Explore the differences! FHA VS Conventional loan programs in Newtown, Fairfield County, Connecticut
As of 2025, the Conventional loan ceiling in Newtown, located within Fairfield, CT, is $726,200. Meanwhile, FHA sets its limit at $707,250 for a single-family home in this area. These figures play a crucial role in shaping the decisions of potential buyers seeking to finance homes here.
The Lendersa® Conventional loan calculator provides a means to compare the best current rates between Conventional, FHA, and USDA loans. It helps users identify necessary income, credit standing, cash reserves, and documentation for qualifying. With our comprehensive mortgage calculator, you can juxtapose Conforming Conventional loans with USDA, FHA, and VA offerings to determine which program in CT best suits your unique financial scenario.
Loan Limits and Downpayment Requirements for 2025 in Newtown, Fairfield County, CT
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$556,600
0%
FHA
$707,250
3.5%
The comparison applies to these zip codes: 06470, 06482, 06440
Evaluating Conventional and FHA Loan Options in Newtown, CT
Lendersa® aims to swiftly connect you with the most appropriate Conventional, USDA, or FHA loan. Choose from three different starting paths to find compatible lenders and loan offerings that align with your needs.
483 Montgomery Place, Altamonte Springs, FL, 32714
Secured Investment Lending has provided a lending solution for entrepreneurs looking for capital to buy and renovate distressed properties. Our dedicated team has provided over $500 million in loans to our clients. We know investors because we are investors. We wanted to create a solution to a problem.
Meridian Credit Union is a not-for-profit, member-owned financial cooperative that exists to serve its members. Being a not-for-profit cooperative means we return a portion of earnings back to our members by offering competitive rates on deposits & loans. Meridian Credit Union provides a safe place to save & borrow money.
South Ottumwa Savings Bank has grown from a simple currency exchange to a full-service financial institution with acquired offices of Hedrick Savings Bank in 2011, West Liberty State Bank in 2015 and Peoples State Bank in 2020. A community bank, with decisions made locally by people who know the community and surrounding areas.
Community 1st Credit Union is a Not-For-Profit financial cooperative that has been serving members for over 85 years. From a humble beginning, we have grown to serve over 60, 000 members. As a Not-For-Profit financial institution, we give returns to our members in higher savings rates, better services, and lower borrowing rates.
10244 East Colonial Drive, Suite 112, Orlando, FL, 32817
At Wellspring Finance, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.Wellspring Finance, professional mortgage company specializing in residential mortgages
Gulf States Credit Union was established in 1960. It is a financial services cooperative, owned and operated by its members. This is what distinguishes the Credit Union from other financial institutions. Members put their money in various savings accounts, and that money, in turn, is lent out to members.
555 Winderley Place, Suite 300, Maitland, FL, 32751
CapSource is a full-service commercial mortgage broker tailored to provide capital resources, investment properties, and full-time real estate coaching to both seasoned and new investors. Our services ensure that our clientele receive industry leading rates and terms customized to your real estate investment needs.
495 N Keller Road, Suite 550B, Maitland, FL, 32751
Let Neal Communities Funding, LLC assist you with your dreams of new home ownership with knowledgeable customer service, too.
A Loan Consultant will work to pre-qualify you before your purchase agreement to ensure you are comfortable with your personal financing scenario.
We have a vast variety of program options available
529 Versailles Drive, Suite 101, Maitland, FL, 32751
At Main Street Mortgage Funding, LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available
495 North Keller Road, Suite 550A, Maitland, FL, 32751
At Mattamy Home Funding, we believe home buyers deserve the best financing available. We have helped thousands of home buyers finance their homes in communities throughout the United States. Our mortgage team includes highly motivated and talented individuals. Every employee plays an important role in making a homeowner's financing