FHA VS Conventional loan programs in Milford, Sussex County, Delaware

As of 2026, the loan limit for Conventional mortgages in Milford, within the county of Sussex, DE, amounts to $726,200. Meanwhile, the FHA loan limit for single-family homes is at $472,030.

Take advantage of the Lendersa® Conventional loan calculator to explore and compare current rates for Conventional, FHA, and USDA loans. Discover what income level, credit standing, reserves, and documentation are necessary to qualify. Our sophisticated mortgage calculator allows you to view side by side the Conforming Conventional loans, USDA, FHA, and VA programs, equipping you to choose the best option suited for your financial needs in DE.

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2026 Loan Limits and Downpayment Requirements in Milford, County of Sussex, DE

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison chart is applicable to the zip codes: 19963

Available Conventional and FHA Loan Options in Milford, DE

The mission of Lendersa® is to help you swiftly and easily obtain the most suitable Conventional, USDA, or FHA loan. You can choose from three options to connect with matching lenders and suitable loan programs.

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Milford Lenders

  • Del-One Federal Credit Union
  • 100 Credit Union Way, Milford, DE, 19963
  • Lends in Delaware
  • Del-One Federal Credit Union is a not for profit financial institution, providing solutions needed to achieve financial security and independence. Del-One is member-owned and operated through the election of a board of directors. Members are provided with safe, convenient locations throughout Delaware to save at higher deposit rates.

  • Motto Mortgage
  • 16394 Samuel Paynter Blvd, Suite 102, Milton, DE, 19968
  • Lends in Delaware
  • Motto Mortgage Prosperity have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer.

  • Keystone Funding
  • 519 S. Red Haven Lane, Dover, DE, 19901
  • Lends in Delaware
  • Keystone Funding provides home loans and mortgage financing in the District of Columbia, Maryland, Virginia, Pennsylvania, and New Jersey. We are A-rated by the Better Business Bureau, and each of our Mortgage Consultants has a minimum of 8 yrs experience in mortgage origination.

  • 1st Capitol Mortgage, Inc.
  • 9 East Loockerman Street, Suite 207, Dover, DE, 19901
  • Lends in Delaware
  • 1st Capitol Mortgage, Inc. is a licensed Mortgage Brokerage in DE, MD and VA. We have been in business at the same location since 1996. As other brokerages have had to close their doors, 1st Capitol has continued to do well because of our referral based business model.By focusing on our clients’ best interest we have maintained a consistent.

  • The Mortgage Market of Delaware
  • 34011 Wescoats, Rdlewes, DE, 19958
  • Lends in Delaware
  • "Established in 2006, The Mortgage Market of Delaware, LLC is a locally owned and
    operated family business specializing in residential and commercial real estate lending.
    We work with 20 national mortgage lenders and financial institutions so we

    can assist almost any borrower. If we can't do the loan, it probably can't be done!"

  • Delaware State Police Federal Credit Union
  • 700 N Bedford Street, Georgetown, DE, 19947
  • Lends in Delaware
  • The Delaware State Police Federal Credit Union was founded in 1960. The idea was to create a financial institution, whose purpose was and is to protect and help Delaware’s most precious resource, our troopers, lead financially successful lives. In the years since, we have grown and developed into an organization that honors all of those that serve.

  • Dover Federal Credit Union
  • 1075 Silver Lake Blvd, Dover, DE, 19904
  • Lends in Delaware
  • The Dover Federal Way: Members are our priority. Excellence is our past, present, and future. Dover Federal Credit Union is the 2010 Winner of the Central Delaware Chamber of Commerce Presidents Award for Excellence. For more than 50 years, you've come first, with products, knowledge and personalized services to achieve your dreams.

  • Angle Mortgage Network
  • 31 Saulsbury Road, Suite 2, Dover, DE, 19904
  • Lends in Delaware
  • Angle Mortgage Network is located in Dover, DE and has a variety of mortgage products to offer. We can’t wait to help you find your mortgage product! Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.

  • Bank of England Mortgage
  • 19405 Plantation Road, Suite 1A, Rehoboth Beach, DE, 19971
  • Lends in Delaware
  • Bank of England Mortgage has been providing down home service. Along with powerful nationwide mortgage loans, we offer clients peace of mind knowing they are working with a credible national mortgage banker. Our success is due primarily to the talent of our people and access to hundreds of mortgage products at industry.