Explore the differences! FHA VS Conventional loan programs in Laurel, Sussex County, Delaware
For the year 2025, in Laurel, located in the county of Sussex, DE, the loan limit for a single-family home under a conventional loan is $726,200, whereas the FHA loan limit is $472,030.
Lendersa® offers a Conventional loan calculator that helps compare current rates for Conventional, FHA, and USDA loans. It enables you to assess the income, credit, reserves, and documentation needed to qualify. The advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side-by-side, assisting you in choosing the ideal program suited to your financial situation in DE.
Loan Limits and Down Payment Requirements for 2025 in Laurel, Sussex County, DE
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to the following zip codes: 19956
Options for Conventional and FHA Loans in Laurel, DE
At Lendersa®, we aim to swiftly secure you the best possible Conventional, USDA, or FHA loan with minimal hassle. Choose one of three starting points that help connect you with lenders and suitable loan programs.
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