FHA VS Conventional loan programs in 2026 for Gypsum, Eagle County, Colorado

In 2026, the loan threshold for a Conventional loan in Gypsum within Eagle county, CO, is set at $1,075,250, while for an FHA loan, it stands at $1,075,250 specifically for a single-family residence.

Lendersa® offers a Conventional loan calculator enabling you to contrast today's Conventional, FHA, and USDA optimal rates. It helps in assessing the income, credit, reserves, and documentation needed to qualify. Our mortgage tool allows a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA, helping identify the best program in CO for your financial needs.

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Loan thresholds and down payment requirements for 2026 in Gypsum, Eagle county, CO

Loan Type Loan Limit Down payment
Conventional Conforming $1,075,250 3%
USDA $690,000 0%
FHA $1,075,250 3.5%

This comparison table applies to the following zip codes: 81637

Explore Conventional and FHA loan opportunities in Gypsum, CO

Lendersa® strives to secure the ideal Conventional, USDA, or FHA loan for you promptly and efficiently. Choose one of three options to connect with the most suitable lenders and loan schemes.

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Gypsum Lenders

  • Alpine Bank and Trust Co
  • 2200 Grand Avenue, Glenwood Springs, CO, 81601
  • Lends in Colorado
  • Alpine Bank is an independent, employee-owned bank which has been helping build Colorado communities for over 45 years. In a time of impersonal banking giants, Alpine Bank stands out as a full-service community bank with the personal touch--delivering the full range of personal, business, wealth management*, mortgage and electronic banking services

  • Central Rockies Mortgage Corp
  • 30 Benchmark Rd, Suite G3, Avon, CO, 81620
  • Lends in Colorado
  • Central Rockies Mortgage was formed in 1992. Robert Grems, David Lau and William DesPortes took over ownership of the company in 2016. Our reputations, and the impeccable reputation of the company, have been built and established on providing exceptional and ongoing customer service to each and every one for our valued clients.

  • Eagle One Financial
  • 150 E Beaver Creek Blvd, Avon, CO, 81620
  • Lends in Colorado
  • We offer many loan programs tailored for the resort market including jumbo mortgage loans, condo-tel loans, and portfolio loans for borrowers with unique situations or properties.

    We are a Colorado based, family owned mortgage lender and provide personalized service to each client, one at a time. Many of my clients have been with me for years

  • MOUNTAIN VALLEY BANK
  • 101 N. 6th Street, Hayden, CO, 80487
  • Lends in Colorado
  • Colorado hometown bank with locations in Steamboat Springs, Walden, Meeker and Hayden. We also have locations in Wyoming and Nebraska. Our products include personal banking, business banking, loans, checking, savings, CDs, FREE ATM usage for our customers, Cash Back Rewards, credit cards, mortgage loans, car loans, and ag loans.

  • Yampa Valley Bank
  • 600 South Lincoln, Suite 100, Steamboat Springs, CO, 80487
  • Lends in Colorado
  • Yampa Valley Bank is a truly locally owned Bank serving the people of Routt and Moffat Counties. Our singular commitment to community Banking is reflected in the honest and friendly service provided to all our visitors. It’s what we call Genuine Hometown Banking - it’s who we are.

  • Apex Mortgage Brokers
  • 16 Linden Lane, Breckenridge, CO, 80424
  • Lends in Colorado
  • Apex Mortgage Brokers. We are a mortgage brokerage firm working with over 45 different lenders to find you the right home loan solution to fit your needs in Colorado and Florida. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment

  • Collegiate Peaks Bank
  • 105 Centennial Plaza, Buena Vista, CO, 81211
  • Lends in Colorado
  • Collegiate Peaks Bank, Division of Glacier Bank is a growing community bank, serving personal and commercial customers. We currently have four bank Branches, in Salida, Buena Vista, Denver-RiNo, Denver-Belcaro and in February, 2020 we will be opening a Branch in the Denver Tech Center.

  • ADV Mortgage
  • 12 Rosalie Rd, Bailey, CO, 80421
  • Lends in Colorado
  • ADV Mortgage was founded by Richie Frangiosa, a 20 year veteran of the mortgage industry.With an underwriting and processing background, we focus on the best possible service to our clients. We are not salespeople, and will never try to be. Our goal is to make the mortgage process as easy and transparent as possible.

  • Gunnison Savings and Loan Association
  • 303 North Main St, Gunnison, CO, 81230
  • Lends in Colorado
  • The idea for the local Savings and Loan Cooperative was first conceived by H.W. Endner, who served on its first finance committee in 1911 at the age of 29. Early records indicate that the books and accounts for the firm were originally kept at Endner's business office. The first Board of Directors was composed of C.W. Winslow, E.M. Collins.