FHA VS Conventional loan in Dover, Kent County, Delaware
In the year 2026, within Dover, in the county of Kent, DE, the loan limit for Conventional loans stands at $726,200. In contrast, the limit for FHA loans is set at $472,030 for properties designed for single-family use.
Make use of the Lendersa® Conventional loan calculator for a comprehensive comparison of today’s best rates across Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documents required for eligibility. Our state-of-the-art mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, aiding you in selecting the most suitable program in DE tailored to your specific financial circumstances.
2026 Loan Limits and Down Payment Requirements for Dover, Kent, DE
Loan Category
Maximum Loan
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is valid for these zip codes: 19902
Explore Conventional and FHA Loan Opportunities in Dover, DE
The objective of Lendersa® is to facilitate quick and hassle-free acquisition of the ideal Conventional, USDA, or FHA loan for you. Choose among these three pathways to get started, each leading to a selection of lenders and tailored loan programs.
Keystone Funding provides home loans and mortgage financing in the District of Columbia, Maryland, Virginia, Pennsylvania, and New Jersey. We are A-rated by the Better Business Bureau, and each of our Mortgage Consultants has a minimum of 8 yrs experience in mortgage origination.
9 East Loockerman Street, Suite 207, Dover, DE, 19901
Lends in Delaware
1st Capitol Mortgage, Inc. is a licensed Mortgage Brokerage in DE, MD and VA. We have been in business at the same location since 1996. As other brokerages have had to close their doors, 1st Capitol has continued to do well because of our referral based business model.By focusing on our clients’ best interest we have maintained a consistent.
The Dover Federal Way: Members are our priority. Excellence is our past, present, and future. Dover Federal Credit Union is the 2010 Winner of the Central Delaware Chamber of Commerce Presidents Award for Excellence. For more than 50 years, you've come first, with products, knowledge and personalized services to achieve your dreams.
Angle Mortgage Network is located in Dover, DE and has a variety of mortgage products to offer. We can’t wait to help you find your mortgage product! Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.
Del-One Federal Credit Union is a not for profit financial institution, providing solutions needed to achieve financial security and independence. Del-One is member-owned and operated through the election of a board of directors. Members are provided with safe, convenient locations throughout Delaware to save at higher deposit rates.
16394 Samuel Paynter Blvd, Suite 102, Milton, DE, 19968
Lends in Delaware
Motto Mortgage Prosperity have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer.
The Delaware State Police Federal Credit Union was founded in 1960. The idea was to create a financial institution, whose purpose was and is to protect and help Delaware’s most precious resource, our troopers, lead financially successful lives. In the years since, we have grown and developed into an organization that honors all of those that serve.
"Established in 2006, The Mortgage Market of Delaware, LLC is a locally owned and operated family business specializing in residential and commercial real estate lending. We work with 20 national mortgage lenders and financial institutions so we
can assist almost any borrower. If we can't do the loan, it probably can't be done!"
