FHA VS Conventional loan programs in Millsboro, Sussex County, Delaware

For 2026, the Conventional loan limit in Millsboro, located in Sussex county, DE, is set at $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Leverage Lendersa®'s Conventional loan calculator to evaluate current rates between Conventional, FHA, and USDA loans, and assess the income, credit score, reserves, and documentation that are necessary for qualification. Our sophisticated mortgage calculator allows a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, helping you identify the best program in DE tailored to your financial situation.

Compare loan offers from over 100 lenders

2026 loan limits and down payment requirements in Millsboro, Sussex county, DE

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to the following zip codes: 19966

Explore Conventional and FHA loan options in Millsboro, DE

The mission of Lendersa® is to facilitate a hassle-free experience in obtaining the best possible Conventional, USDA, or FHA loans. Begin by choosing one of three pathways to connect with suitable lenders and loan options.

Lendersa USDA loan request and matching results


Millsboro Lenders

  • Stratton Mortgage
  • 28437 DuPont Blvd, Millsboro, DE, 19966
  • Lends in Delaware
  • At Stratton Mortgage, we desire to build our community through home ownership and generosity. Our goal is to provide a seamless mortgage process that allows you to enjoy buying or re-financing your home. Stratton Mortgage is an innovative company
    that takes the stress out of the mortgage experience.

  • ALL AMERICAN MORTGAGE, LTD
  • 30618 Dupont Blvd, Suite 2, Dagsboro, DE, 19939
  • Lends in Delaware
  • All American Mortgage, Ltd. do the work for you. Our specialty is comparing rates among the largest lenders in the United States and finding the best possible solution to meet your mortgage needs. We represent many lending institutions and are able to assist clients with both great credit and not so great credit.

  • WHITECAP MORTGAGE LLC
  • 39682 Sunrise Ct, Bethany Beach, DE, 19930
  • Lends in Delaware
  • Whitecap Mortgage was founded from a desire to offer a better option to our customers. We believe that you shouldn’t have to choose between getting a competitive interest rate or getting an excellent mortgage experience, and from that belief our company was born. We take pride in treating our clients with honesty and integrity.

  • Delaware State Police Federal Credit Union
  • 700 N Bedford Street, Georgetown, DE, 19947
  • Lends in Delaware
  • The Delaware State Police Federal Credit Union was founded in 1960. The idea was to create a financial institution, whose purpose was and is to protect and help Delaware’s most precious resource, our troopers, lead financially successful lives. In the years since, we have grown and developed into an organization that honors all of those that serve.

  • Bank of England Mortgage
  • 19405 Plantation Road, Suite 1A, Rehoboth Beach, DE, 19971
  • Lends in Delaware
  • Bank of England Mortgage has been providing down home service. Along with powerful nationwide mortgage loans, we offer clients peace of mind knowing they are working with a credible national mortgage banker. Our success is due primarily to the talent of our people and access to hundreds of mortgage products at industry.

  • Evolve Bank & Trust
  • 19405 Plantations Road, Rehoboth Beach, DE, 19971
  • Lends in Delaware
  • Evolve Bank team in 2017 after spending five years in client services. I find my true passion in helping families and individuals succeed in making the most informed decision regarding loan options; tailored towards their specific financial needs. As an experienced loan professional, I can ensure full transparency.

  • Atlantic Prime Mortgage
  • 19269 Coastal Highway, Suite 1, Rehoboth Beach, DE, 19971
  • Lends in Delaware
  • We are a small business located in Annapolis, MD. Our founders, David Jones and Wes Tower, are Annapolis residents and active in the local community. We had a desire to help the community that we love so much, so we started a mortgage company aimed at providing great service and rates to our customers.

  • The Mortgage Market of Delaware
  • 34011 Wescoats, Rdlewes, DE, 19958
  • Lends in Delaware
  • "Established in 2006, The Mortgage Market of Delaware, LLC is a locally owned and
    operated family business specializing in residential and commercial real estate lending.
    We work with 20 national mortgage lenders and financial institutions so we

    can assist almost any borrower. If we can't do the loan, it probably can't be done!"

  • Motto Mortgage
  • 16394 Samuel Paynter Blvd, Suite 102, Milton, DE, 19968
  • Lends in Delaware
  • Motto Mortgage Prosperity have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer.