Explore the differences! FHA VS Conventional loan programs in Harrington, Kent County, Delaware

As of 2026, the Conventional loan limit for a single-family home in Harrington, within Kent county, DE, is $726,200. In comparison, the FHA limit is set at $472,030.

Utilize Lendersa®'s Conventional loan calculator to evaluate and compare the best rates for today’s Conventional, FHA, and USDA loans. You'll see options side-by-side, helping you determine the necessary income, credit, reserves, and documents to qualify. This advanced tool assists in deciding which program in DE best fits your financial profile.

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2026 Loan Limits & Down Payment Requirements in Harrington, Kent County, DE

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the following zip codes: 19952

Options for Conventional and FHA Loans in Harrington, DE

The goal of Lendersa® is to quickly connect you with the most suitable Conventional, USDA, or FHA loan options, with minimal effort. Begin your loan search with one of three paths that will match you with potential lenders and programs.

Lendersa USDA loan request and matching results


Harrington Lenders

  • Del-One Federal Credit Union
  • 100 Credit Union Way, Milford, DE, 19963
  • Lends in Delaware
  • Del-One Federal Credit Union is a not for profit financial institution, providing solutions needed to achieve financial security and independence. Del-One is member-owned and operated through the election of a board of directors. Members are provided with safe, convenient locations throughout Delaware to save at higher deposit rates.

  • Dover Federal Credit Union
  • 1075 Silver Lake Blvd, Dover, DE, 19904
  • Lends in Delaware
  • The Dover Federal Way: Members are our priority. Excellence is our past, present, and future. Dover Federal Credit Union is the 2010 Winner of the Central Delaware Chamber of Commerce Presidents Award for Excellence. For more than 50 years, you've come first, with products, knowledge and personalized services to achieve your dreams.

  • Angle Mortgage Network
  • 31 Saulsbury Road, Suite 2, Dover, DE, 19904
  • Lends in Delaware
  • Angle Mortgage Network is located in Dover, DE and has a variety of mortgage products to offer. We can’t wait to help you find your mortgage product! Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.

  • Keystone Funding
  • 519 S. Red Haven Lane, Dover, DE, 19901
  • Lends in Delaware
  • Keystone Funding provides home loans and mortgage financing in the District of Columbia, Maryland, Virginia, Pennsylvania, and New Jersey. We are A-rated by the Better Business Bureau, and each of our Mortgage Consultants has a minimum of 8 yrs experience in mortgage origination.

  • 1st Capitol Mortgage, Inc.
  • 9 East Loockerman Street, Suite 207, Dover, DE, 19901
  • Lends in Delaware
  • 1st Capitol Mortgage, Inc. is a licensed Mortgage Brokerage in DE, MD and VA. We have been in business at the same location since 1996. As other brokerages have had to close their doors, 1st Capitol has continued to do well because of our referral based business model.By focusing on our clients’ best interest we have maintained a consistent.

  • Motto Mortgage
  • 16394 Samuel Paynter Blvd, Suite 102, Milton, DE, 19968
  • Lends in Delaware
  • Motto Mortgage Prosperity have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer.

  • Delaware State Police Federal Credit Union
  • 700 N Bedford Street, Georgetown, DE, 19947
  • Lends in Delaware
  • The Delaware State Police Federal Credit Union was founded in 1960. The idea was to create a financial institution, whose purpose was and is to protect and help Delaware’s most precious resource, our troopers, lead financially successful lives. In the years since, we have grown and developed into an organization that honors all of those that serve.

  • The Mortgage Market of Delaware
  • 34011 Wescoats, Rdlewes, DE, 19958
  • Lends in Delaware
  • "Established in 2006, The Mortgage Market of Delaware, LLC is a locally owned and
    operated family business specializing in residential and commercial real estate lending.
    We work with 20 national mortgage lenders and financial institutions so we

    can assist almost any borrower. If we can't do the loan, it probably can't be done!"

  • Stratton Mortgage
  • 28437 DuPont Blvd, Millsboro, DE, 19966
  • Lends in Delaware
  • At Stratton Mortgage, we desire to build our community through home ownership and generosity. Our goal is to provide a seamless mortgage process that allows you to enjoy buying or re-financing your home. Stratton Mortgage is an innovative company
    that takes the stress out of the mortgage experience.