FHA VS Conventional loan programs in Wellington, Larimer County, Colorado
In 2026, the conventional loan limit in Wellington, within the county of Larimer, CO is $726,200, while the FHA limit for a single-family residence is $614,100.
Leverage the Lendersa® Conventional loan calculator to evaluate today's rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents necessary to qualify. Our advanced calculator lets you see Conforming, USDA, FHA, and VA loans side by side, helping you decide which program in CO best suits your financial situation.
2026 Loan Limits and Down Payment Requirements in Wellington, Larimer, CO
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$522,100
0%
FHA
$614,100
3.5%
This table applies to zip codes: 80549
Conventional and FHA Loan Options in Wellington, CO
Lendersa® aims to secure the best possible Conventional, USDA, or FHA loan swiftly and without hassle. Start by selecting one of three paths that lead to matching lenders and loan programs suitable for you.
Western States Bank is a bank with operations in three states. Western States Bank offers numerous mortgage programs including conventional, FHA, VA, reverse and construction mortgages. Western States Bank is a FREEandCLEAR Certified
At our bank, you will find banking professionals who are dedicated to meeting your financial needs.
1318 s College Avenue, Suite 4, Fort Collins, CO, 80524
Lends in Colorado
At TST Financial Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
123 N College Ave, Suite 230, Fort Collins, CO, 80524
Lends in Colorado
Excel Financial Group is a Colorado home loan and mortgage company that provides exceptional, unsurpassed mortgage and refinance services at the lowest local rates available. Our mortgage brokers work directly with you to achieve a financial solution that is customized to your needs and circumstances.
At Service First Financial, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a
Bank of Colorado is a family-owned, locally managed, Colorado community bank with a 38-year history in Colorado guided by a strong community-banking model of local management and local control. Bank of Colorado is known for its strength and stability, superior customer service and active involvement in the communities it serves.
Family Mortgage provides residential mortgages for families and individuals looking to find their dream home or looking to refinance their existing mortgage. Whether you are a first time home buyer, an investor, or someone looking to sell your existing home and move up, we have the right mortgage loan for your needs.
M² Home Loans is the best choice because we always call our clients back in a timely manner and fight for the best deal for them. I opened my business to better serve our clients through a more personalized approach to the industry. Most importantly, we DO NOT take no for an answer from the underwriters without putting up the best possible fight
A&D Mortgage Group is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans for our trusted clients while providing the lowest interest rates and closing costs possible. Furthermore, we pledge to help our borrowers overcome any roadblocks that may arise while securing their loan.
