FHA VS Conventional loan programs in Fairfield, Fairfield County, Connecticut
In 2026, the loan limit for a Conventional loan in Fairfield, Fairfield county, CT, is $726,200. The FHA loan limit for a single-family home is $707,250.
Use the Lendersa® Conventional loan calculator to compare today's best rates among Conventional, FHA, and USDA. It helps determine necessary income, credit, reserves, and documents for qualification. The calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you to choose the most suitable program in CT for your financial situation.
2026 Loan Limits and Down Payment Requirements in Fairfield, Fairfield County, CT
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$556,600
0%
FHA
$707,250
3.5%
This table applies to the following zip codes: 06890
Options for Conventional and FHA Loans in Fairfield, CT
The goal of Lendersa® is to facilitate access to the best available loans—Conventional, USDA, or FHA—quickly and without inconvenience. Choose from three starting points, guiding you toward matched lenders and corresponding loan programs.
Edgewood Capital is a private commercial real estate bridge lender focused on providing loans for borrowers acquiring or recapitalizing transitional value-add assets of all property types nationwide. Edgewood works closely with borrowers to provide a quick and customized resolution for their financing needs.
79 South Benson Road, Suite 5, Fairfield, CT, 06824
Lends in Connecticut
BlueCay Capital LLC is a real estate finance firm specializing in directly originating bridge loans collateralized by commercial real estate. We pride ourselves in seeing the value in under-performing or under-valued real estate assets. BlueCay Capital works closely with brokers, borrowers, and investors to ensure secure and timely transactions.
Constitution was founded to democratize access to real estate credit opportunities and provide a better more seamless lending experience for borrowers. Our platform leverages our founders' experience investing across the capital structure in real estate, allowing your portfolio to grow with the benefit of our experience.
At Prosper First Funding Corp., we feel lucky every day that we are given the ability to help our customers finance a piece of their future. A home purchase is also a very complex undertaking and requires that many elements work cohesively and come together in just the right way.
CANNONDALE FINANCIAL LLC has been in business since 1997. We are licensed in New York and Connecticut. We offer mortgage for Residential, Commercial, FHA, VA, USDA, HELOC, Reverse Mortgage and Construction financing There are many factors in looking for the right home loan including your needs, finances and history
People's United Bank, N.A. is a subsidiary of People's United Financial, Inc., a diversified, community-focused financial services company headquartered in the Northeast with more than $60 billion in assets. Founded in 1842, People’s United Bank offers commercial and retail banking through a network of over 400 retail locations in Connecticut,
Provost Capital LLC is a direct private lender making loans to fund the purchase of real estate properties by investors looking to rehab either as a Fix&Flip or a Fix&Rent.
With a deep and committed pool of investor capital, Provost is able to make quick and efficient loan decisions, provide proof of funds letters & fund purchases with A very s
Connecticut Community Bank, is your locally owned, full service community bank with products to serve the needs of individuals, their families & businesses. Our mission is to be the preeminent provider of financial services to individuals, families, businesses & organizations within our communities. We are dedicated to Customer Service Excellence.
Quick Real Estate Funding Nationwide Private Lender
40 Richards Ave, Suite 300, Norwalk, CT, 06854
Lends in Connecticut
Quick Real Estate Funding we are finding new ways to make Private Money Funding more accessible. We have the resources to invest in many different markets, we have been able to gain a lot of experience providing funds for real estate across the state, including a ground up construction loan in Connecticut.
