Explore the differences! FHA VS Conventional loan programs in Laurel, Sussex County, Delaware

For the year 2025, in Laurel, located in the county of Sussex, DE, the loan limit for a single-family home under a conventional loan is $726,200, whereas the FHA loan limit is $472,030.

Lendersa® offers a Conventional loan calculator that helps compare current rates for Conventional, FHA, and USDA loans. It enables you to assess the income, credit, reserves, and documentation needed to qualify. The advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side-by-side, assisting you in choosing the ideal program suited to your financial situation in DE.

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Loan Limits and Down Payment Requirements for 2025 in Laurel, Sussex County, DE

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 19956

Options for Conventional and FHA Loans in Laurel, DE

At Lendersa®, we aim to swiftly secure you the best possible Conventional, USDA, or FHA loan with minimal hassle. Choose one of three starting points that help connect you with lenders and suitable loan programs.

Lendersa USDA loan request and matching results


  • Parc Lending
  • 1921 Kaliste Saloom Road, Suite 203, Lafayette, LA, 70508
  • Parc Lending. She brings 22 years of mortgage advising experience to Lafayette and the Acadiana area. A native of New Orleans, Mary moved to Lafayette in 2009. She is a devoted mother to her 8-year-old daughter Mollie and enjoys crafting, cooking and making soaps. Working diligently, Mary takes pride in her work. She is always available.
  • Castille Mortgage Company
  • 102 Magnate Dr, Suite 203, Lafayette, LA, 70508
  • Castille Mortgage Company is uniquely different from other mortgage companies. First and most importantly we aim to discover the wants and needs of our clients so we can structure their loan to meet each individuals personal goals. Finding out these details helps us to better set our clients up for success with what they are wanting to achieve.
  • Red River Credit Union
  • 1000 Pine, Texarkana, TX, 75501
  • Red River Credit Union employs over 350 local residents to manage over $900 million in assets. Our membership is over 110,000 strong. As a premier financial institution, Red River Credit Union can offer its membership loans, deposit accounts, and financial services to meet their every need.
  • Legacy Mortgage Services
  • 6425 Youree Drive, Suite 100, Shreveport, LA, 71105
  • "We started with a very simple idea at Legacy Mortgage – Exceed our customers’ expectations. Legacy Mortgage is a member of the Eustis Family of Companies which allows us to focus on our customer with a strong history of helping homeowners. Our company was established with a mission to fulfill two goals that all great organizations have in com
  • Prudent Mortgage LA LLC
  • 7591 Fern Avenue, Suite 1802, Shreveport, LA, 71105
  • There is no bigger investment you will make than purchasing your home. Prudent Mortgage LA primary focus is to administer an unrivaled experience to our clients, facilitating and acquiring financing with a personalized concierge approach. We have created and optimized our systems and work-flow to create and increase efficiency in the loan process.
  • Pierremont Mortgage
  • 6425 Youree Drive, Suite 590, Shreveport, LA, 71105
  • Pierremont Mortgage brings over 28 years of experience and stability in the Louisiana marketplace and has complete access to the best mortgage products. Combining leading technology with our expertise enables us to deliver a seamless mortgage process. Pierremont Mortgage offers many financing programs including Conventional,
  • ANECA Federal Credit Union
  • 4361 Youree Dr., Shreveport, LA, 71105
  • ANECA Federal Credit Union has been serving the Shreveport/Bossier City area since 1939. While we do offer a variety of products and services, it is our commitment to financial well-being that makes us unlike any other financial institution. Our members are part of our family. We believe that by improving their financial lives we are helping our co
  • TES Regional Healthcare Federal Credit Union
  • 2050 Line Avenue, Shreveport, LA, 71104
  • TES Regional Healthcare Federal Credit Union, owned by the membership, is committed to the healthcare field in eight parishes of Louisiana. Our mission as stewards of the credit union include providing the best possible service and developing products that meet the needs of the membership.