Explore the differences! FHA VS Conventional loan programs in New-Canaan, Fairfield County, Connecticut

In 2026, the maximum limit for a Conventional loan in New-Canaan, located in Fairfield county, CT, is $695,750. Meanwhile, the FHA limit for a single-family home is set at $695,750.

Utilize the Lendersa® Conventional loan calculator to compare today’s top rates among Conventional, FHA, and USDA options. Determine the required income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator enables a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA offerings, helping you select the ideal program for your financial situation in CT.

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2026 Loan Limits and Down Payment Requirements in New-Canaan, Fairfield, CT

Loan Type Loan Limit Down Payment
Conventional Conforming $695,750 3%
USDA $481,100 0%
FHA $695,750 3.5%

This comparison table applies to zip codes: 6840

Conventional and FHA Loan Options in New-Canaan, CT

The main goal of Lendersa® is to quickly secure the best possible Conventional, USDA, or FHA loan, ensuring a seamless process. Choose from three starting options to match with lenders and loan programs that fit your needs.

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New-Canaan Lenders

  • Avant Capital Partners
  • 51 Locust Avenue Suite 204, New Canaan, CT, 06840
  • Lends in Connecticut
  • Avant Capital® provides mortgage financing to owners of commercial and multifamily real estate in the $1 to $60+ million range. We focus on properties in major markets nationwide We are experiencing strong demand for our bridge loan product as commercial banks have reduced CRE lending or are unable to meet borrowers’ closing timelines.

  • Connecticut Community Bank, National Association
  • 605 West Avenue, Norwalk, CT, 06850
  • Lends in Connecticut
  • Connecticut Community Bank, is your locally owned, full service community bank with products to serve the needs of individuals, their families & businesses. Our mission is to be the preeminent provider of financial services to individuals, families, businesses & organizations within our communities. We are dedicated to Customer Service Excellence.

  • Cannondale Financial LLC
  • 144 East Avenue, Suite 200, Norwalk, CT, 06851
  • Lends in Connecticut
  • CANNONDALE FINANCIAL LLC has been in business since 1997. We are licensed in New York and Connecticut. We offer mortgage for Residential, Commercial, FHA, VA, USDA, HELOC, Reverse Mortgage and Construction financing There are many factors in looking for the right home loan including your needs, finances and history

  • Nationwide Capital LLC
  • 1010 Summer St, Suite 202, Stamford, CT, 06905
  • Lends in Connecticut
  • At Nationwide Capital we are ready to fund your property’s needs and offer quick closings to achieve your financial goals. We offer a variety of commercial real estate financing options with competitive rates and flexible repayment terms to meet your needs. Our loan professionals will work closely with you to develop a plan.

  • USA Capital Inc
  • 1010 Summer St, Suite 202, Stamford, CT, 06905
  • Lends in Connecticut
  • USA CAPITAL, INC provides integrated debt and equity capital to the multifamily, retail, office, industrial, student and seniors housing, and health care industries. USA CAPITAL, INC is recognized for its industry expertise, innovative and comprehensive debt structures, and consistently high volumes of deals closed.

  • MA Mortgage LLC
  • 1234 Summer Street, Suite 400, Stamford, CT, 06905
  • Lends in Connecticut
  • "Since 1995, we’ve had the privilege of serving mortgage customers in Connecticut.
    We live our mantra that “It’s All About You”- our customers. We operate with integrity. And. we pride ourselves on providing our customers with the highest levels of customer service you will ever receive from a mortgage company."

  • Warshaw Capital, LLC
  • 2777 Summer St, Suite 306, Stamford, CT, 06905
  • Lends in Connecticut
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We work hard to help borrowers overcome roadblocks that can arise while securing a loan.

  • Coast to Coast Capital Advisors
  • 320 Boston Post Rd, Darien, CT, 06820
  • Lends in Connecticut
  • Coast to Coast Capital Advisors

    Coast to Coast Capital Advisors provides fast, flexible financing for real estate investors nationwide. We specialize in DSCR, fix-and-flip, new construction, bridge, and commercial loans with competitive terms and quick closings.

    Contact: Info@coasttocoastcapitaladvisors.com | 203-690-8700.

  • RFA Capital Corp
  • 1921 Boston Post Rd., Darien, CT, 06820
  • Lends in Connecticut
  • Our Mission is to provide unparalleled service and expertise to each of our borrowers. We will put honesty and integrity first and foremost in every transaction. We will do our best to help our clients achieve their dreams and aspirations in real estate. Robert F. Alberga, Founder at RFA Capital Corp.