FHA VS Conventional loan programs in 2025 for New-Castle, Garfield County, Colorado

For 2025, the conventional loan limit in New-Castle, found in Garfield county, CO, is $856,750. The FHA limit is $970,800 for a single-family home.

Utilizing the Lendersa® Conventional loan calculator, you can contrast today's top rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side-by-side to aid in selecting the perfect program in CO for your financial needs.

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2025 Loan Limits and Downpayment Requirements in New-Castle, Garfield, CO

Loan Type Loan Limit Down Payment
Conventional Conforming $856,750 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table applies to the following zip codes: 81647

Options for Conventional and FHA Loans in New-Castle, CO

The aim of Lendersa® is to seamlessly connect you with the best Conventional, USDA, or FHA loan options quickly and without hassle. Choose any of these three pathways to locate matching lenders and loan programs.

Check Lendersa USDA loan requests and matches


  • Phillip Yarbrough
  • 12491 Circula Panorama, Santa Ana, CA, 92705
  • Nations Financial Mortgage Corporation is a full-service mortgage company founded in 1997. We apply our extensive, experience and knowledge to help qualify clients who want the best rates or may have difficulty or unusual circumstances. We specialize in purchase, refinance and reverse mortgages, as well as commercial lending.
  • Fast Action Mortgage, Inc.
  • 2700 North Main Street, Suite 620, Santa Ana, CA, 92705
  • At Fast Action Mortgage, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Innovative Real Estate Planning Group
  • 1740 East Garry Avenue, Suite 114, Santa Ana, CA, 92705
  • Innovative Real Estate Planning Group, Inc is a thriving company that specializes in finding great flips, constructing beautiful homes, and creating home financing solutions. We succeed in any market to service our clients with commitment and excellence to deliver personalized mortgage solutions
  • Equinox Lending
  • 505 North Tustin Avenue, Suite 250, Santa Ana, CA, 92705
  • In Equinox, we have an ideal – The homeownership dream can be real. We think buying or refinancing a home should be an inspiring beginning where your personal goals are reflected. There is no difference between a first time and a seasoned homebuyer for us because everything has a new start. Equinox opens the door to a real change,
  • Newport Bay Mortgage Inc
  • 2130 East 4th Street, Suite 125, Santa Ana, CA, 92705
  • The Newport Bay Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Lendia
  • 1913 East 17th Street, Suite 109, Santa Ana, CA, 92705
  • Lendia is a residential mortgage company based in Southern California. We have in depth knowledge of underwriting guidelines which makes for faster processing of your loan, a more timely closing and a fast swift experience to you the consumer. Our goal is to always give our clients the best possible experience, lowest rate possible.
  • The Lending Connection
  • 13831 Pasadena Street, North Tustin, CA, 92705
  • The Lending Connection has changed the experience in buying your home, selling your home, and financing your home. Every customer, regardless of credit history, is provided, the greatest value available for their particular needs, the highest level of customer care and the full support of this institution to ensure
  • ARBOR Financial Group
  • 2932 Daimler Street, Santa Ana, CA, 92705
  • Arbor Financial Group is one of Orange County's top leaders in Real Estate, Mortgage, and Insurance. With a combined thirty years in the lending and insurance industries, Arbor Financial Group is recognized as a solutions-oriented firm known for creative strategies, personable service, and driven representatives.