Explore the differences! FHA VS Conventional loan programs in Wilton, Fairfield County, Connecticut

In the year 2025, the county of Fairfield located in Wilton, CT, has a set conventional loan limit of $726,200, whereas the FHA loan limit is pegged at $707,250 for purchasing a single-family residence.

Employ the Lendersa® Conventional loan calculator to evaluate and contrast today's top rates across Conventional, FHA, and USDA loans. Determine what's required in terms of income, credit, reserves, and documentation to qualify. By using our comprehensive mortgage calculator, you can compare Conforming Conventional loans, USDA, FHA, and VA loans side-by-side, which aids in finding the best program within CT for your unique financial needs.

Explore loan options from numerous lenders

Loan limits and down payment requirements for 2025 in Wilton, within Fairfield county, CT

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $556,600 0%
FHA $707,250 3.5%

This comparison applies to the zip codes: 06897, 06829

Options for Conventional and FHA loans in Wilton, CT

The aim of Lendersa® is to facilitate your acquisition of the best possible Conventional, USDA, or FHA loans swiftly and with ease. Choose one of our three paths to connect with matching lenders and loan programs efficiently.

Lendersa USDA loan request with matching results


  • Mutual Security Credit Union
  • 12 Progress Drive, Shelton, CT, 06484
  • Mutual Security Credit Union aspires to be the preeminent financial partner that is committed to developing trusted relationships with our members by providing responsible advice and making impactful community investments to position our staff, members and our Community for success.
  • WILLIAM RAVEIS MORTGAGE, LLC
  • 7 Trap Falls, Shelton, CT, 06484
  • William Raveis Real Estate, Mortgage & Insurance sets the gold standard for civilized real estate. Raveis.com is at the forefront of technology, serving as a wealth of information for the potential home buyer or seller with detailed searches and open houses, neighborhood mapping, market statistics and graphs.
  • Quantum Mortgage
  • 2 Corporate Dr, Suite 800, Shelton, CT, 06484
  • Quantum Mortgage we excel at providing local New York & Connecticut borrowers the resources and guidance to successfully purchase or refinance their home.As a mortgage brokerage, all Quantum employees work for the borrowers & not the bank.Our goal each day is to help our clients receive great customer service, great low rates & quick closing times.
  • Pepe Berard Capital LLC
  • 211 South Ridge Street, 2nd Floor, Rye Brook, NY, 10573
  • Pepe/Berard Capital is a boutique real estate direct lender & investment firm co-founded by William Pepe & Ralph Berardi, Jr. in 2013. The principals have over 50 years of combined experience in real estate lending, investments and management. The firm was founded to pursue small to middle market real estate opportunities.
  • DML Mortgage
  • 777 Old Rte 7, Suite 7, Brookfield, CT, 06804
  • DML Mortgage was founded by David M. Lichtman. With over 15,000 loans closed, DML Mortgage has assisted many people in achieving their dream of home ownership.For more than 25 years in business, Mr. Lichtman has always stood for persistence, honesty and integrity. DML Mortgage provides Fixed Range Mortgage 30,20,15 Years Conforming, Jumbo Mortgage
  • RealFi Home Funding Corp
  • 707 Westchester Avenue, Suite 305, White Plains, NY, 10604
  • We are redefining the mortgage process from the ground up by combining an innovative approach with an experienced management team. We combine state-of-the-art technology with in-house expertise creating a seamless, transparent process that transforms mortgage lending from beginning to end.
  • ABS Based Solution
  • 1133 Westchester Avenue, West Harrison, NY, 10604
  • Asset Based Solution (ABS), LLC focuses on real estate and asset-based lending. We are the leading Hard Money Lender in New York & Florida, also lending in Connecticut, Maryland, New Jersey, and Pennsylvania. Our mission is to empower real estate investors, beginners or experienced, to seize opportunities they cannot finance themselves. We under
  • Quorum Federal Credit Union
  • 2500 Westchester Avenue, Suite 411, Purchase, NY, 10577
  • Our mission is to do good by you and for you, by returning profits in the form of our competitive rates, low fees, simple rules, clear communication, frictionless delivery and unbiased advice. Quorum is banking that’s focused on you, and how our products and services can help you live life as you choose.
  • Cardinal Mortgage Corp.
  • 2900 Westchester Avenue, Purchase, NY, 10577
  • At Cardinal Mortgage Corp., we provide an extremely important service in the field of mortgage finance, including the loan origination, working closely with the borrower, pre-qualifying the loan, verifying the credit and property aspects of the loan, and making sure that you, the borrower is protected in all areas of the loan.
  • Bridge Lending Group
  • 2900 Westchester Avenue, Purchase, NY, 10577
  • Bridge Lending Group is a Private Real Estate Lender with offices at 2900 Westchester Avenue, Suite 405, Purchase New York 10577. We specialize in Refinance, New Construction, Rehab and Fix&Flip mortgages. We originate mortgage loans from $100K – $1MM+ against 1-4 family, non-owner occupied properties, at a loan-to-value ratio not exceeding 50
  • TMC Equities Inc
  • 29 Marble Avenue, 2nd Floor, Pleasantville, NY, 10570
  • TMC Equities, Inc. is a local and community oriented mortgage broker. For over 24 years we have been located in Pleasantville, NY. Products are available for every purchase or refinance including less than perfect credit, little down payment, low income. We shop with a variety of banks to pass on better rates than your bank.