Explore the differences! FHA VS Conventional loan programs in Evergreen, Jefferson County, Colorado

In 2026, the conventional loan limit in Evergreen, which is in Jefferson County, CO, amounts to $787,750. For a single-family home, the FHA limit is set at $787,750.

Utilize the Lendersa® Conventional loan calculator to assess and compare the best current rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator displays Conforming, USDA, FHA, and VA loans side by side, helping you choose the optimal program for your financial situation in CO.

Evaluate loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Evergreen, Jefferson, CO

Loan Type Loan Limit Down Payment
Conventional Conforming $787,750 3%
USDA $684,200 0%
FHA $787,750 3.5%

This table applies to the following zip codes: 80439

Conventional and FHA Loan Options in Evergreen, CO

Lendersa® aims to secure the best possible Conventional, USDA, or FHA loan for you swiftly and without hassle. Choose one of three starting points to connect with matching lenders and convenient loan programs.

Results from Lendersa's USDA loan applications


Evergreen Lenders

  • Mint Mortgage LLC
  • 31021 Troutdale Ridge Road, Evergreen, CO, 80439
  • Lends in Colorado
  • Mint Mortgage is committed to find the best loan program for your needs. Our company is different than most because we operate as brokers to look across available wholesale lenders that offer financing in Colorado. We have very little overhead, so the lowest rate is passed directly to you.

  • Loan Zone Mortgage, LLC.
  • 28225 Hwy 74, Suite 202, Evergreen, CO, 80439
  • Lends in Colorado
  • The Loan Zone Mortgage, LLC. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Fox Valley Mutual Inc
  • 2942 Evergreen Parkway, Suite 425 C, Evergreen, CO, 80439
  • Lends in Colorado
  • Our mission is to offer the best mortgage rates and minimal closing costs while providing outstanding service! We understand that purchasing or refinancing your home is one of the most important decisions you will make in your lifetime. As such, we believe it is our responsibility to guide you through the mortgage process as a trusted advisor.

  • Colorado Hard Money
  • 1153 Bergen Parkway, Suite 227, Evergreen, CO, 80439
  • Lends in Colorado
  • Fairview is a private commercial and residential lender. We are a direct lender with no upfront fees. We strictly lend our own money and hold / service all of our own loans. All decisions are made in house which allows us to close loans quickly. When you work with Fairview, you work directly with the decision makers

  • Evergreen National Bank
  • 28145 Highway 74, Evergreen, CO, 80437
  • Lends in Colorado
  • Evergreen National Bank is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Credit Union of the Rockies
  • 1010 Johnson Road, Golden, CO, 80401
  • Lends in Colorado
  • Credit Union of the Rockies is a member-owned, not-for-profit financial institution that provides financial services to people who have a common bond through occupation, association or community. We were established in 1937 to service the Farm Security Administration in Denver.We strive to enrich lives in our mountain communities while helping you.

  • Colorado Unified Lending
  • 2801 Youngfield St, Suite 300, Golden, CO, 80401
  • Lends in Colorado
  • Colorado Unified Lending is committed to finding the right mortgage product for your needs. We understand that every borrower is unique, and we offer a variety of products to meet your individual requirements. We make securing a mortgage simple and straightforward by offering you the latest in financial tools to enable you.

  • TLJmortgage LLC
  • 1898 Denver West Ct, Suite 1225, Golden, CO, 80401
  • Lends in Colorado
  • Tljmortgage LLC is a Colorado Limited-Liability Company filed On October 10, 2012. The company's filing status is listed as Good Standing and its File Number is 20121565463.

    The Registered Agent on file for this company is Teree L Johnson and is located at 1898 Denver West Ct Suite #1225, Golden, CO 80401.

  • Real Estate Loans Colorado
  • 225 Union Blvd, Suite 350, Lakewood, CO, 80228
  • Lends in Colorado
  • At Real Estate Loans Colorado, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.