FHA VS Conventional loan programs in Florence, Fremont County, Colorado

In 2026, the Conventional loan limit in Florence, located in Fremont county, CO, is set at $726,200. Meanwhile, for a single-family home, the FHA limit is $472,030.

With the Lendersa® Conventional loan calculator, compare today's best rates across Conventional, FHA, and USDA loans to determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents Conforming Conventional loans alongside USDA, FHA, and VA options, aiding in selecting the most suitable program for your financial circumstances in CO.

Explore loan offers from 100 lenders

2026 Loan Limits and Down Payment Details in Florence, Fremont, CO

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the zip codes: 81226

Options for Conventional and FHA Loans in Florence, CO

Lendersa® aims to promptly provide the best possible Conventional, USDA, or FHA loan, with no hassle. Select one of three pathways to connect with lenders and appropriate loan programs.

Results for USDA loan requests by Lendersa


  • Consumer First Financial PLLC
  • 3120 N. Arizona Avenue, Suite 105, Chandler, AZ, 85225
  • "Consumer First Financial is here to help make your dream of owning a residential property a reality. Whether you’re searching for low-fee mortgages or refinancing options, we can assist you in finding the best possible loan program.

    Our knowledgeable team offers various loan options with competitive rates."

  • ReZamp Lending, LLC
  • 500 W. Chandler Blvd, Chandler, AZ, 85225
  • ReZamp is a real estate brokerage with powerful software that finds and analyzes MLS properties in real time. We believe everyone should have access to high quality real estate data. Our mission is to create a platform that integrates all real estate data into a single, easy to use interface, in a way that has never been done before.

  • AERO Federal Credit Union
  • 5811 W. Talavi Blvd, Glendale, AZ, 85306
  • We have been providing people with affordable, trustworthy financial services for over sixty years. We started in 1957, when a small group of workers in the aerospace industry banded together. Back then, we were known as the Sperry Phoenix Employees Federal Credit Union. Through a series of mergers and acquisitions of our core sponsor

  • Paragon Mortgage Corporation
  • 1130 E Missouri Ave, Suite 204, Phoenix, AZ, 85014
  • Paragon Mortgage Corporation is an FHA, HUD MAP and LEAN approved mortgage lender solely focused on HUD-insured financing for over 33 years. Headquartered in Phoenix, Arizona, Paragon Mortgage is known for its highly experienced staff representing decades of originating, underwriting and processing of HUD/FHA loans.

  • Phoenix Mortgage Brokers LLC
  • 5227 North 7th Street, Phoenix, AZ, 85014
  • At PMB, you get a range of lending options tailored to meet your needs, as well as advice on the submission, processing, and funding of mortgage applications in Arizona. Our goal is to make borrowing simple and save you money. With a wide array of products for home mortgages, mortgage refinancing, and construction financing

  • Cobalt Mortgage LLC
  • 1434 E San Miguel Ave, Phoenix, AZ, 85014
  • Our team has a combined 50+ years experience in the mortgage industry. Our team is committed to making your lending experience a smooth & informed process. My niche for the past 18 years as a loan professional is figuring out how my client's specific needs fit with lender guidelines so that we can efficiently close your purchase

  • Landings Credit Union
  • 2800 S Mill Ave, Tempe, AZ, 85282
  • Landings Credit Union has been making a difference in the lives of our members and the communities we serve for more than 65 years. With that time comes both the experience and expertise of a big bank but with the sensibilities of a small business. We understand that banking needs aren’t a one size fits all type of thing

  • Inventive Home Lending
  • 1400 E. Southern Ave, Suite 615, Tempe, AZ, 85282
  • We understand that the purchase of your home is most likely the largest and sometimes most daunting financial decision you'll ever make. That's why we recognize the importance of the right financing. Not only do you want to be assured that you're financing at the best interest rate, you also want the pre-approval, application

  • Lender Estimate LLC
  • 64 E Broadway Rd Suite 212, Tempe, AZ, 85282
  • Lender Estimate Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs

  • Lending Studios LLC
  • 64 East Broadway Road, Suite 200, Tempe, AZ, 85282
  • Lending Studios was created because we believe customers are being underserved believing only large banks or lending institutions have the best options to serve them. More times than not, banks are highly limited in what they can provide, who they can provide it to, and are unjustly priced high because they are so focused on regulation.

  • Legacy Mortgage and Investment Corporation
  • 4500 South Lakeshore Drive, Suite 339, Tempe, AZ, 85282
  • At Legacy Lending USA. We are a full service mortgage company based in Tempe, Arizona. We specialize inFHA Mortgages and Conventional Loans in Tempe, Arizona. We also serve the surrounding cities in Maricopa County. Whether you are buying a home or refinancing in our neighborhood, we can help you realize your dream of home ownership