503
Lends in Colorado
At 1st Colorado Mortgage Solutions, Inc. it is our mission to carefully guide you through the entire home loan process, so you feel confident as you make choices about your financial strategy. Our experts take the often-confusing mortgage process and give you the clarity and understanding to get the right mortgage for your financial needs.
Kim Clancy has been working in the mortgage industry for over 17 years. She has seen the good, the bad, the ups, and downs, and has helped hundreds of families realize their dream of home-ownership. Kim is dedicated to educating her borrowers on the best scenario for their situation and keeps their best interest in the top of her mind.
With Trailhead Mortgage working for you, you’ll have access to wholesale mortgage rates from our partner network that you won’t find online. Our focus on eliminating the hassles of getting a mortgage results in a simplified digital process that keeps the loan moving forward. we bring a consultative, and creative approach to our relationships.
