Explore the differences! FHA VS Conventional loan programs in Dover-Base-Housing, Kent County, Delaware

In 2026, the conventional loan limit for a single-family home in Dover-Base-Housing, county of Kent, DE, is $647,200, and the FHA limit is $420,680.

Utilize the Lendersa® Conventional loan calculator to gauge today's top rates among Conventional, FHA, and USDA loans. Ascertain the income, credit, reserves, and documents needed for qualification. Our comprehensive mortgage calculator lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in determining the optimal program for your financial situation in DE.

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Loan Limits and Down Payment Requirements for 2026 in Dover-Base-Housing, Kent County, DE

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison applies to the zip codes: 19901

Options for Conventional and FHA Loans in Dover-Base-Housing, DE

Lendersa® aims to connect you with the best fit for a Conventional, USDA, or FHA loan quickly and efficiently. Choose from one of three starting points to match you with lenders and loan programs.

Lendersa USDA loan request and matching results


Dover-Base-Housing Lenders

  • Keystone Funding
  • 519 S. Red Haven Lane, Dover, DE, 19901
  • Lends in Delaware
  • Keystone Funding provides home loans and mortgage financing in the District of Columbia, Maryland, Virginia, Pennsylvania, and New Jersey. We are A-rated by the Better Business Bureau, and each of our Mortgage Consultants has a minimum of 8 yrs experience in mortgage origination.

  • 1st Capitol Mortgage, Inc.
  • 9 East Loockerman Street, Suite 207, Dover, DE, 19901
  • Lends in Delaware
  • 1st Capitol Mortgage, Inc. is a licensed Mortgage Brokerage in DE, MD and VA. We have been in business at the same location since 1996. As other brokerages have had to close their doors, 1st Capitol has continued to do well because of our referral based business model.By focusing on our clients’ best interest we have maintained a consistent.

  • Dover Federal Credit Union
  • 1075 Silver Lake Blvd, Dover, DE, 19904
  • Lends in Delaware
  • The Dover Federal Way: Members are our priority. Excellence is our past, present, and future. Dover Federal Credit Union is the 2010 Winner of the Central Delaware Chamber of Commerce Presidents Award for Excellence. For more than 50 years, you've come first, with products, knowledge and personalized services to achieve your dreams.

  • Angle Mortgage Network
  • 31 Saulsbury Road, Suite 2, Dover, DE, 19904
  • Lends in Delaware
  • Angle Mortgage Network is located in Dover, DE and has a variety of mortgage products to offer. We can’t wait to help you find your mortgage product! Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.

  • Del-One Federal Credit Union
  • 100 Credit Union Way, Milford, DE, 19963
  • Lends in Delaware
  • Del-One Federal Credit Union is a not for profit financial institution, providing solutions needed to achieve financial security and independence. Del-One is member-owned and operated through the election of a board of directors. Members are provided with safe, convenient locations throughout Delaware to save at higher deposit rates.

  • Motto Mortgage
  • 16394 Samuel Paynter Blvd, Suite 102, Milton, DE, 19968
  • Lends in Delaware
  • Motto Mortgage Prosperity have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer.