FHA VS Conventional loan programs in Silt, Garfield County, Colorado
As of 2026, the maximum limit for a Conventional loan in Silt, county of Garfield, CO, is $948,750. In contrast, the FHA cap for a single-family house stands at $1,089,300.
To evaluate today's best rates among Conventional, FHA, and USDA options, use the Lendersa® Conventional loan calculator. Determine what income, credit score, reserves, and documentation are necessary to qualify. Our sophisticated mortgage calculator lets you view Conforming Conventional, USDA, FHA, and VA loans side-by-side, enabling you to choose the program in CO that best fits your financial needs.
2026 Loan Limits and Downpayment Requirements in Silt, County of Garfield, CO
Loan Type
Loan Limit
Required Down Payment
Conventional Conforming
$948,750
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
This table is relevant for zip codes: 81652
Exploring Conventional and FHA Loans in Silt, CO
Lendersa® strives to deliver the most suitable Conventional, USDA, or FHA loans swiftly and with ease. Choose from three starting points that align you with the best lenders and loan options.
Alpine Bank is an independent, employee-owned bank which has been helping build Colorado communities for over 45 years. In a time of impersonal banking giants, Alpine Bank stands out as a full-service community bank with the personal touch--delivering the full range of personal, business, wealth management*, mortgage and electronic banking services
Rio Grande Federal Credit Union is a full-service financial institution, proudly serving the daily financial needs of over 4600 members. As a member-owned, not-for-profit company, our earnings go back to members in the form of more favorable rates on loans and credit cards as well as lower fees for banking products and services.
Coloramo Federal Credit Union was established on June 8, 1953. Coloramo originally consisted of only eight members who were Colorado Raw Materials Office employees. Today, Coloramo serves 11,088 members and has assets of $150 million. Coloramo Federal Credit Union's mission is to build lifelong member relationships to help our members.
At W.C. Mortgage Inc., we have a saying here, "Mobiles to Mansions," whether you are buying a manufactured house in a mobile home park or a mansion on acreage we have a competitive program for you. We have been in business for over a decade as a small personable brokerage that has grown throughout the years by being true to our customers.
Discovering your dream home is easier with Grand Valley Home Loans. Since 2016, they've been helping clients navigate the intricate world of home financing with options like VA, FHA, and USDA loans. Whether upgrading, downsizing, or just starting your homeowner journey, they offer specialized services like no money down and down payment grants. Rea
It is the mission of Delta County Federal Credit Union to offer products and services which meet the financial needs of our present and future members. DCFCU will strive to ensure long-term financial stability by providing products and services in a manner consistent with high standards of quality, at the fairest price.
Central Rockies Mortgage was formed in 1992. Robert Grems, David Lau and William DesPortes took over ownership of the company in 2016. Our reputations, and the impeccable reputation of the company, have been built and established on providing exceptional and ongoing customer service to each and every one for our valued clients.
We offer many loan programs tailored for the resort market including jumbo mortgage loans, condo-tel loans, and portfolio loans for borrowers with unique situations or properties.
We are a Colorado based, family owned mortgage lender and provide personalized service to each client, one at a time. Many of my clients have been with me for years
