FHA VS Conventional loan in Oxford, New Haven County, Connecticut

In 2026, the loan limit for a Conventional loan in Oxford, county of New Haven, CT, is $726,200. Meanwhile, for a single-family home, the FHA loan limit is $472,030.

Leverage the Lendersa® Conventional loan calculator to compare top today's rates among Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program for your financial needs in CT.

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Loan Limits and Down Payment Requirements for 2026 in Oxford, County of New Haven, CT

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to these zip codes: 6478

Exploring Conventional and FHA Loan Options in Oxford, CT

Lendersa® aims to provide you with the best possible loan, whether it's Conventional, USDA, or FHA, efficiently and without hassle. Choose from one of three starting points to find matching lenders and programs.

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Oxford Lenders

  • Creative Mortgage Group LLC D|B|A First Capital Lending
  • 441 Oxford Road, Suite 2C, Oxford, CT, 06478
  • Lends in Connecticut
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Ion Bank
  • 87 Church Street, Naugatuck, CT, 06770
  • Lends in Connecticut
  • Ion Financial, MHC is an independent financial services company committed to building lifetime relationships by partnering with our customers to help them identify and achieve their financial goals.We seek profitable growth while delivering superior customer service and offering a comprehensive package of progressive financial products.

  • Waterbury CT Teachers Federal Credit Union
  • 773 Straits Turnpike, Middlebury, CT, 06762
  • Lends in Connecticut
  • Waterbury CT Teachers Federal Credit Union (WCTFCU) is a member-owned, not-for-profit financial institution offering personal accounts, loans, and credit cards, with competitive rates and exceptional service, to our members. Our 19, 000+ membership includes current, former & retired teachers, school staff, administrators, and their families.

  • AFC Mortgage Group, LLC
  • 227 Monroe Tpke, Monroe, CT, 06468
  • Lends in Connecticut
  • "AFC Mortgage Group has been a leading mortgage provider in the tri-state area for over 20 years.



    We are a mortgage lender based in Monroe, CT, where your best interest is our priority. From beginning to end, our simplified loan process ensures that you can walk away feeling completely satisfied with your entire experience."

  • Regina Capital
  • 20 Scenic Hill Lane, Monroe, CT, 06468
  • Lends in Connecticut
  • Regina Capital LLC is a private lending firm that provides private mortgages and hard money loans for commercial real estate transactions in New York, New Jersey, Connecticut, and Massachusetts.

    At Regina Capital we pride ourselves by doing business with honesty and integrity.
    Regina Capital has been in the private lending field since 1999

  • Pitney Bowes Employees Federal Credit Union
  • 27 Waterview Drive (27-1A), Shelton, CT, 06484
  • Lends in Connecticut
  • Established in 1936, the Pitney Bowes Employees Federal Credit Union helps Pitney Bowes and BlueCrest employees, their immediate families, retirees and their household members with all of their financial needs. Pitney Bowes Employees Federal Credit Union is located in Stamford, CT, United States.

  • Mutual Security Credit Union
  • 12 Progress Drive, Shelton, CT, 06484
  • Lends in Connecticut
  • Mutual Security Credit Union aspires to be the preeminent financial partner that is committed to developing trusted relationships with our members by providing responsible advice and making impactful community investments to position our staff, members and our Community for success.

  • WILLIAM RAVEIS MORTGAGE, LLC
  • 7 Trap Falls, Shelton, CT, 06484
  • Lends in Connecticut
  • William Raveis Real Estate, Mortgage & Insurance sets the gold standard for civilized real estate. Raveis.com is at the forefront of technology, serving as a wealth of information for the potential home buyer or seller with detailed searches and open houses, neighborhood mapping, market statistics and graphs.

  • Quantum Mortgage
  • 2 Corporate Dr, Suite 800, Shelton, CT, 06484
  • Lends in Connecticut
  • Quantum Mortgage we excel at providing local New York & Connecticut borrowers the resources and guidance to successfully purchase or refinance their home.As a mortgage brokerage, all Quantum employees work for the borrowers & not the bank.Our goal each day is to help our clients receive great customer service, great low rates & quick closing times.