FHA VS Conventional loan programs in 2025 for Clayton, Kent County, Delaware
In 2025, the conventional loan limit for a single-family home in Clayton, located in Kent county, DE, is $726,200. The FHA limit, however, is set at $472,030.
Leverage the Lendersa® Conventional loan calculator to compare the prevailing rates for Conventional, FHA, and USDA loans and to determine the necessary income, credit, reserves, and documentation for eligibility. Our state-of-the-art mortgage calculator allows you to understand the prospects by comparing Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in choosing the best financing program available in DE for your individual financial scenario.
Loan Limits and Down Payment Requirements for 2025 in Clayton, Kent County, DE
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table relates to zip codes: 19977, 19938
Exploring Conventional and FHA Loan Opportunities in Clayton, DE
The primary goal of Lendersa® is to facilitate your access to the most favorable Conventional, USDA, or FHA loan options quickly and with minimal effort. Initiate your search from one of the three available starting points to locate lenders and loan programs that align closely with your finance strategies.
325 Dakota Dunes Blvd, North Sioux City, SD, 57049
Security National Bank of South Dakota is a subsidiary of Security National Corporation, which was chartered in 1884 in Sioux City, Iowa, and founded on the time-tested principles of integrity, honor, open-mindedness, efficiency, good humor, respect, duty and human connection. These principles served as guideposts that enabled SNB to
Red River Credit Union employs over 350 local residents to manage over $900 million in assets. Our membership is over 110,000 strong. As a premier financial institution, Red River Credit Union can offer its membership loans, deposit accounts, and financial services to meet their every need.
First National Bank Bemidji has served Bemidji's businesses and families. We are a community bank – investing in local people and their dreams – and celebrate the successes that enhance our quality of life. We'll always be Bemidji's Bank because we are owned by employees, ensuring that we will be your banking partner for generations.
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