FHA VS Conventional loan programs in Glenwood-Springs, Garfield County, Colorado

In 2026, the limit for a Conventional loan in Glenwood-Springs, within the county of Garfield, CO, is $856,750. Meanwhile, for a single-family home, the FHA limit is $970,800.

Utilize the Lendersa® Conventional loan calculator to assess the best rates available today for Conventional, FHA, and USDA loans. Determine the requirements for income, credit, reserves, and documentation needed for eligibility. Our cutting-edge calculator displays Conforming, USDA, FHA, and VA loans side by side, aiding your decision on the most suitable option in CO for your financial circumstances.

Explore loan offers from a network of 100 lenders

2026 Loan Limits and Down Payment Needs in Glenwood-Springs, Garfield County, CO

Loan Type Loan Limit Down Payment
Conventional Conforming $856,750 3%
USDA $657,900 0%
FHA $970,800 3.5%

These limits apply to the following zip codes: 81601

Options for Conventional and FHA Loans in Glenwood-Springs, CO

Lendersa® endeavors to quickly and easily secure you the best Conventional, USDA, or FHA loans without complications. Begin with one of three paths designed to match you with ideal lenders and loan programs.

Lendersa USDA loan request and matching outcomes


Glenwood-Springs Lenders

  • Alpine Bank and Trust Co
  • 2200 Grand Avenue, Glenwood Springs, CO, 81601
  • Lends in Colorado
  • Alpine Bank is an independent, employee-owned bank which has been helping build Colorado communities for over 45 years. In a time of impersonal banking giants, Alpine Bank stands out as a full-service community bank with the personal touch--delivering the full range of personal, business, wealth management*, mortgage and electronic banking services

  • Central Rockies Mortgage Corp
  • 30 Benchmark Rd, Suite G3, Avon, CO, 81620
  • Lends in Colorado
  • Central Rockies Mortgage was formed in 1992. Robert Grems, David Lau and William DesPortes took over ownership of the company in 2016. Our reputations, and the impeccable reputation of the company, have been built and established on providing exceptional and ongoing customer service to each and every one for our valued clients.

  • Eagle One Financial
  • 150 E Beaver Creek Blvd, Avon, CO, 81620
  • Lends in Colorado
  • We offer many loan programs tailored for the resort market including jumbo mortgage loans, condo-tel loans, and portfolio loans for borrowers with unique situations or properties.

    We are a Colorado based, family owned mortgage lender and provide personalized service to each client, one at a time. Many of my clients have been with me for years

  • MOUNTAIN VALLEY BANK
  • 101 N. 6th Street, Hayden, CO, 80487
  • Lends in Colorado
  • Colorado hometown bank with locations in Steamboat Springs, Walden, Meeker and Hayden. We also have locations in Wyoming and Nebraska. Our products include personal banking, business banking, loans, checking, savings, CDs, FREE ATM usage for our customers, Cash Back Rewards, credit cards, mortgage loans, car loans, and ag loans.

  • Yampa Valley Bank
  • 600 South Lincoln, Suite 100, Steamboat Springs, CO, 80487
  • Lends in Colorado
  • Yampa Valley Bank is a truly locally owned Bank serving the people of Routt and Moffat Counties. Our singular commitment to community Banking is reflected in the honest and friendly service provided to all our visitors. It’s what we call Genuine Hometown Banking - it’s who we are.

  • Apex Mortgage Brokers
  • 16 Linden Lane, Breckenridge, CO, 80424
  • Lends in Colorado
  • Apex Mortgage Brokers. We are a mortgage brokerage firm working with over 45 different lenders to find you the right home loan solution to fit your needs in Colorado and Florida. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment

  • Grand Junction Federal Credit Union
  • 633 24 Road, Grand Junction, CO, 81505
  • Lends in Colorado
  • GJFCU provides the following, competitive services to the community: low-balance savings accounts, free checking accounts, share certificates, IRA certificates, direct deposit, wire transfers, payroll deduction, debit cards, Visa credit card – no annual fee, pre-paid debit & travel cards, gift cards, money orders, low interest loans.

  • Delta County Federal Credit Union
  • 100 Circle Drive, Delta, CO, 81416
  • Lends in Colorado
  • It is the mission of Delta County Federal Credit Union to offer products and services which meet the financial needs of our present and future members. DCFCU will strive to ensure long-term financial stability by providing products and services in a manner consistent with high standards of quality, at the fairest price.

  • Rio Grande Federal Credit Union
  • 760 Rood Avenue, Grand Junction, CO, 81501
  • Lends in Colorado
  • Rio Grande Federal Credit Union is a full-service financial institution, proudly serving the daily financial needs of over 4600 members. As a member-owned, not-for-profit company, our earnings go back to members in the form of more favorable rates on loans and credit cards as well as lower fees for banking products and services.