Explore the differences! FHA VS Conventional loan programs in Monument, El Paso County, Colorado

In 2026, the Conventional loan limit for Monument, located in El Paso county, CO, is set at $726,200, whereas the FHA limit for a single-family home is $517,500.

Leverage the Lendersa® Conventional loan calculator to compare today's leading rates for Conventional, FHA, and USDA loans. Assess what income, credit scores, reserves, and documents are necessary to qualify. Our advanced mortgage calculator shows Conforming Conventional loans alongside USDA, FHA, and VA loans, guiding you to decide on the best option for your particular financial needs in CO.

Review offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Monument, El Paso, CO

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $368,000 0%
FHA $517,500 3.5%

Applies to the following zip codes: 80132

Conventional and FHA Loan Options in Monument, CO

The mission of Lendersa® is to quickly provide you with the most advantageous Conventional, USDA, or FHA loan, conveniently. Choose one of three initial pathways to connect with lenders and explore suitable loan programs.

Outcomes for USDA loan requests via Lendersa


  • United Mortgage
  • 9393 W 110th St, Suite 350, Overland Park, KS, 66210
  • Established in 2007, United Mortgage has been recognized as one of the fastest-growing private companies in America and is now considered a premiere purchase lender, currently serving Arizona, California, Colorado, Florida, Iowa, Kansas, Missouri, Oregon, Texas, and Washington. At United Mortgage,

  • Homestead Financial Mortgage
  • 8585 College Blvd, Suite 110, Overland Park, KS, 66210
  • "With 20 years experience, Homestead is a unique company. A delegated mortgage banker in that it has 3 business channels based on customer acquisition method, media, referral or hybrid.
    What makes us unique is our developmental approach to the loan officer’s career. We have had great success developing new loan officers"

  • Heartland Mortgage Consultants, LLC
  • 10000 W 75th St, Suite 120, Shawnee, KS, 66203
  • At Heartland Mortgage Consultants, LLC, we are known for our client-centric approach and extensive industry knowledge and experience. We take pride in obtaining a good referral rate brought by our unparalleled customer service. Heartland Mortgage Consultants, LLC provides you with a broad range of mortgage products to achieve your financial goals.

  • Arizona Hard Money Lenders
  • 7345 E Evans Rd Suite 4, Scottsdale, AZ, 85260
  • Arizona Hard Money Lenders simplifies real estate funding with unmatched speed and flexibility. Specializing in fast approvals, we cater to property flippers, builders, and equity seekers, offering customized solutions for over a decade. Trust us to deliver when others can't—closing deals in as little as 24 to 48 hours. Speak with Doug Daly for you

  • Kevin Leonard mortgage
  • 123 Example Rd, Scottsdale, AZ, 85260
  • Kevin Leonard entered into the mortgage business in 1997 and quickly rose to become the top producing loan officer in the country.
    Mr. Leonard prides himself in offering constant communication with his clients so that they have a full understanding of the loan process from start to finish

  • Evolve Home Loans
  • 14201 N 87th St, Suite C-135, Scottsdale, AZ, 85260
  • Since the year 2000, we’ve enjoyed the opportunity to help thousands of Americans achieve the dream of home ownership and financial peace of mind through our fast and simple loan process. We chose to go into business to help people by educating them through one of life’s most challenging processes and saving them REAL money.

  • Arizona Mortgage & Investments, LLC
  • 14301 N 87th St, Scottsdale, AZ, 85260
  • We offer creative lending solutions that fall outside the “box” of traditional bank and conventional lending sources. We are an equity based lender interested more in a borrower’s ability to pay going forward than any issues in the past. We offer lending solutions to assist borrowers in getting back to where they want to be.

  • Mortgage Bee LLC
  • 7950 East Acoma Drive, Suite 108, Scottsdale, AZ, 85260
  • Our brokers have worked for some of the nations top lenders over a combined 30+ years in wholesale lending.During this time, we observed many of these companies were charging far too much to their customers.We decided that we could do better for the consumer.We can offer the same service, if not better & offer the same products for a much lower cos

  • Mortgage Quest
  • 14362 North Frank Lloyd Wright, Suite 1000, Scottsdale, AZ, 85260
  • Having worked for a few of the large banks & mortgage banking firms prior to starting Mortgage Quest in May 2000, Bob McCormick learned how & why these mortgage companies need to mark-up their rates that are offered to the public: large overhead expenses including office salaries, commissions several layers of management due to large staffing, etc.

  • Talon Capital LLC
  • 7498 E Monte Cristo Ave, Suite 104E, Scottsdale, AZ, 85260
  • Talon Capital offers comprehensive yet customized mortgage solutions to our clients. Our strength lies in our detailed, personalized, and client-focused approach. Additionally, our extensive network of investors provides financing solutions for our clients in the most professional manner possible.

  • Acorn Mortgage
  • 14301 North 87th Street, Suite 311, Scottsdale, AZ, 85260
  • At Acorn Mortgage Group, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • Autobahn Mortgage, LLC
  • 8990 E Raintree Dr, Suite 100, Scottsdale, AZ, 85260
  • Autobahn Mortgage, LLC almost 20 years in the real estate industry, we have the experience to help with your loan. Our method differs from other lenders as we take a holistic approach to our borrowers needs and The Mortgage Industry has changed dramatically. Trust us to have the knowledge, experience and communication skills to serve you.