FHA VS Conventional loan programs in Westport, Fairfield County, Connecticut

In 2025, the limit for a Conventional loan in the city of Westport, within Fairfield county in CT, is set at $726,200. Meanwhile, the FHA limit for single-family homes is $707,250. These figures are essential for those pursuing various home financing options in the region.

With Lendersa®'s Conventional loan calculator, you have the convenience of comparing today's optimal rates across Conventional, FHA, and USDA loans. It assists you in determining the necessary income, credit score, reserves, and documents for qualification. Leveraging our advanced mortgage calculator, you can compare side-by-side Conforming Conventional loans, USDA, FHA, and VA offerings, helping decide the most suitable program in CT tailored to your financial circumstances.

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Loan Limits and Down Payment Requirements for 2025 in Westport, Fairfield County, CT

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $556,600 0%
FHA $707,250 3.5%

This table is applicable to the following zip codes: 06880, 06838, 06881, 06888, 06889

Explore Conventional and FHA Loan Opportunities in Westport, CT

Lendersa® is dedicated to providing you with the best available Conventional, USDA, or FHA loan, swiftly and with minimal effort. Choose from one of three initial pathways, leading to a match with appropriate lenders and loan programs tailored to your needs.

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  • The Lending Smith Mortgage LLC
  • 39510 Legacy Lake Drive, Gonzales, LA, 70737
  • We are a full-service mortgage company based in Gonzales, LA. We specialize in Home Purchase Loans and Refinance in Gonzales, and all Parishes throughout Louisiana. Whether you are buying a home or refinancing in Louisiana, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
  • Neighbors Federal Credit Union
  • 12529 Perkins Road, Baton Rouge, LA, 70810
  • Neighbors Federal Credit Union is a not-for-profit financial cooperative operating as an association dedicated to "people helping people."​ A handful of educators started Baton Rouge Teachers in 1954 with a shoe box, a couple hundred dollars and the goal of making financial services available to school system employees in our area.
  • Department of Corrections Credit Union
  • 704 Mayflower Street, Baton Rouge, LA, 70802
  • Department of Corrections Credit Union has been open since 1957. The credit union has assets totaling $104.92 Million and provides banking services to more than 13, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans.
  • La Capitol Federal Credit Union
  • 700 Main Street, Baton Rouge, LA, 70802
  • Founded in 1961, La Capitol’s first office was in the basement of the state capitol building. But from our humble beginnings serving employees of the State Department of Commerce and Industry, we’ve grown into a statewide network with branches stretching from Ouachita to Tangipahoa.
  • Eagle Federal Credit Union
  • 2271 College Drive, Baton Rouge, LA, 70808
  • In 1942, Eagle Federal Credit Union was organized to promote thrift and well being to its members. Today, Eagle Federal provides a solid financial partnership that members rely on from youth through retirement.Credit Union was organized to promote thrift and well being to its members.
  • Atlantic Lending
  • 4626 Concord Ave., Baton Rouge, LA, 70808
  • At Atlantic Lending, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
  • Parish Lending, LLC
  • 520 Albert Hart Dr, Baton Rouge, LA, 70808
  • Parish Lending is a mortgage brokerage serving the needs of home buyers, realtors, and builders. We have a full range of loan products dedicated to finding the best rates, terms & costs--to meet our clients' needs specific needs. NMLS# 1902562brokerage serving the needs of home buyers, realtors
  • LA Lending, LLC
  • 2051 Silverside Drive, Suite 100, Baton Rouge, LA, 70808
  • Whether you're purchasing your first home, a seasoned buyer, looking to cashing out equity, or simply looking to identify all options available to you - LA Lending is your best choice! Chasity Graff has owned and operated LA Lending, LLC since 2007. Starting the brokerage firm at 27 has allowed her to help thousands of local families
  • Carter Credit Union
  • 133 S Main Street, Springhill, LA, 71075
  • Carter Federal’s beginnings date back to 1954, when Floyd Carter chartered the credit union to serve the employees of International Paper Company in Springhill, LA. As paymaster of International Paper, Floyd witnessed predatory lending practices within his own workplace & made a commitment to seek a safe way for employees to borrow & save money.