Explore the differences! FHA VS Conventional loan programs in Clayton, Kent County, Delaware
In 2025, the conventional loan limit for a single-family home in Clayton, located in Kent county, DE, is $726,200. The FHA limit, however, is set at $472,030.
Leverage the Lendersa® Conventional loan calculator to compare the prevailing rates for Conventional, FHA, and USDA loans and to determine the necessary income, credit, reserves, and documentation for eligibility. Our state-of-the-art mortgage calculator allows you to understand the prospects by comparing Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in choosing the best financing program available in DE for your individual financial scenario.
Loan Limits and Down Payment Requirements for 2025 in Clayton, Kent County, DE
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table relates to zip codes: 19977, 19938
Exploring Conventional and FHA Loan Opportunities in Clayton, DE
The primary goal of Lendersa® is to facilitate your access to the most favorable Conventional, USDA, or FHA loan options quickly and with minimal effort. Initiate your search from one of the three available starting points to locate lenders and loan programs that align closely with your finance strategies.
790 West Frontage Road, Suite 418, Northfield, IL, 60093
1st Eagle Mortgage is a full-service mortgage company, working closely with current and prospective property owners in the Chicagoland area to create tailor-made mortgages to meet their needs. Our focus is on you, the customer. We understand that every customer’s situation is unique.
FNBC Bank & Trust is a community bank with long standing connections to the communities which we serve. With over $500 million in assets, our banking offices provide a full range of personal and commercial deposit, loan, and trust services. FNBC offers a complete array of financial services with solutions for all financial needs in one place.
Countryside Bank is part of Wintrust, a financial holding company based in Rosemont, Illinois, with more than $36 billion in assets. Through our multiple companies and divisions, we provide traditional community banking and commercial banking services, wealth management solutions, commercial and life insurance premium financing, mortgage originatio
Lending Leaf Co. is a Mortgage Broker who provides a variety of mortgage products to assist you with finding solutions to all of your mortgage needs. Our company works with Certified Underwriters which allows issuing a decision on your application quickly. We maintain a dedicated professional sales and operations staff.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
First National Bank of Brookfield, your friendly hometown community bank.
For over 30 years, the Village of Brookfield was without a bank. In 1962 a group of ten businessmen founded the First National Bank of Brookfield, located in the Grand Boulevard business district. The bank was established during a period of rapid growth in Brookfield.
Epic Mortgage. Our mortgage broker in Brookfield, IL, can assist with a wide range of mortgage loans. And instead of handing you a one-size-fits-all mortgage loan, we'll actually work with you and your needs to find the best answer for you. Our owner cares deeply about each client he works with and wants to make your experience with us memorable.
F&M Bank is a dynamic regional bank located in middle Tennessee ... and is one of the top independent banks in the state! F&M Bank operates full-service banking offices in Clarksville, Springfield, Greenbrier, Dover, Bumpus Mills, Lebanon, Mt. Juliet, White House, Murfreesboro, Hendersonville and Cookeville.
