FHA VS Conventional loan in Rifle, Garfield County, Colorado

In 2025, the limit for a Conventional loan in Rifle, Garfield County, CO, is set at $948,750, while the FHA limit for a single-family home is $1,089,300.

Use the Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator lets you analyze Conforming, USDA, FHA, and VA loans side by side, aiding in deciding the most suitable program in CO based on your financial needs.

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2025 Loan Limits and Downpayment Requirements in Rifle, Garfield, CO

Loan Type Loan Limit Down Payment
Conventional Conforming $948,750 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This table covers zip codes: 81650

Conventional and FHA Loan Choices in Rifle, CO

The goal of Lendersa® is to facilitate obtaining the best possible Conventional, USDA, or FHA loan swiftly and effortlessly. Start your journey by choosing one of three pathways that lead you to matching lenders and loan programs.

Results from Lendersa USDA loan requests


  • Sierra Capital Mortgage Company
  • 1055 E. Colorado Blvd, Suite 500, Pasadena, CA, 91106
  • Sierra Capital Mortgage has provided clients throughout California the best possible financing solutions by leveraging our experience and extensive network of lending partners. We are committed to providing our clients expert advice, extremely competitive interest rates, and exceptional customer service.
  • Rose City Realty Inc.
  • 1055 East Colorado Boulevard, Suite 500, Pasadena, CA, 91106
  • Rose City Realty, Inc., was founded in 1999 and incorporated in 2001 by Preston Howard, a California mortgage broker and licensed real estate broker, with the mission of providing real estate financing solutions with corporate knowledge – with a personal touch. By building a personal network of non-traditional resources to fund loans
  • Axxess Funding
  • 600 South Lake Avenue, Suite 408, Pasadena, CA, 91106
  • We specialize in residential home loans. We offer many unique home buyer programs and refinance programs to help save you thousands of dollars. We are helpful, experience and focus on providing a great service and value to those who entrust in us. residential home loans. We offer many unique home buyer programs
  • Blue Fox Capital Corp.
  • 1250 East Walnut, Suite 240, Pasadena, CA, 91106
  • Blue Fox Capital Corp specialize in all kind of commercial loans to owners, investors and developers in need of funding outside the scope of traditional banks and lenders. We offer loans for almost every scenario including residential fix and flip, new construction, transactional funding, and commercial "value add lending.
  • Michael An King
  • 1055 East Colorado Boulevard, Suite 500, Pasadena, CA, 91106
  • Our Mission is to serve our clients with honesty, integrity & competence.Our Goal is to provide home loans with the best rate & lowest closing cost possible.Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.We've been helping clients afford the home of their dreams for many years & we love what we do!
  • Signature Fine Estates
  • 1055 East Colorado Boulevard, Suite 500, Pasadena, CA, 91106
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • CalCap Financial
  • 65 N. Catalina Ave., Pasadena, CA, 91106
  • CALCAP Lending, LLC is a mortgage company providing short to mid-term financing for property investors. Investors can purchase, refinance, renovate and construct residential and commercial properties with our financing. CALCAP Lending, LLC offers conventional wisdom and experience of a traditional institution without the red tape.
  • East West Bank
  • 135 N. Los Robles Ave, 7th Floor, Pasadena, CA, 91101
  • East West Bank has served as a pathway to success. With over 120 locations across the U.S. and China, we are the premier financial bridge between the East and West. Our teams of experienced, multicultural professionals help guide businesses and community members on both sides of the Pacific looking to explore new markets and create new opportunitie