FHA VS Conventional loan programs in 2025 for Oxford, New Haven County, Connecticut
In 2025, the loan limit for a Conventional loan in Oxford, county of New Haven, CT, is $726,200. Meanwhile, for a single-family home, the FHA loan limit is $472,030.
Leverage the Lendersa® Conventional loan calculator to compare top today's rates among Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program for your financial needs in CT.
Loan Limits and Down Payment Requirements for 2025 in Oxford, County of New Haven, CT
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to these zip codes: 6478
Exploring Conventional and FHA Loan Options in Oxford, CT
Lendersa® aims to provide you with the best possible loan, whether it's Conventional, USDA, or FHA, efficiently and without hassle. Choose from one of three starting points to find matching lenders and programs.
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
Platinum Mortgage Solutions, our goal is always excellent customized customer service with superior mortgage knowledge, providing our clients the guidance and service they need, whenever they need it! Whether it’s buying a new home or refinancing an existing home, the Platinum team has your back. Licensed in Connecticut & Florida.
Savings Bank of Danbury is a full-service Connecticut community bank rooted in history and positioned for the future.
Founded in 1849 under the same name, we have grown and adapted to serve our customers while building a reputation for financial stability, personal service and modern convenience.
USB is a mutual financial services organization committed to building lasting relationships that exceed the expectations of our customers & the communities we serve. We build lasting relationships that enrich the lives of our customers and communities. We are committed to professionalism, & our integrity & ethical standards will not be compromised.
At Global Mortgage Lending, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
MC Homes Real Estate has been serving Danbury to Stamford, residential real estate and commercial investments since 2001. Our services incorporate the latest technology to help you find your dream home or sell your property at the highest possible price. We have a team of mortgage lenders, inspectors, and contractors to assist you.
Mortgage Affiliates of America, Inc. is a privately held corporation that was initially named Mortgage Affiliates of Connecticut when it was started in 1993. The company was formed to assist borrowers to connect with Lenders. Our function remains exactly the same today.
Our Business model is designed in a manner that promotes fairness
4 Old Mill Plain Rd, 2nd Floor, Danbury, CT, 06811
Gem Star Capital, LLC. does not finance owner occupied residential real estate. We offer commercial
mortgages strictly for non owner occupied real estate. Gem Star Capital, LLC. originates loans under
the 12 CFR 1024.5(b)(2) business purpose loans that are exempt from coverage under RESPA as
defined by 12 CFR 1026.3(a)(1) of Regulation Z.