Explore the differences! FHA VS Conventional loan programs in Heritage-Village, New Haven County, Connecticut

In the year 2026, the conventional loan limit in Heritage-Village, New Haven county, CT is $647,200, while the limit for FHA loans is $420,680 for a single-family home.

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Take advantage of the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and necessary documents for qualification. By using our advanced mortgage calculator, you can compare Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in choosing the right program in CT for your specific financial needs.

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2026 Loan Limits and Downpayment Requirements in Heritage-Village, New Haven County, CT

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $305,900 0%
FHA $420,680 3.5%

The comparison table is applicable to zip codes: 6488

Conventional and FHA Loan Options in Heritage-Village, CT

Our aim at Lendersa® is to help you secure the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of the three starting points to match with suitable lenders and loan programs.

  1. Submit an optimal request with Conventional/USDA/FHA loan customization
  2. Explore Conventional, USDA, and FHA rates & terms promptly
  3. Access the most extensive database of Conventional lenders
Lendersa's USDA loan requests and results



  • Sun Lending
  • 1030 Monarch St, Suite 330, Lexington, KY, 40513

  • Sun Lending USA can assist you by providing you with top-notch service, no matter what kind of KY mortgage loan you're looking for or what your individual circumstances are. Obtaining a mortgage loan is one of the most significant decisions you will ever make & it is important that you have an experienced advisor to help you every step of the way.

  • Rivertown Community Credit Union
  • 3121 Macatawa Drive SW, Grandville, MI, 49418

  • Rivertown Community Federal Credit Union proudly serves the financial needs of the local community. We value our relationships with our members and provide unconditional, understanding, local service.

    We believe that combining both friendly employees and intelligent technology puts us in a position to provide that awesome service.

  • Grand River Bank
  • 4471 Wilson Ave SW, Grandville, MI, 49418

  • Founded by twenty-three West Michigan business and professional leaders and supported by nearly 750 initial investors, Grand River Bank opened for business on April 30, 2009. From the outset, our mission has been to build a bank that provides an exceptional experience to its customers, a rewarding environment for its team members

  • VSI Home Lending
  • 151 44th St, Grandville, MI, 49418

  • VSI was open in 05/1998 with the intent on assisting people with the dream of home ownership. We have continued over the years to grow our influence in the local economy by doing just this. We look forward to continued growth in the future and also VSI assist homeowners in buying, building and refinancing their homes.

  • Elevation Mortgage LLC
  • 2905 Wilson Avenue, Suite 106, Grandville, MI, 49418

  • At Elevation Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.

  • Polaris Home Funding Corporation
  • 151 44th Street SW, Grandville, MI, 49418

  • Polaris Home Funding Corporation is a privately held mortgage banking company based out of Grand Rapids Michigan. Polaris was founded with the goal of providing the best customer service to our clients and we are proud to say that we have had the same ownership since our inception in 1997.

  • AAC Credit Union
  • 177 Wilson Avenue NW, Grand Rapids, MI, 49534

  • AAC Credit Union was built in the furniture industry; a heritage of which we are most proud. Over the years we have grown to include other industries and West Michigan at large. We owe much of our success to loyal members and the hardworking passion passed down from our founders.

  • Carolina Foothills Federal Credit Union
  • 520 North Church Street, Spartanburg, SC, 29303

  • Carolina Foothills is guided by 8 core principles that allow us to focus on the individual member’s needs. With over 125 partners and three distinct service communities, we are able to offer vital financial tools and options. While you can make business transactions anytime online from your phone or computer with ease.

  • Georgetown Kraft Credit Union
  • 1379 N Fraser Street, Georgetown, SC, 29440

  • Georgetown Kraft Credit Union $143 million financial cooperative serving members with affordable financial products for everyday needs. Community-Chartered with membership open to anyone who lives, works or attends school in Georgetown & Williamsburg Counties. Branches in Georgetown.

  • Lowland Credit Union
  • 1216 E Main Street, Morristown, TN, 37814

  • The Lowland Credit Union began operation on June 12, 1953 at the Lowland site of the American Enka Company located in Lowland, Tennessee. Active employees of that site were eligible to join. Some years later, the field of membership was expanded to include retired employees and family relations of members.

  • Wexford Community Credit Union
  • 1021 North Mitchell Street, Cadillac, MI, 49601

  • Wexford Community Credit Union is a full-service, not-for-profit financial institution. We offer our members attractive rates and terms on all types of services. The employees of Wexford Community Credit Union pride themselves on the personal service they provide to you, our member.

  • Genisys Mortgage Professionals
  • 116 E. Nelson St., Cadillac, MI, 49601

  • Genisys Mortgage Professionals was formed to provide maximum financing choices to our community. Specifically, we designed Genisys to provide specialized service to the primary residence market and especially to first-time home buyers. In 2010, Genisys became part of J. Virgil, Inc., a full service mortgage lender.
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