Explore the differences! FHA VS Conventional loan programs in Bridgeport, Fairfield County, Connecticut
In 2026, the Conventional loan limit set in Bridgeport, within Fairfield county, CT, is $726,200. At the same time, the FHA limit for a single-family home stands at $707,250.
Utilize the Lendersa® Conventional loan calculator to contrast today's top rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator lets you see Conforming Conventional loans alongside USDA, FHA, and VA to help you choose the best program in CT for your financial circumstances.
2026 Loan Limits and Down Payment Requirements in Bridgeport, County of Fairfield, CT
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$556,600
0%
FHA
$707,250
3.5%
This comparison table is applicable to zip codes: 06605
Options for Conventional and FHA Loans in Bridgeport, CT
Lendersa® aims to quickly find you the best available Conventional, USDA, or FHA loan with minimal hassle. Start with one of the three options below to be matched with suitable lenders and loan programs.
People's United Bank, N.A. is a subsidiary of People's United Financial, Inc., a diversified, community-focused financial services company headquartered in the Northeast with more than $60 billion in assets. Founded in 1842, People’s United Bank offers commercial and retail banking through a network of over 400 retail locations in Connecticut,
At Prosper First Funding Corp., we feel lucky every day that we are given the ability to help our customers finance a piece of their future. A home purchase is also a very complex undertaking and requires that many elements work cohesively and come together in just the right way.
79 South Benson Road, Suite 5, Fairfield, CT, 06824
Lends in Connecticut
BlueCay Capital LLC is a real estate finance firm specializing in directly originating bridge loans collateralized by commercial real estate. We pride ourselves in seeing the value in under-performing or under-valued real estate assets. BlueCay Capital works closely with brokers, borrowers, and investors to ensure secure and timely transactions.
Edgewood Capital is a private commercial real estate bridge lender focused on providing loans for borrowers acquiring or recapitalizing transitional value-add assets of all property types nationwide. Edgewood works closely with borrowers to provide a quick and customized resolution for their financing needs.
Main Street Mortgage was founded by David Bigley in 1996. David has been helping Connecticut residents finance their homes for over 34 years.David is an active member in the Stratford community as a volunteer for Merton House Soup Kitchen, Fairfield Prep Fathers Club and coach for Sterling House Youth Sports Basketball and Soccer.
Constitution was founded to democratize access to real estate credit opportunities and provide a better more seamless lending experience for borrowers. Our platform leverages our founders' experience investing across the capital structure in real estate, allowing your portfolio to grow with the benefit of our experience.
"PFS, Inc. is a family owned and operated mortgage company right here in Fairfield county. We take great pride in working with our fellow neighbors and friends all around Connecticut and New York. Our goal at PFS is to turn all your real estate dreams into reality by offering an array of mortgage products and unparalleled service."
The Milford Bank has a variety of loan programs with competitive rates and quality hometown customer service everyday. Many types of consumer loans can be completed in less than 30 minutes because paperwork is greatly simplified. Our consumer loan programs are available for residents.
Provost Capital LLC is a direct private lender making loans to fund the purchase of real estate properties by investors looking to rehab either as a Fix&Flip or a Fix&Rent.
With a deep and committed pool of investor capital, Provost is able to make quick and efficient loan decisions, provide proof of funds letters & fund purchases with A very s
