Explore the differences! FHA VS Conventional loan programs in Southbury, New Haven County, Connecticut

In 2025, the limit for a Conventional loan in Southbury, located in New Haven county, CT, is $726,200. The FHA loan limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to evaluate today's best rates among Conventional, FHA, and USDA loans. Assess the required income, credit score, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to compare Conforming Conventional loans, USDA, FHA, and VA choices to help you select the most suitable program for your financial situation in CT.

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2025 Loan Limits and Down Payment Requirements in Southbury, New Haven, CT

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to the following zip codes: 06488, 06487

Explore Conventional and FHA Loan Opportunities in Southbury, CT

The aim of Lendersa® is to quickly connect you with the best Conventional, USDA, or FHA loan in a seamless process. Choose from one of three starting options to find matching lenders and the best loan programs.

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  • Choice Services Group Inc.
  • 20422 Beach Boulevard, Suite 425, Huntington Beach, CA, 92648
  • Choice Services Group Inc Founder of the Ken and Lisa Malecki and loans are not just something we do. Loans are something we live as they produce life changes for our clients. Over 26 years and thousands of closed loans, we take each client one at a time and work with them hand in hand from start to finish.
  • Geneva Capital Network
  • 1720 Pacific Coast Highway, Suite 202, Huntington Beach, CA, 92648
  • Geneva Capital Network we believe in two guiding principals that give us a quality reputation and repeat business- Service and Integrity. We treat each loan as if it were our own. That's why we take the time to learn your needs and tailor a loan that works best for your financial situation. We keep you informed of every detail
  • Pacific One Lending and Real Estate
  • 18351 Beach Blvd Ste A, Huntington Beach, CA, 92648
  • Pacific One Lending Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • PostCity Financial Credit Union
  • 3738 Bayer Ave, Suite 102, Long Beach, CA, 90808
  • PostCity Financial Credit Union is the full-service Credit Union for U.S. Postal workers - current and retired - and their families, in Southern California and in select Northern California counties near the Sacramento area. PostCity Financial has been providing high-quality, competitively priced loans, free checking accounts and all the convenient
  • CalCom Federal Credit Union
  • 3748 Bayer Avenue, Unit 104, Long Beach, CA, 90808
  • CalCom Federal Credit Union was founded as Licomto Federal Credit Union on February 28, 1968 serving the employees and family members of Little Company of Mary Hospital in Torrance, CA. As with most Credit Unions, a dedicated employee, Ms. Doris Anthony, conducted the entire Credit Union operation
  • Boardwalk Financial
  • 3840 Woodruff Avenue, Suite 204, Long Beach, CA, 90808
  • Boardwalk Financial, a trusted company for 16 years, is a full service mortgage lender committed to providing its clients with the best mortgage products and advice available in the market today. Regardless of the challenge, Boardwalk Financial can help you buy the home of your dreams.
  • MJG Capital
  • 5426 E. Walkerton Street, Long Beach, CA, 90808
  • MJG Capital, our goal is simple Provide our clients with best-in-class mortgage programs and top-notch customer service.and also MJG Capital is able to provide a wide-variety of loan programs paired with unparalleled customer service to many Americans, purchasing a home is the keystone to financial security. Many people decide to buy a home,
  • GROW Mortgages
  • 4501 E. Carson St. #203, Long Beach, CA, 90808
  • GROW Mortgages is a welcoming lending firm based out of Long Beach, CA. We are passionate in advancing the well-being of our local community by empowering financial development through local homeownership, which promotes economic growth. Whether you are a first time home buyer, a real estate investor
  • Farmers Insurance Federal Credit Union
  • 2255 North Ontario Street, Suite 320, Burbank, CA, 91504
  • We have been taking care of the financial needs of Farmers employees and agents for over 70 years, currently serving over 50,000 members with over $650 million in assets. As a non-profit financial institution, our members are our owners. We offer higher savings yields and lower loan rates thank banks. And service is our priority.