FHA VS Conventional loan in New-Castle, Garfield County, Colorado

For 2026, the conventional loan limit in New-Castle, found in Garfield county, CO, is $856,750. The FHA limit is $970,800 for a single-family home.

Utilizing the Lendersa® Conventional loan calculator, you can contrast today's top rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side-by-side to aid in selecting the perfect program in CO for your financial needs.

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2026 Loan Limits and Downpayment Requirements in New-Castle, Garfield, CO

Loan Type Loan Limit Down Payment
Conventional Conforming $856,750 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table applies to the following zip codes: 81647

Options for Conventional and FHA Loans in New-Castle, CO

The aim of Lendersa® is to seamlessly connect you with the best Conventional, USDA, or FHA loan options quickly and without hassle. Choose any of these three pathways to locate matching lenders and loan programs.

Check Lendersa USDA loan requests and matches


New-Castle Lenders

  • Alpine Bank and Trust Co
  • 2200 Grand Avenue, Glenwood Springs, CO, 81601
  • Lends in Colorado
  • Alpine Bank is an independent, employee-owned bank which has been helping build Colorado communities for over 45 years. In a time of impersonal banking giants, Alpine Bank stands out as a full-service community bank with the personal touch--delivering the full range of personal, business, wealth management*, mortgage and electronic banking services

  • Central Rockies Mortgage Corp
  • 30 Benchmark Rd, Suite G3, Avon, CO, 81620
  • Lends in Colorado
  • Central Rockies Mortgage was formed in 1992. Robert Grems, David Lau and William DesPortes took over ownership of the company in 2016. Our reputations, and the impeccable reputation of the company, have been built and established on providing exceptional and ongoing customer service to each and every one for our valued clients.

  • Eagle One Financial
  • 150 E Beaver Creek Blvd, Avon, CO, 81620
  • Lends in Colorado
  • We offer many loan programs tailored for the resort market including jumbo mortgage loans, condo-tel loans, and portfolio loans for borrowers with unique situations or properties.

    We are a Colorado based, family owned mortgage lender and provide personalized service to each client, one at a time. Many of my clients have been with me for years

  • Grand Junction Federal Credit Union
  • 633 24 Road, Grand Junction, CO, 81505
  • Lends in Colorado
  • GJFCU provides the following, competitive services to the community: low-balance savings accounts, free checking accounts, share certificates, IRA certificates, direct deposit, wire transfers, payroll deduction, debit cards, Visa credit card – no annual fee, pre-paid debit & travel cards, gift cards, money orders, low interest loans.

  • Grand Valley Home Loans
  • 127 N Cherry St, Fruita, CO, 81521
  • Lends in Colorado
  • Discovering your dream home is easier with Grand Valley Home Loans. Since 2016, they've been helping clients navigate the intricate world of home financing with options like VA, FHA, and USDA loans. Whether upgrading, downsizing, or just starting your homeowner journey, they offer specialized services like no money down and down payment grants. Rea

  • Rio Grande Federal Credit Union
  • 760 Rood Avenue, Grand Junction, CO, 81501
  • Lends in Colorado
  • Rio Grande Federal Credit Union is a full-service financial institution, proudly serving the daily financial needs of over 4600 members. As a member-owned, not-for-profit company, our earnings go back to members in the form of more favorable rates on loans and credit cards as well as lower fees for banking products and services.

  • Coloramo Federal Credit Union
  • 516 28 Road, Grand Junction, CO, 81501
  • Lends in Colorado
  • Coloramo Federal Credit Union was established on June 8, 1953. Coloramo originally consisted of only eight members who were Colorado Raw Materials Office employees. Today, Coloramo serves 11,088 members and has assets of $150 million. Coloramo Federal Credit Union's mission is to build lifelong member relationships to help our members.

  • W.C. Mortgage Inc.
  • 803 White Avenue, Grand Junction, CO, 81501
  • Lends in Colorado
  • At W.C. Mortgage Inc., we have a saying here, "Mobiles to Mansions," whether you are buying a manufactured house in a mobile home park or a mansion on acreage we have a competitive program for you. We have been in business for over a decade as a small personable brokerage that has grown throughout the years by being true to our customers.

  • MOUNTAIN VALLEY BANK
  • 101 N. 6th Street, Hayden, CO, 80487
  • Lends in Colorado
  • Colorado hometown bank with locations in Steamboat Springs, Walden, Meeker and Hayden. We also have locations in Wyoming and Nebraska. Our products include personal banking, business banking, loans, checking, savings, CDs, FREE ATM usage for our customers, Cash Back Rewards, credit cards, mortgage loans, car loans, and ag loans.