FHA VS Conventional loan in Rifle, Garfield County, Colorado
In 2026, the limit for a Conventional loan in Rifle, Garfield County, CO, is set at $948,750, while the FHA limit for a single-family home is $1,089,300.
Use the Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator lets you analyze Conforming, USDA, FHA, and VA loans side by side, aiding in deciding the most suitable program in CO based on your financial needs.
2026 Loan Limits and Downpayment Requirements in Rifle, Garfield, CO
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$948,750
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
This table covers zip codes: 81650
Conventional and FHA Loan Choices in Rifle, CO
The goal of Lendersa® is to facilitate obtaining the best possible Conventional, USDA, or FHA loan swiftly and effortlessly. Start your journey by choosing one of three pathways that lead you to matching lenders and loan programs.
As each person is different with their life experiences, the same is with financing of a home. Some individuals have perfect credit, while some have bruises from different life experiences. As a broker we help each person by finding the right lender that fits each persons situation. That is our specialty.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Mortgage Miracles Happen is a mortgage broker headquartered in Ogden, Utah. We have relationships with the top wholesale mortgage banks in the country that offers wholesale pricing to mortgage brokerage companies. As a result, we pass the good terms onto our clients with low fees to our clients as this gives us a big competitive advantage.
1747 Heritage Lane, Suite B202, Syracuse, UT, 84075
Econ Mortgage prides itself on offering low rates, and costs, right out the gate! Compare us with your “guy/gal” and see why even loan officers do their financing through Econ Mortgage! We are a well-established company serving in Salt Lake City. As your premier Utah mortgage broker, we focus on providing you with the lowest rates.
As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations.
5145 South Airport Road, Suite 300, Roy, UT, 84067
We offer discrete and dependable consulting for all aspects of your real estate needs. Our team of highly qualified employees is available day and night to guarantee you the best possible service. We’re sure they’ll be able to help you with whatever problems you may have. We do NOT get "beat" whether it is product, pricing, or service.
Day Financial Services, Inc. has been doing buisiness since 1994. Our experienced staff will help you with any and all mortgage needs. And also Day Financial Services, Inc. Is a full service mortgage broker. We offer First Time Homebuyer, Purchase, New Construction Refinances, Rural Housing, Debt Consolodiation, Reverse Morrgages, Equity and FHA
Bob Kirkman believes that excellent service and a reputation for honesty, integrity and reliability are just as important as interest rates and closing costs. Bob’s team is committed to providing our Utah Mortgage clients with the highest quality Utah Home Loans combined with the lowest Utah Mortgage Rates available.
