FHA VS Conventional loan in Wellington, Larimer County, Colorado

In 2026, the conventional loan limit in Wellington, within the county of Larimer, CO is $726,200, while the FHA limit for a single-family residence is $614,100.

Leverage the Lendersa® Conventional loan calculator to evaluate today's rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents necessary to qualify. Our advanced calculator lets you see Conforming, USDA, FHA, and VA loans side by side, helping you decide which program in CO best suits your financial situation.

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2026 Loan Limits and Down Payment Requirements in Wellington, Larimer, CO

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $522,100 0%
FHA $614,100 3.5%

This table applies to zip codes: 80549

Conventional and FHA Loan Options in Wellington, CO

Lendersa® aims to secure the best possible Conventional, USDA, or FHA loan swiftly and without hassle. Start by selecting one of three paths that lead to matching lenders and loan programs suitable for you.

Results from Lendersa USDA loan requests


  • Frontier Bank
  • 301 1st Ave, Rock Rapids, IA, 51246
  • Frontier Bank is a locally owned, community-minded independent bank. We've been dedicated to serving individuals and businesses with the highest degree of care, confidentiality and convenience since starting in Rock Rapids, Iowa in 1932. At Frontier Bank we always treat you like a BIG DEAL.

  • Avanti Federal Credit Union
  • 1620 Fourth Street NE, Watertown, SD, 57201
  • Avanti Federal Credit Union has been open since 1953. It's the 23rd largest credit union in South Dakota with assets totaling $29.61 Million and providing banking services to more than 3, 000 members as of March 2022. People living, working, or worshipping in the credit union's geographic area can become a member and access banking services.

  • High Peaks Federal Credit Union
  • 222 S Pacific Street, Dillon, MT, 59725
  • High Peaks Federal Credit Union helped members reach their goals for 60 years by providing quality, low-cost financial products and convenient services. As a not-for-profit financial cooperative, we return earnings to our members in the form of higher dividends, lower loan rates and a full range of products and services.

  • Pioneer Federal Savings and Loan
  • 32 N. Washington St, Dillon, MT, 59725
  • Pioneer Federal Savings and Loan Association is dedicated to providing quality services and products to its customers all the while remaining financially strong and adding value to the quality of life in the communities it services. We are proud to have served our communities for over 100 years by helping our neighbors fulfill their dreams.

  • BankStar Financial
  • 124 Elk Street, Elkton, SD, 57026
  • BankStar Financial has been sharing bright moments for quite some time with Brookings, Elkton, and Volga as one of the first community banks to take root in the county. While we're ready to help individuals and businesses achieve their largest goals, it's the everyday moments we share with our customers, employees

  • Treynor State Bank
  • 15 East Main Street, Treynor, IA, 51575
  • TS Bank we are all about community prosperity and much of this vision has helped to attract and retain talented and committed employees. Due to our Chairman of the Board, Mick Guttau's military experience, one of the concepts implemented at the bank was "the troops come first."​ Mick has a famous quote which really exemplifies the entire culture

  • Dakota West Credit Union
  • 340 Main St, Watford City, ND, 58854
  • Dakota West Credit Union is dedicated to helping our members grow with comprehensive, competitive financial products partnered with personal, professional service.
    It is our vision to deliver consistently the essential financial services in the communities we serve that promote agriculture and commerce while improving the quality of our members.

  • First Bank and Trust of Memphis
  • 501 Main Street, Memphis, TX, 79245
  • First Bank & Trust of Memphis of Memphis, TX provides banking services. The Bank offers checking accounts, credit & debit cards, loans, insurance, payment protection, phone banking, bill pay, and merchant services. We started as a community bank, and even though we’ve grown, we haven’t really changed.

  • The Security National Bank of Enid
  • 201 W Broadway Ave, Enid, OK, 73701
  • Security National Bank of Enid is a commercial bank and trust company (accepting deposits) chartered under the National Bank Act. and Security National Bank offers a wide range of loan types with terms and conditions structured to meet individual business’s needs. These types include Term Financing, Construction Financing.

  • Bank of The Rockies
  • 205 West Main Street, White Sulphur Springs, MT, 59645
  • We are a full-service bank with offices in Bozeman, Clyde Park, Emigrant, Helena, Lewistown, Livingston, and White Sulphur Springs. Our goal is to be the strongest financial partner that our community has by priortizing community involvement and service. As the oldest bank in Montana, we are constantly trying to improve the way we serve.

  • The Farmers State Bank
  • 209 Montana Avenue, Holton, KS, 66436
  • The Farmers State Bank of Circleville was chartered October 27, 1900 with $5,000.00 capital. By 1916 the total assets had increased to over $100,000.00. The bank survived a robbery in 1923, the Circleville fire in 1931, and The Depression and resulting bank failures. It was a matter of pride to have been the first bank

  • First Federal Bank Littlefield, Texas
  • 2313 Phelps Ave., Littlefield, TX, 79339
  • First Federal Bank was founded in 1946 with $10,000 in capital as a mutual savings association known as Littlefield Federal Savings and Loan. In 1998, the association converted to a state mutual bank and became First Federal Bank Littlefield, Texas. The vision of First Federal Bank is to customize financial support for every customer.