FHA VS Conventional loan programs in Wilton, Fairfield County, Connecticut

In the year 2026, the county of Fairfield located in Wilton, CT, has a set conventional loan limit of $726,200, whereas the FHA loan limit is pegged at $707,250 for purchasing a single-family residence.

Employ the Lendersa® Conventional loan calculator to evaluate and contrast today's top rates across Conventional, FHA, and USDA loans. Determine what's required in terms of income, credit, reserves, and documentation to qualify. By using our comprehensive mortgage calculator, you can compare Conforming Conventional loans, USDA, FHA, and VA loans side-by-side, which aids in finding the best program within CT for your unique financial needs.

Explore loan options from numerous lenders

Loan limits and down payment requirements for 2026 in Wilton, within Fairfield county, CT

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $556,600 0%
FHA $707,250 3.5%

This comparison applies to the zip codes: 06897

Options for Conventional and FHA loans in Wilton, CT

The aim of Lendersa® is to facilitate your acquisition of the best possible Conventional, USDA, or FHA loans swiftly and with ease. Choose one of our three paths to connect with matching lenders and loan programs efficiently.

Lendersa USDA loan request with matching results


  • Aries Loans, Inc.
  • 2121 Rosecrans Ave, Suite 2340, El Segundo, CA, 90245
  • At Aries Loans, we feel it's important to not only communicate with your loan officer, but also with the processing team. Access to most recent tasks, documents, and processing chat logs allow for all associated parties to be in sync for your loan. This company currently has approximately 1 to 5 employees and annual sales of Under $500, 000.

  • SRE Mortgage Alliance Inc.
  • 2245 Campus Drive, El Segundo, CA, 90245
  • SRE Mortgage Alliance is dedicated to providing exceptional value to mortgage brokers by offering competitive products, excellent service and reliable on-time closing. SRE Mortgage Alliance is a new wholesale lender specializing in residential home loans. We are #BuiltForPurchase and #FocusedOnYou.

  • ALL SQUARE MORTGAGE INC
  • 2150 Park Pl, Suite 100, El Segundo, CA, 90245
  • All Square Mortgage Inc Founded in 2012 and top 20 lenders by a preferred national investor. The key to our success has been a combination of consistently offering the competitive rates and fees along with giving our clients outstanding customer service. We take pride in treating our clients with honesty and integrity

  • Specialty Lending Group
  • 400 Continental Blvd., 6th Fl., El Segundo, CA, 90245
  • "Since 1991, our team has funded thousands of real estate loans for California Home Buyers, Homeowners and Investors.

    Those who have faced challenges with their credit, down payment, debt-to-income ratios, employment history, provable income, etc.

    Together with our experience and expertise, we provide solutions"

  • Rockland Commercial
  • 222 N Pacific Coast Highway, Suite 2000, El Segundo, CA, 90245
  • Rockland Commercial is a full service mortgage lending firm that specializes in commercial & apartment mortgage financing. We are located in Redondo Beach, Manhattan Beach, and in Los Angeles County. We provide commercial and apartment loans to businesses and individuals throughout California, Arizona, Nevada, Washintgon, and the rest of the nation

  • Peer Street, Inc.
  • 2121 PARK PLACE STE 250, El Segundo, CA, 90245
  • "PeerStreet is a first-of-its-kind online platform for investing in real estate debt. The platform represents a two-sided marketplace that, on one side, provides hassle-free access to an asset class that was previously inaccessible to individual investors: short-term, real estate backed loans.

  • Wauna Credit Union
  • 101 SE Truehaak Street, Clatskanie, OR, 97016
  • At Wauna Credit Union we live our mission to provide opportunities for our members to build their financial well-being. We offer a full array of financial services - Checking & Savings Accounts, Personal Loans, Mortgages, Home Equity Loans, Business Services and Lending, IRAs and investment services.

  • BDM Mortgage Services
  • 21601 Devonshire Street, #219, Chatsworth, CA, 91313
  • At BDM Mortgage Services our church loans are based primarily on the equity in the church’s real estate. Naturally other items are considered, such as income, but the primary factor is the equity. Normally if there is sufficient equity in the church’s real estate we can arrange the church loan.

  • Broadway Capital Partners
  • 1617 Broadway, Suite B, Santa Monica, CA, 90404
  • Broadway Capital Partners is located in Santa Monica, CA, United States and is part of the Offices of Real Estate Agents and Brokers Industry. We founded Broadway Capital Partners in 2012 in response to significant challenges in real estate Finance Market, and the need for a relationship driven platform dedicated to servicing our clients.

  • Commonwealth Bancorp
  • 2812 Santa Monica Boulevard, Suite 202, Santa Monica, CA, 90404
  • Commonwealth Bancorp, where we specialize in residential mortgages. At Commonwealth Bancorp, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.

  • Fidelity Capital Home Loans
  • 1425 Stanford Street, Suite 3, Santa Monica, CA, 90404
  • Fidelity Capital Home Loans focuses on all aspects of residential lending working directly with Buyers, Home Owners, Realtor Partners as well as Lawyers, CPA’s and other professionals. Integrity and a commitment to excellence is our standard and David Patrick Baron. The Broker, and Owner of Fidelity Capital Home Loans.